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HomeMy WebLinkAbout0028 ALICIA ROAD ,. ��� , . 1 Town of Barnstable Building t1 Post This Card So.That it is,Visible From tNe Street Approved Flans Must be,Retamed on Job and this Card°Must,:be Kept KAS& �p� Posted Until Final Inspection Has Been,Made , =} L HnBN�fA -Permit 1 iWhere a.Certificate of Occu an is Re wired,such Buildm shall Not be Occu ied until a Final Ins Fection,has been made , ��l jlli� P Y q P p Permit No. B-20-947 Applicant Name: Oliver Kelly Approvals Date Issued: 04/02/2020 Current Use: Structure Permit Type: Building-Siding/Windows/Roof/Doors Expiration Date: 10/02/2020 Foundation: Location: 28 ALICIA ROAD, HYANNIS Map/Lot: 292-267 Zoning District: SPLIT Sheathing: Owner on Record: BARROWS, DEBRA A Contractor,Name ,,Oliver Kelly. Framing: 1 Address: 28 ALICIA ROAD Contractor License:- 128957 2 (` ffi- Est. Pro ect Cost: $4,500.00 HYANNIS, MA 02601 j ry Chimney: Description: Replace Asphalt Roof Covering Permit Fee: $35.00 3 f, Insulation: Pro ect Review Re `Fee Paid.:' $35.00 J q Date: - 4/2/2020 Final: I f- Plumbing/Gas l Rough Plumbing: uilding Official B Final Plumbing: This permit shall be deemed abandoned and invalid unless the work authorized by this permit is commenced within six months after issuance. All work authorized by this permit shall conform to the approved application and the approved construction documents for which this permit has been granted. Rough Gas: All construction,alterations and changes of use of any building and structures shall be in compliance with the local zoning by-laws and codes. This permit shall be displayed in a location clearly visible from access street or road and shall be maintained open for public inspection for the entire duration of the Final Gas: work until the completion of the same. l Electrical The Certificate of Occupancy will not be issued until all applicable signatures by the Building an&Fire Officials are provided on this permit. Minimum of Five Call Inspections Required for All Construction Work: Service: 1.Foundation or Footing • Rough: 2.Sheathing Inspection I -.-�. _._.,, ..,_- �� -„•-.- 3.All Fireplaces must be inspected at the throat level before firest flue lining is installed Final: 4.Wiring&Plumbing Inspections to be completed prior to Frame Inspection 5.Prior to Covering Structural Members(Frame Inspection) Low Voltage Rough: 6.Insulation 7.Final Inspection before Occupancy Low Voltage Final: Where applicable,separate permits are required for Electrical,Plumbing,and Mechanical Installations. Health Work shall not proceed until the Inspector has approved the various stages of construction. Final: "Persons contracting with unregistered contractors do not have access to the guaranty fund" (as set forth in MGL c.142A). Fire Department Building plans are to be available on site Final: All Permit Cards are the property of the APPLICANT-ISSUED RECIPIENT DWl�.r� ram►ILL. S�T Town of Barnstable �1HE Regulatory Services Thomas F.Geiler,Director ' MASS. Building Division � ss. 039.l `0� Tom Perry,Building Commissioner fD MP A 200 Main Street, Hyannis,MA 02601 www.town.barnstable.ma.us Office: 508-862-4038 Fax: 508-790-6230 PERMIT# ` FEE: $ JS dC) SHED REGISTRATION p 200 square feet or less "1 Location of shed(address) Village t )6C,rl-,o41 S Sod- C2-ka - V43Q Property owner's name Telephone number Size of Shed Map/Parcel# r`' C:) Signature Date EM Hyannis Main Street Waterfront Historic District? Old King's Highway Historic District Commission jurisdiction? If over 120 square feet,you must file with Old King's Highway Conservation Commission(signature is required) -' Sign off hours for Conservation 8:00-9:30&3:30-4:30 ` PLEASE NOTE: IF YOU ARE WITHIN THE JURISDICTION OF ANY OF THE ABOVE COMMISSIONS,THERE MAY BE A REVIEW PROCESS AND APPLICATION FEE. PLEASE SEE THE APPROPRIATE COMMISSION FOR DETAILS. THIS FORM MUST BE ACCOMPANIED BY A PLOT PLAN Q-forms-shedreg REVOMI Town of Barnstable Geographic Information System July 30, 2012 M 006 !4 8; ,: . d �. `�. - � - �`� � -,�-• ,„� ,.:. ,A°'u �' � ,' � .#sae.0.c"' 292269 .� 292268 . #20 s 292267 #28 292264 - 292266 �` r #52 #36 R 'SAs= .' 292,2w65 #44 { t � S 292229 #5 Ar 10A 00 y 292230 292231 ::', � #17 292262 IT292232 aN #57 2 3 Flet 292233 . #33 DISCLAIMERS:This map is for planning purposes only. It is not adequate for legal Map:292 Parcel:267 f boundary determination or regulatory interpretation. Enlargements beyond a scale of Owner:BARROWS,DEBRA A Total Assessed Value:$177100 Selected Parcel i� 1"=100'may not meet established map accuracy standards. The parcel lines on this map El � _ are only graphic representations of Assessor's tax parcels. They are not true property Co-Owner: Acreage:0.26 acres Abutters boundaries and do not represent accurate relationships to physical features on the map Location:28 ALICIA ROAD f// such as building locations. Buffer '// �INE Shed * BARNSTABLE. ; TOWN OF BARNSTABLE Permit y MASS. 16 9..�p�� Permit Number: Application Ref: 201204590 20121804 Issue Date: 08/02/12 Applicant: BARROWS, DEBRA A Proposed Use: Accessory Structure Permit Type: SHEDS 200 SQ FT & UNDER Permit Fee $ 35.00 Location 28 ALICIA ROAD Map Parcel 292267 Town HYANNIS Zoning District SPIT Contractor PROPERTY OWNER Remarks 10 X 14 SHED Owner: BARROWS, DEBRA A Address: 28 ALICIA ROAD HYANNIS, MA 02601 Issued By: PR .POST THIS CARD SO THAT IS VISIBLE FROM THE STREET n �Q ARNST E CAPE COD , INSULATIO. N 2C'12 -92 kl e. 43 [FOP] ' FIRM RUSS SRAALLRSS SPRAY FOAM SUSPENGSP - RATFS OUT}SRS INSULATION tTI"" -s•~ 1-800-696-6611 � 1, Townof /7G��YTS ��Qi. 3r Regulatory Services - r Building Division F Address - p Address 2 - Date: Dear Building Inspector a r Please accept this Affidavit as documentation that Cape Cod Insulation Inc.. erk ed& ,P _ � P completed the insulation and weatherizatiori work at the property listed below. Cape Cod Insulation did this in accordance to the specifications listed on the building permit- application. All work has been inspected by a certified Building Performance InstiItate (BPI) inspector. All work preformed meets or exceeds Federal & State Requirements` ' Property Owner Proper Propery Address F Village � Insulation Installed: Fiberglass Cellulose'- R-Value Restricted Unrestric?ed' Ceilings Slopes Floors Walls 141 be Sincerely R M 'y,E ssid Jr, Presid Cape Co Insul tion;Inc: ". 7 F p TOWN OF BARNSTABLE BUILDING PERMIT APPLICATION Map Parcel Application 00 Health Division "Date Issued10 Conservation Division —Application—Fee Planning Dept. Permit Fee 4 Date Definitive Plan Approved by Planning Board _ Historic - OKH _Preservation / Hyannis Project Street Address J_ 17 ,1 Village A6444/.1/ /A Owner s ft�R /� � �,�/?1s �s S Address Z Telephone, "J :2 7 r— /:.4''O 7 Permit Request `� L'e/ vdp ye Xryz Square feet: 1 st floor: existing proposed 2nd floor: existing proposed Total new Zoning District Flood Plain Groundwater Overlay Project Valuation 3 Construction Type Lot Size _ Grandfathered: ❑Yes ❑ No If yes, attach supporting documentation. Dwelling Type: Single Family U--' Two Family ❑ Multi-Family (# units)' Age of Existing Structure _ Historic House: ❑Yes WTNo On Old King's Highway: ❑Yes 41<o Basement Type: ❑ Full ❑ Crawl ❑Walkout ❑Other Basement Finished Area (sq.ft.) Basement Unfinished Area(sq.ft) Nmber of Baths: Full: existing new Half: existing new Number of Bedrooms: existing _new Total Room Count (not including baths): existing new _First Floor Room Count —i Heat Type and Fuel: ❑ Gas ❑Oil ❑ Electric ❑ Other N Central Air: ❑Yes ❑ No Fireplaces:Existing New Existing wood/coal stov@: ❑,,Yes ❑ No NO Detached garage: ❑ existing ❑ new size_Pool: ❑ existing ❑ new size _ Barn:`®'existing 1! new size_ Attached garage: ❑ existing O new size _Shed: ❑ existing ❑ new size _ Other: Zoning Board of Appeals Authorization ❑ Appeal # Recorded ❑ Commercial ❑Yes ❑ No If yes, site plan review# Current Use Proposed Use, APPLICANT INFORMATION (BUILDER OR HOMEOWNER) Name (• ,��(`�� .+`i�L1 !/6�� Telephone Number 777 Address M,04yU& za( License# 1,5 g ,5�� - Home Improvement Contractor# Worker's Compensation # E_d ALL CONSTRUCTION DEBRIS RESULTING FROM THIS PROJECT WILL BE TAKEN TO YAew—bk& SIGNATURE DATE Z b'�//�' FOR OFFICIAL USE ONLY •APPLICATION# DATE ISSUED . • , MAP/PARCEL NO. ADDRESS VILLAGE OWNER DATE OF INSPECTION: { FOUNDATION: FRAME INSULATION! FIREPLACE P ELECTRICAL: ROUGH FINAL h , PLUMBING: ROUGH FINAL GAS:�- ROUGH .,,.;, FINAL ;FINAL BUILDING!;,. DATE CLOSED OUT r ASSOCIATION PLAN NO.- t.uenuf: 4�y1 CCINSUL ACORD -CERTIFICATE OF LIABILITY INSURANCE U2':`mMa,z"`Y'I THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION OIVCY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER.THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. —IMPORTANT-TfT e ce I Ica e o er Is anTIONAL INSURED,the-poficy(ies)mus a en orse CIUATION IS WAIVED,subject o the terms and conditions of the policy, certain policies may require an endorsement.A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsernent(s). PRooucele NAME. Margaret Young Rogers K Gray Ins. -So. Dennis PHONE FAX 434 Route 134 Iwc,No,.EXtL508-760 4602.. _...._...... "..._.__......._................(Arc, Nol): 877-816-2156 E-MAIL - — P. 0.BOX 1601 ADDRESS:�oungma@roger5gray.com PRODUCE South Dennis,MA 02660-1601 CUSTOMER ID a: INSURER(S)AFFORDING COVERAGE NAIC N INSUkED INSURER A:Peerless Insurance 18333 Cape Cod Insulation Inc 455 Yarmouth Road INSURER B:Ohio Casualty Insurance Company Hyannis, MA 02601 INSURER C:Atlantic Charter Insurance wsURERD:Commerce Insurance Company 34754 INSURER E - --- INSURERF: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: _ THIS Ir;10 C['1:III Y'lI IA r rl-IE POLICIES OF INSURANCE LISTED BELOW HAVE BF.(,fJ!:::;TIED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NO'IWI I HS IANIAN6 ANY REQUIREMENI,TERM OR CONDITION OF ANY CONTRAG I )R 0 THER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN,THE INSURANCE AFFORDED BY THE POLICIES DESCRID-1 ".REIN IS SUBJECT TO ALL THE TERMS,EXCLUSIONS AND CONDITIONS OF SUCH POLICIES LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. VSR ADDL SUBR . POLICY EFF POLICY EXP ,IB -T TYPE Of lNSl1R„�N('E .IAISIR-,�1L�LL, ,p>�I�r•y„ raa-g^— {MryitaDpLY), ,IUwInRL)X;i=I A GENERAL LIABILITY CBP8263063 04/01/2011 04/01/2012 EACH OCCURRENCE $1,000,000 DAMAGE TO RENTED CUMMI Itl;lAl..GENERA!.LIABILITY ('REMISES(E4 occuireme) $100,000 CLAIMS-MADE X OCCUI'2 MED EXP(Any ono person) $5,000 PERSONAL&ADV INJURY $1,000,000 r GENERAL AGGREGATE $2,000,000 iAJ4t AGGHLL,_AIL. IJMII APPLILS PER.. - PRODUCTS-COMPIOPAGG $2,000,000 PRO $ AUTOMOBILE LIABILITY 11 MMBCKVMK 04/01/2011 04/0112012 COMBINED SINGLL LIMI r ;6 ANY AIIIO (Ea accident) 1,000,000 ALI UWNFU AUTOS BODILY INJURY (Pei peisun) $ X - BODILY INJURY(Per accident) itCH('lil)LtU Al.ITOS PROPERTY DAMAGV X IIIRFI)A111 US (Per accident) $ X NUN OWNC()AI I I'US - $ - - $ B UMBRELLA LIAB X OCCUR 0001254514645 04/01/2011 04/01/2012.EAcH OCCURRENCE_ $1,000,000 EXCESS LIAB - CLAIMS-MADE AGGREGATE $1,000,000 X W IL'N I ION $ 10000 WORKERS COMPENSATION WCA00525902 06/30/2011 WC STATU- OTH- AND EMPLOYERS'LIABILITY Y r N - 06/30/2012.X TORY LIMITS ER ANY PROPRIE TOR/PARI-NERIEXECUTIVE I` - E.L.EACH ACCIDENT $500,000 01 HCFR1NIFMHE111''XCI,.TIUED'? l N NIA (Mandatury in NH) E.L DISEASE.-EA EMPLOYEE$,SOO,OOO i)F9CHII'+flew{)i-�i' HATI(INti t nitiyi - - -P L T -ESCRIP'I'ION OF OPERATIONS I LOCATIONS I VEHICLES(Attach ACORD 101,Additional Renui,Ks Schedule,if more space is required) Vorkers Comp Information Included Officers or Proprietors :ERTIF CATE HOLDER _. CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES HE CANCELLED BEFORE THE EXPIRATION DATE THEREOF,NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS, AUTHORIZED REPRESENTATIVE - - 01988-2009 ACORD CORPORATION.All rights reserved. CURD 25(2009/09) 1 of 1 The ACORD name and logo are registeied marks of ACORD #S77368IM68179 MEY r Xx r= :' 10 Park Plaza - Suite 5170 Roston, Massachusetts 02116 1:lonle Improvement Coptr,:lctor Registration Registration: 1535U7 Type: Private Corporation Expiration: 12/15/2012 Trit 206433 C',' 'L. CCD INSUt_..ATION, INC I..ILNR`t' CASSIDY 155 YARMOUTH RD, I-il'ANNIS, MA 02601 Update Address and return curd. tl9;u•Ic je+json tin h;nil;r. I.. Address I.._I Renewal I I ntttluyntcnt I I I.u\t t',irJ i lili.i art-i, u q+uuiri \flai�s1):�,Liusyuc.}/, Kcl;ul)itiou �.IleI1SC rr rcgistrati0n\;tlid liefc;:vid c! :::;e:,•.r., ti0W. ItViP�b(% j(jl{ fS`i`�'UN1 I AG`1 CS{ e.r�u aCli belbry the expiration hate. ll'fuunri return to: Registration: 15367 Type: Orlice of t'unsunrer Affairs and Business Regulation =j" k zpirztfton: 12/15/20 l2 F'nvatt Corporation 10 Park I'l iza-Suite 5170 Boston,nI 02 116 'dOillfWU AIMN. INC; Uadcrsecrctary �iit alid ith t Sio tuft i"las.�achux'tts Wpm urlcrlt ul p1lijit' SaICt\ Board of Bt iIdin',, Ri ulatiitns Mid 'Mall(I:I1-ll1 Construction SUPer✓isor License License' CS 100980 7 HENRY CASSIDY a SHED ROW ' WEST YARMOUTH, MA 02673 Expiration: 11/11/2013 l unuuissi"°r' Trrt: 7620 r The Commonwealth of Massachusetts z Department of Industrial Accidents Office of Investigations ' w° 600 Washington Street F Boston, MA 02111 www.mass.gov/dia Worker's compensation Insurance Affidavit: Builders/Contractors/Electricians/Plumbers Applicant Information Please Print Legibly Name (Business/Organization/Individual): 0 L� e , Address: City/State/Zip: Ya k2l( eA YS_ a 6 e�I. ,,✓✓ � — Phone#: .'09.. `'�2 6 ZaZ Iq Are you an employer?Check the appropriate box: Type of project(required): 1. �l I am a employer with 4 ❑ I am a general contractor and I have 6. New construction employees(full and/or part-time)." hired the sub-contractors listed on 7. ❑ Remodeling the attached sheet.$ 2. ❑ I am a sole proprietor or partnership These sub-contractors have 8• Demolition and have no employees working for employees and have workers' comp. 9. ❑ Building addition me in any capacity. [No workers' insurance.$ 10. ❑ Electrical repairs or additions comp insurance required.] 5.❑ We area corporation and its officers have exercised their right of II. ❑ Plumbing repairs or additions 3. ❑ a tin e 12. Roof repairs I m a homeowner doing all work exemption r MGL c. 152 4 and o g P P §( ), myself. [No workers' comp. we have no employees. [No workers' 13. Other e(�t zl� insurance required.] t. comp.insurance required.] *Any applicant that checks box#1 must also fill out the section below showing their workers'compensation policy information. t Homeowners who submit this affidavit indicating they are doing all work and then hire outside contractors must submit a new affidavit indicating such. $Contractors that check this box must attach an additional sheet showing the name of the sub-contractors and state whether or not those entities have employees.If the sub-contractors have employees,they must provide their workers'comp.policy number. I am an employer that is providing workers'compensation insurance for my employees.Below is the policy and job site information. Insurance Company Policy#or Self-ins.Lie.#: A-15_20 z Expiration Date: Job Site Address: City/State/Zip: Attach a copy of the workers'compensation policy declaration page(showing the policy number and expiration date). Failure to secure coverage as required under Section 25A of MGL c. 152 can lead to the imposition of criminal penalties of a fine up to$1,500.00 and/or one-year imprisonment,as well as civil penalties in the form of a STOP WORK ORDER and a fine of up to$250.00 a day against the violator.Be advised that a copy of this statement ma e forwarded to the Office of Investigations of the DIA for insurance coverage verification. I do here c • under the ins and penalties of perjury that the information provided above is true and correct. Signature: Date% -Z,,l Phone#: Official use only.Do not write in this area,to be completed by city or town official City or Town: Permit/License# ' Issuing Authorit circle one): .Authority '(circle Board of Health 2.Building Department 3.City/Town Clerk 4.Electrical Inspector 5.Plumbing Inspector' 6.Other Contact Person: Phone M OWNER AUTHORIZATION FORM k 1, �o (Owner's Name) • f owner of the property located at (Property Address) (Property Address) ° hereby authorize _ ( bcontractor) an authorized subcontractor for RISE Engineering, to act on my behalf to obtain a building permit and to perform work-on my property: _ /�/ __ APR 10 2�12, Olde Salts Appraisal Company IFile No.CC5-19431 Page#2 ` Loan#2009-1196 Uniform Residential Appraisal Report File# CC5-1943 The purpose of this summary appraisal report is to provide the lender/client with an accurate, and adequately supported, opinion of the market value of the subject property. Pro ert Address 28 Alicia Road City Hyannis State MA Zip Code 02601 Borrower Debra A.Barrows Owner of Public Record Francisco F. Macedo County Barnstable Legal Description Barnstable County Registry of Deeds B 20393 page 107 Assessor's Parcel# Map 292, page 267 Tax Year 2009 R.E.Taxes$ 1,732.60 Neighborhood Name N/AP Map Reference Assessors Census Tract 12700.25.001.0126 Occupant ®Owner ❑Tenant ❑Vacant Special Assessments$ N/AP ❑ PUD HOA$ N/AP ❑per year ❑per month ' Property Rights Appraised ® Fee Simple ❑ Leasehold ❑ Other describe Assignment Type M Purchase Transaction ❑ Refinance Transaction ❑ Other describe Lender/Client Cape Cod Five Cents Savings Bank Address PO Box 10 19 West Road Orleans MA 02653 Is the subject property currently offered for sale or has it been offered for sale in the twelve months prior to the effective date of this appraisal? ® Yes ❑ No Report data sources used,offering rice s,and dates. Multiple Listing Service. Subject was listed on the market on 06/18/2008 for$189 900. I ® did ❑ did not analyze the contract for sale for the subject purchase transaction.Explain the results of the analysis of the contract for sale or why the analysis was not performed. A Standard Form Purchase and Sales Agreement was read. Results reflect the need for the current mortgage holder to a ree to a"shor sale."Agreement to a"short sale"was an addendum to the"P&S.' Contract Price$ 140,000. Date of Contract 4/24/2009 Is the property seller the owner of public record? ®Yes ❑No Data Source(s) Is there any financial assistance(loan charges,sale concessions,gift or downpayment assistance,etc.)to be paid by any party on behalf of the borrower? ❑Yes ® No If Yes,report the total dollar amount and describe the items to be paid. N/AP N/AP--it is noted that the transaction is s"short sale." Note:Race and the racial composition of the neighborhood are not appraisal factors. µ�'� Nei�ftborh� �Char�ctdflstics, � '�� � � Orle„`�-UrtltHousln�Tr$nds"�'�� '�"„_ �� One,�UriltFlousin' ���Present�LantlUs�°k��° Location ❑ Urban ® Suburban E] Rural Property Values ❑ Increasing ❑ Stable ® Declining PRICE AGE One-Unit 100% Built-Up ® Over 75% ❑ 25-75% ❑ Under 25% Demand/Supply ❑ Shortage ❑ In Balance ® Over Supply $ 000 rs 2-4 Unit % Growth ❑ Rapid ® Stable ❑ Slow Marketing Time ❑ Under 3 mths .❑ 3-6 mths ® Over 6 mths 125 Low New Multi-Family % Neighborhood Boundaries The subject neighborhood is bounded on the north by Route 28;on the west bV 350 High 100 Commercial % Pitcher's Wa •on the south by West Main Street and on the east by Bearse's Way. 200 Pred. 25 Other % Neighborhood Description The property is located in a residential neighborhood of traditionally styled single family homes that vary in age and size. The overall property maintenance is average. All essential services can be found within easy driving distance in most directions. Saltwater beaches are located just to the south. Market Conditions including support for the above conclusions Real estate values demonstrate depreciation.Foreclosure and"short sales"are noted within the neighborhood in a rate that is competing with"arms-length"listings. Conventional financing is readily available for qualified buyers. Marketing time for the subject is approArnately 6 months. Inventories have increased to support the typical"spring market"on the Cape. Dimensions 77.15 x 144.91 x 68.68 x 11.32 x 145 Area .26 Acre Shape Rectangular View Neighborhood Specific Zoning Classification Residence RF Zoning Description 43 560SF Minimum Zoning Compliance ❑ Legal ® Legal Nonconforming Grandfathered Use ❑ No Zoning ❑ Illegal describe Is the highest and best use of subject property as improved or as proposed per plans and specifications the present use? ®Yes ❑ No If No,describe Utilities Public Other(describe) Public Other(describe) Off-site Improvements-Type Public Private Electricity ® ❑ Water ® ❑ Town Water Street Paved Asphalt ® ❑ Gas ® ❑ Sanitary Sewer ❑ ® Private Septic Alley None ❑ ❑ FEMA Special Flood Hazard Area ❑Yes ® No FEMA Flood Zone Zone C FEMA Map# 250001 0005C FEMA Map Date 08/19/85 Are the utilities and off-site improvements typical for the market area? ®Yes ❑ No If No,describe Are there any adverse site conditions or external factors easements,encroachments,environmental conditions,land uses,etc.)? ❑Yes ® No If Yes,describe The subject property is landscaped with lawn foundation plantings and a paved ddvewa .The are no adverse site conditions or external factors affecting the subject property. ..,� GeneralDescri 'on EFoundatton : ExtenorDescri tion materials/condttton Intertormatenals/condittpn Units ® One ❑ One with Accessory Unit ❑ Concrete Slab ❑ Crawl Space Foundation Walls Concrete/Average Floors Wd/Good #of Stories 1.00 ® Full Basement ❑ Partial Basement Exterior Walls Vinyl/Good Walls Drywall/Average Type ® Det. ❑ Att. ❑S-Det./End Unit Basement Area 1,040 sq.ft.Roof Surface Asphalt/Average Trim/Finish Colonial/Ave ® Existing ❑ Proposed ❑ Under Const.Basement Finish 95 % Gutters&Downs outs Alum/Average Bath Floor Tile/Ave Design Style Ranch ® Outside Entry/Exit ❑ Sump Pump Window Type Double Hung/Ave Bath Wainscot Tile/Ave Year Built 1973 Evidence of ❑ Infestation Storm Sash/Insulated None Car Storage ® None Effective Age rs 10 ❑ Dampness ❑Settlement Screens Yes/Average ® Driveway #of Cars 2 Attic None Heating FWA Q HWBB JLJ Radiant Amenities Woodstove s .# Driveway Surface Paved ❑ Drop Stair ❑ Stairs ❑ Other I Fuel Gas ® Fireplaces # 1 ❑ Fence ❑ Garage #of Cars ❑ Floor ® Scuffle Cooling ❑ Central Air Conditioning ® Patio/Deck El Finished El Porch El Carport #of Cars ❑ Heated ❑ Individual ❑ Other ❑ Pool ❑ Other ❑ Att. ❑ Det. ❑ Built-in Appliances E Refrigerator ® Range/Oven ®Dishwasher ❑ Disposal ❑ Microwave E Washer/Dryer ® Other describe Fan/Hood Finished area above grade contains: 5 Rooms 2 Bedrooms 1 Baths 1,040 Square Feet of Gross Living Area Above Grade . Additional features(special energy efficient items,etc.. Basement finish includes a bath a bedroom and an office. Describe the condition of the property(includingneeded re airs,dete ooraffon,`renovations,remodeling,etc.. The submect property has been well snainta,ned'a;dT updated,thus lower effective a e than actual.Current tenant has painted the interior and"freshened"the kitchen.No functional or external economic obsolescence noted. Depreciation (Age/Life Method--65 Year Life of 15.3%of the cost to build new is reflected. Are there any physical deficiencies or adverse conditions that affect the livability,soundness,or structural integri of the property? ❑Yes ® No If Yes,describe There were no deficiencies or adverse conditions that affect the livability,soundness or structural integrity of the property. Does the property generally conform to the neighborhood functional utility,style,condition,use,construction,etc.)? ®Yes ❑ No If No,describe The property generallyconforms to the neighborhood in functional utility,style,condition use and construction. Freddie Mac Form 70 March 2005 Page 1 of 6 Fannie.Mae Form 1004 March 2005 Form 1004—"TOTAL for Windows"appraisal software by a la mode,Inc.—1-800-ALAMODE e i File No.CC5-1943 Pa a#3 Loan#2009-1196 Uniform Residential Appraisal Report File# CC5-1943 There are 26 comparable properties currently offered for sale in the subject neighborhood ranging in price from$ 40,000 to$ 240,000 There are 3 comparable sales in the subject neighborhood within the past twelve months ranging in sale price from$ 160,0 to$ 200,000 FEATURE SUBJECT COMPARABLE SALE#1 COMPARABLE SALE#2 COMPARABLE SALE#3 Address 28 Alicia Road 721 Pitchers Way 62 Hamden Circle 132 Bacon Road Hyannis, MA 02601 H annis MA 02601 Hyannis, MA 02601 Hyannis, MA 02601 Proximity to Subject 1J _ '_ -;'`0.42 miles 0.65 miles 0.52 miles Sale Price $ 140 000„ ,,,,„ G $ 170,000�. _ �; $ 170 000 $ 185 000 �� �. Sale Price/Gross Liv.Area $ 134.62 s .ft.$ 186.40 s ft $ �� $., 196.76 5 ft � $ 148.95 S ft „ _-A Data Sources Assr/MLS/PSR Assr/MLS/PSR Assr/MLS/PSR Verification Source(s) VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION + $Adjustment DESCRIPTION + $Adjustment DESCRIPTION + $Adjustment Sales or Financing °�� - z Conventional Conventional Conventional ConcessionsF ;None Known None Known None Known Date of Sale/Time ,�a, ���; � 12/22/2008 -3 400 02/23/2009 -1 700 03/20/2009 -925 Location ResNei hbrhd Heavier traffic 5,000 ResNei hbrhd ResNei hbrhd Leasehold/Fee Simple Fee Simple Fee Simple Fee Simple Fee Sim le Site .26 Acre .28 Acre .23 Acre .22 Acre View Neighborhood Neighborhood Neighborhood Neighborhood Design Style Ranch Ranch Ranch Ranch Quality of Construction Average Average Avera a Average Actual Age 20 Years 31 Years 31 Years 51 Years +5 000 Condition Good Good Needs TLC +10 000 Average +5 000 Above Grade Total Bdrms. Baths Total Bdrms:I Baths Total Bdrms.1 Baths Total Bdrms.J Baths Room Count 5 2 1 4 2 1 1 4 1 2 1 1 5 L2 1 2 Gross Living Area 1,040 sq.ft. 912 sq.ft. +4,480 864 sq.ft. +6,160 1,242 sq.ft. -7,070 Basement&Finished Full,Bed, Bath Full Full I . Full Rooms Below Grade Office No Finish +5 000 No Finish +5 000 No Finish +5 000 Functional Utility Satisfactory Satisfactory Satisfactory Satisfacto Heating/Cooling FWA-G/None FWA-G/None FHW/None FHW/None Energy Efficient items Standard Standard Standard Standard : Garage/Carport No Garacie No Gara e 1 C Attach -5 000 1 Car Garage -5 000 Porch/Patio/Deck Deck Deck Deck Deck Fireplace 1 Fireplace None +2 500 1 Fireplace 1 Fireplace Other None None None None • Net Adjustment otal ® + ❑ - $ 13,580 ® + ❑ - $ 14 460 ® + ❑ - $ 2,005 Adjusted Sale Price Net Adj. 8.0% Net Ad 1• 8.5% Net Adj. of.Comparables Gross Adj. 12.0% $ 183,580 Gross Adj. 16.4% $ 184,4601 Gross Adj. 15.1 To $ 187 005 I ® did ❑ did not research the sale or transfer history of the subject property and comparable sales.If not,explain My research ❑ did ® did not reveal any prior sales or transfers of the subject property for the three years prior to the effective date of this appraisal. Data Sources Deed/Assessor's Records My research ❑ did ® did not reveal any prior sales or transfers of the comparable sales for the year prior to the date of sale of the comparable sale. Data Sources Deed/Assessor's Records Report the results of the research and analysis of the prior sale or transfer history of the subject Property and com arable sales(report additional prior sales on page 3). ITEM SUBJECT COMPARABLE SALE#1 COMPARABLE SALE#2 COMPARABLE SALE#3 Date of Prior Sale/Transfer None in past 3 years None in Pdor year None in prior year None in past year Price of Prior Sale/Transfer Data Sources Public Records MLS MLS MLS Effective Date of Data Sources 04/13/2009 04/13/2009 04/13/2009 64/13/2009 Analysis of prior sale or transfer history of the subject property and comparable sales See above for prior sale of subject and com arables. Summary of Sales Comparison Approach A time adjustment of.5%to 4/1/2009'is warranted to reflect the market of today.Significant differences in living area adjusted at%35/PSF. All adjustments are based on market observation and analysis. All sales are excellent indicators of value for the subject property and were equally weighted in estimating market value.Only"arms length transactions"as identified by MLS were utilized in this report. Indicated Value by Sales Comparison Approach$ 185 000 Indicated Value by:Sales Comparison Approach$ 185,000 Cost Approach(if developed)$ 228,109 Income Approach(if developed)$ PRIMARY emphasis was placed on the Sales Comparison Approach as it reflects typical buyer motivation. The Cost Approach was not given credence in this analysis due to the age of the subject plus the status of the current market. This appraisal is made ® "as is", ❑ subject to completion per plans and specifications on the basis of a hypothetical condition that the improvements have been completed, ❑subject to the following repairs or alterations on the basis of a hypothetical condition that the repairs or alterations have been completed, or ❑ subject to the • following required inspection based on the extraordinary assumption that the condition or deficiency does not require alteration or repair: Based on a complete visual inspection of the interior and exterior,areas of the subject property,defined scope of work,statement of assumptions and limiting conditions, and appraiser's certification, my(our)opinion of the market value, as defined,of the real property that is the subject of this report is $ 185,000 as of 04/10/2009 which is the date of inspection and the effective date of this appraisal. Freddie Mac Form 70 March 2005 Page 2 of 6 Fannie Mae Form 1004 March 2005 Form 1004-"TOTAL for Windows"appraisal software by a la mode,inc.—1-800-ALAMODE t r File No.CC5-19431 Pa a#4 Loan#2009-1196 Uniform Residential Appraisal Report File# CC5-1943 ,, �, � __ COSTAPP„QAGHT�OkUALUt:(oath. uire Mae):��'�' !,�w_� ,, Provide adequate information for the lender/client to replicate the below cost figures and calculations. Support for the opinion of site value(summary of comparable land sales or other methods for estimating site value Site value based on extraction method and/or sales in appraisers files. ESTIMATED ❑ REPRODUCTION OR ® REPLACEMENT COST NEW OPINION OF SITE VALUE----- __ =$ 100,000 Source of cost data Local Builders Estimate DWELLING 1,040 S .Ft.@$ 100.00 ------------- =$ 104,000 Quality rating from cost service Effective date of cost data 01/o1/09 Bsmt 1,040 S .Ft.@$ 15.85 _____________ =$ 16,484 Comments on Cost Approach gross living area calculations,depreciation,etc. FP/Fin Bsmt ____....__ _$. 25 000 No functional or external economic obsolescence noted. Garage/Carport S .Ft.@$ --.--------_ _$ Total Estimate of Cost-New ------------- =$ 145,484 Less Physical Functional External Depreciation 22,3751 _$ 22,375 De reciated Cost of Improvements -------.__.- $ 123,109 "As-is"Value of Site Improvements -------------------------._..____.._-______--___:_ =$ 5,000 Estimated Remaining Economic Life HUD and VA only 55 Years INDICATED VALUE BY COST APPROACH = $ 228,109 fi r. „�,�. 1N;COM• ,ApPH GN Tp UALUt(not r�gulred by Fannle�Mae),= .. . „ M.x �,.1. ��w- Estimated MonthlyMarket Rent$ X Gross Rent Multiplier =$ Indicated Value by Income Approach Summary of Income Approach including support for market rent and GRM Paucitv of rental data precluded the development of the income approach to value. . .. uy_nPROJECTNFORNATI0NF0,pPUDs(ifa hca_b1el `_ ;90 � . « Is the developer/builder in control of the Homeowners'Association HOA? ❑Yes ❑ No Unit t e s ❑ Detached ❑Attached Provide the following information for PUDs ONLY if the developer/builder is in control of the HOA and the subject property is an attached dwelling unit. Legal Name of Project Total number of phases Total number of units Total number of units sold Total number of units rented Total number of units for sale Data source(s) Was the project created by the conversion of existing buildings into a PUD? ❑Yes ❑ No If Yes,date of conversion. Does the project contain any multi-dwelling units? ❑Yes ❑ No Data Source Are the units,common elements,and recreation facilities complete? ❑Yes .❑ No if No,describe the status of completion. Are the common elements leased to or by the Homeowners'Association? ❑Yes' ❑ No If Yes,describe the rental terms and options. Describe common elements and recreational facilities. Freddie Mac Form 70 March 2005 Page 3 of 6 Fannie Mae Form 1004 March 2005 Form 1004—"TOTAL for Windows"appraisal software by a la mode,Inc.—1-800-ALAMODE File No.CC5-1943 Pa a#5 Loan#2009-1196 Uniform Residential Appraisal Report File# CC5-1943 This report form is designed to report an appraisal of a one-unit property or a one-unit property, with an accessory unit; including a unit in a planned unit development (PUD). This report form is not designed to report an appraisal of a manufactured home or a unit in a condominium or cooperative project. This appraisal report is subject to the following scope of work, intended use, intended user, definition of market value, statement of assumptions and limiting conditions, and certifications. Modifications, additions, or deletions to the intended use, intended user, definition of market value, or assumptions and limiting conditions are not permitted. The appraiser may expand the scope of work to include any additional research or analysis necessary based on the complexity of this appraisal assignment. Modifications or deletions to the certifications are also not permitted. However, additional certifications that do not constitute material alterations to this appraisal report, such as those required by law or those related to the appraiser's continuing education or membership in an appraisal organization, are permitted. SCOPE OF WORK: The scope of work for this appraisal is defined by the complexity of this appraisal assignment and the reporting requirements of this appraisal report form, including the following definition of market value, statement of assumptions and limiting conditions, and certifications. The appraiser must, at a minimum: (1) perform a complete visual inspection of the interior and exterior areas of the subject property, (2) inspect the neighborhood, (3) inspect each of the comparable sales from at least the street, (4) research, verify, and analyze data from reliable. public and/or private sources, and (5) report his or her analysis, opinions, and conclusions in this appraisal report. INTENDED USE: The intended use of this appraisal report is for the lender/client to evaluate the property that is the subject of this appraisal for a mortgage finance transaction. INTENDED USER: The intended user of this appraisal report is the lender/client. DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he or she considers his or her own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U. S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or.sales concessions* granted by anyone associated with the sale. *Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers.as a result of tradition or law in a market area; these costs are readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property by comparisons to financing terms offered by a third parry institutional lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the appraiser's judgment. STATEMENT OF ASSUMPTIONS AND LIMITING CONDITIONS: The appraiser's certification in this report is subject to the following assumptions and limiting conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it, except for information that he or she became aware of during the research involved in performing this appraisal. The appraiser assumes that'the title is good and marketable and will not render any opinions about the title. 2. The appraiser has provided a sketch in this appraisal report to show the approximate dimensions of the improvements. The sketch is included only to assist the reader in visualizing the property and understanding the appraiser's determination of its size. 3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted in this appraisal report whether any portion of the subject site is located in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination. 4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do so have been made beforehand, or as otherwise required by law. 5. The appraiser has noted in this appraisal report any adverse conditions (such as needed repairs, deterioration, the presence of hazardous wastes, toxic substances, etc.) observed during the inspection of the subject property or that he or she became aware of during the research involved in performing the appraisal. Unless otherwise stated in this appraisal report, the appraiser. has no knowledge of any hidden or unapparent physical deficiencies or adverse conditions of the property (such as, but not limited to, needed repairs, deterioration, the presence -of hazardous wastes, toxic substances, adverse environmental conditions, etc.) that would make the property less valuable, and has assumed that there are no such conditions and makes no guarantees or warranties, express or implied. The appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the appraiser is not an expert in the field of environmental hazards, this appraisal report must not be considered as an environmental assessment of the property. 6. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion, repairs, or alterations on the assumption that the completion, repairs, or alterations of the subject property will be performed in a professional manner. Freddie Mac Form 70 March 2005 Page 4 of 6 Fannie Mae Form 1004 March 2005 Form 1004—"TOTAL for Windows"appraisal software by a la mode,Inc.-1-800-ALAMODE File No.GC5-19431 Pa a#6 Loan#2009-1196 Uniform Residential Appraisal Report File# CC5-1943 APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that: 1. 1 have, at a minimum, developed and reported this appraisal in accordance with the scope of work requirements stated in this appraisal report. 2. 1 performed a complete visual inspection of the interior and exterior areas of the subject property. I reported the condition of the improvements in factual, specific terms. I identified and reported the physical deficiencies that could affect the livability, soundness, or structural integrity of the property. 3. 1 performed this appraisal in accordance with the requirements of the Uniform Standards' of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal report was prepared. 4. 1 developed my opinion of the market value of the real property that is the subject of this report based on the sales comparison approach to value. I have adequate comparable market data to develop a reliable sales comparison approach for this appraisal assignment. I further certify that I considered the cost and income approaches to value but did not develop them, unless otherwise indicated in this report. 5. 1 researched, verified, analyzed, and reported on any current agreement for sale for the subject property, any offering for sale of the subject property in the twelve months prior to the effective date of this appraisal, and the prior sales of the subject property for a minimum of three years prior to the effective date of this appraisal, unless otherwise indicated in this report. 6. 1 researched, verified, analyzed, and reported on the prior sales of the comparable sales for a minimum of one year prior to the date of sale of the comparable sale, unless otherwise indicated in this report. 7. 1 selected and used comparable sales that are locationally, physically, and functionally the most similar to the subject property. 8. 1 have not used comparable sales that were the result of combining a land sale with the contract purchase price of a home that has been built or will be built on the land. 9. 1 have reported adjustments to the comparable sales that reflect the market's reaction to the differences between the subject property and the comparable sales. 10. 1 verified, from a disinterested source, all information in this report that was provided by parties who have a financial interest in the sale or financing of the subject property. 11. 1 have knowledge and experience in appraising this type of property in this market area. 12. 1 am aware of, and have access to, the necessary and appropriate public and private data sources, such as multiple listing services, tax assessment records, public land records and other such data sources for the area in which the property is located. 13. 1 obtained the information, estimates, and opinions furnished by other parties and expressed in this appraisal report from reliable sources that I believe to be true and correct. 14. 1 have taken into consideration the factors that have an impact on value with respect to the subject neighborhood, subject property, and the proximity of the subject property to adverse influences in the development of my opinion of market value. I have noted in this appraisal report any adverse conditions (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances, adverse environmental conditions, etc.) observed during the inspection of the subject property or that I became aware of during the research involved in performing this appraisal. I have considered these adverse conditions in my analysis of the property value, and have reported on the effect of the conditions on the value and marketability of the subject property. 15. 1 have not knowingly withheld any significant information from this appraisal report and, to the best of my knowledge, all statements and information in this appraisal report are true and correct. 16. 1 stated in this appraisal report my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the assumptions and limiting conditions in this appraisal report. 17. 1 have no present or prospective interest in the property that is the subject of this report, and I have no present or prospective personal interest or bias with respect to the participants in the transaction. I did not base, either partially or completely, my analysis and/or opinion of market value in this appraisal report on the race, color, religion, sex, age, marital status, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the subject property or on any other basis prohibited by law. 18. My employment and/or compensation for performing this appraisal or any future or anticipated appraisals was not conditioned on any agreement or understanding, written or otherwise, that I would report (or present analysis supporting) a predetermined specific value, a predetermined minimum value, a range or direction in value, a value that favors the cause of any"party, or the attainment of a specific result or occurrence of a specific subsequent event (such as approval of a pending mortgage loan application). 19. 1 personally prepared all conclusions and opinions about the real estate that were set forth in this appraisal report. If I relied on significant real property appraisal assistance from any individual or individuals in the performance of this appraisal or the preparation of this appraisal report, I have named such individual(s) and disclosed the specific tasks performed in this appraisal report. I certify that any individual so named is qualified to perform the tasks. I have not authorized anyone to make a change to any item in this appraisal report; therefore, any change made to this appraisal is unauthorized and I will take no responsibility for it. - 20. 1 identified the lender/client in this appraisal report who is the individual, organization, or agent for the organization that ordered and will receive this appraisal report. Freddie Mac Form 70 March 2005 Page 5 of 6 Fannie Mae Form 1004 March 2005 Form 1004-"TOTAL for Windows"appraisal software by a la mode,inc.—1-800-ALAMODE File No.CC5-1943 Pa a#7 Loan#2009-1196 Uniform Residential Appraisal Report File# CC5-1943 21. The lender/client may disclose or distribute this appraisal report to: the borrower; another lender at the request of the borrower; the mortgagee or its successors and assigns; mortgage insurers; government sponsored enterprises; other secondary market participants; data collection or reporting services; professional appraisal organizations; any department, agency, or instrumentality of the United States; and any state, the District of Columbia, or other jurisdictions; without having to obtain the appraiser's or supervisory appraiser's (if applicable) consent. Such consent must be obtained before this appraisal report may be disclosed or distributed to any other parry (including, but not limited to, the public through advertising, public relations, news, sales, or other media). 22. 1 am aware that any disclosure or distribution of this appraisal report by me or the lender/client may be subject to certain laws and regulations. Further, I am also subject to the provisions of the Uniform Standards of Professional Appraisal Practice that pertain to disclosure or distribution by me. 23. The borrower, another lender at the request of the borrower, the mortgagee or its successors and assigns, mortgage insurers, government sponsored enterprises, and other secondary market participants may rely on this appraisal report as part of any mortgage finance transaction that involves any one or more of these parties. 24. If this.appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this appraisal report containing a copy or representation of my signature, the appraisal report shall-be as effective, enforceable and valid as if a paper version of this appraisal report were delivered containing my original hand written signature. 25. Any intentional or negligent misrepresentations) contained in this appraisal report may result in civil liability and/or criminal penalties including, but not limited to, fine or imprisonment or both under the provisions of Title 18, United States Code, Section 1001, et seq., or similar state laws. SUPERVISORY APPRAISER'S CERTIFICATION: The Supervisory Appraiser certifies and agrees that: 1. 1 directly supervised the appraiser for this appraisal assignment, have read the appraisal report, and agree with the appraiser's analysis, opinions, statements, conclusions, and the appraiser's certification. 2. 1 accept full responsibility for the contents of this appraisal report including, but not limited to, the appraiser's analysis, opinions, statements, conclusions, and the appraiser's certification. 3. The appraiser identified in this appraisal report is either a sub-contractor or an employee of the supervisory appraiser (or the appraisal firm), is qualified to perform this appraisal, and is acceptable to perform this appraisal under the applicable state law. 4. This appraisal report complies with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal report was prepared. 5. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and valid as if a paper version of this appraisal report were delivered containing my original hand written signature. APPRAI ER SUPERVISORY APPRAISER (ONLY IF REQUIRED) SignaturC gna ure Name R and Name Company Name The Old alt A raisal(5ornpany Company Name Company Address Po x 278,South Orleans, M 02662 Company Address ns, MA 02662 Telephone Number 508-240-0831 Telephone Number Email Address oldsalt@gis.net Email Address Date of Signature and Report 04/13/2009 Date of Signature Effective Date of Appraisal 04/10/2009 State Certification# State Certification# MA RES RE APPRAISER CERT#2415 or State License# or State License# MA RE APPRAISER LIC#821 State or Other(describe) State# Expiration Date of Certification or License State MA Expiration Date of Certification or License 8/27/2011 SUBJECT PROPERTY ADDRESS OF PROPERTY APPRAISED ❑ Did not inspect subject property 28 Alicia Road ❑ Did,inspect exterior of subject property from street Hyannis, MA 02601 Date of Inspection APPRAISED VALUE OF SUBJECT PROPERTY$ 185,000 ❑ Did inspect interior and exterior of subject property LENDER/CLIENT Date of Inspection Name Company Name Cape Cod Five Cents Savings Bank COMPARABLE SALES Company Address PO Box 10, 19 West Road Orleans MA 02653 ❑ Did not inspect exterior of comparable sales from street ❑ Did inspect exterior of comparable sales from street Email Address Date of Inspection Freddie Mac Form 70 March 2005 Page 6 of 6 Fannie Mae Form 1004 March 2005 Form 1004 "TOTAL for Windows"appraisal software by a la mode,inc.—1-800-ALAMODE File No.CC5-19431 Pa a#8 Supplemental Addendum File No. CC5-1943 Borrower Client Debra A.Barrows PropertV Address 28 Alicia Road City Hyannis CountV Barnstable State MA Zip Code 02601 Lender Cape Cod Five Cents Savings Bank •URAR:Additional Comments SEWERAGE DISPOSAL: Private systems which can be either cesspool or septic are typically utilized in the neighborhood of the subject and generally on Cape Cod. No seepage was evident on the date of the appraisal inspection. This factor is not a negative influence on the future of marketability of the subject. PURPOSE OF THE APPRAISAL: The purpose of the appraisal is to provide the appraiser's best estimate of the market value of the subject real property as of the effective date. LEGAL NON-CONFORMING USE(If noted on the appraisal): It is not uncommon for the zoning of a parcel on Cape Cod to be noted as "legal,non-conforming." The Cape has undergone tremendous growth periods. Local communities have attempted to control growth by increasing the lot size the lot size required to build. With the constant increase of minimum lot size, more and more pre-existing, legal lots come into being. This situation does not induce a negative marketing influence on the subject. By local zoning bylaw, if the subject is the victim of a tragic fire, the dwelling can be rebuilt using the same footprint. SCOPE OF WORK: The scope of work for this appraisal is defined by the complexity of the appraisal assignment and the reporting requirements of this appraisal report form, including the definition of market value, statement of assumptions and limiting conditions,and certifications of the appraiser(s). The appraiser has: 1)performed a visual inspection of the interior and exterior of the subject property, 2)inspected the subject neighborhood, 3)inspected each of the comparable sales from the street,4)researched, verified, and analyzed data from available public records and private sources,and 5)reported his/her analysis, opinions, and conclusions in this appraisal report. In developing a valuation for the subject property,the selection of comparable data within the subject's market area or competing market areas was collected from our office files; M.L.S. sources;real estate trade data; Banker and Tradesman;the assessor's office and the persons who have knowledge of the subject property in the marketplace. The sources and data are considered reliable. When conflicting information was provided,the source deemed most reliable has been used. Data believed to be unreliable was not included in this report nor used as a basis for the final estimate of value. The Income Approach was not within the scope of work in this assignment. Typically, in appraising a single family home in an owner-occupied area,this approach would not be developed since most buyers do not base their decisions solely on potential income benefits. The appraiser is not a home or environmental inspector. The appraiser provides an opinion of value. The appraisal does not guarantee that the property is free of defects or environmental problems. The appraiser performs an inspection of visible and accessible areas only. Mold may be present in areas the appraiser can not see. A professional home inspection and an environmental inspection are recommended. INTENDED USE: The intended user of this appraisal report is the lender/client. The intended use is to evaluate the property that is the subject of this appraisal for a mortgage finance transaction,subject to the stated scope of work, purpose of the appraisal, reporting requirements of this appraisal report form, and definition of market value. No additional intended users are identified by the appraiser. APPRAISAL REPORT: This report is intended only for the use in a market analysis function of the named client. This appraisal is a Summary Report as defined by the Board of the Appraisal Foundation and complies with "USPAP." The client has accepted this format for the potential financial transaction of the noted borrower. The reader should note that,as of July 1,2006,the Departure Provision and the terms Limited Appraisal and Complete Appraisal are no longer considered relevant by USPAP. SALES COMPARISON COMMENTS: It was the appraiser's opinion that the sales used in this report were the best available as of the appraisal date and, after adjustments, provide a reasonable estimate of current market value for the subject. MARKETING TIME: The subject's marketing time is estimated at approximately 6 months if priced reasonably when placed on the market. This also assumes a reasonable marketing effort and good exposure to potential buyers. This estimate is based on statistical information regarding days on market in the local multiple listing service along with information gathered through interviews with market participants. Form TADD—"TOTAL for Windows"appraisal software by a la mode,inc.—1-800-ALAMODE File No.CC5-1943 Pa a#9 Building Sketch (Page - 1) Borrower/Client Debra A.Barrows Property Address 28 Alicia Road lily Hyannis CountV Barnstable State MA Zip Code 02601 Lender Cape Cod Five Cents Savings Bank 38.0' 0 1 Story Frame/Basement - N N 14.0' 24.0' Scale 1"=s 20' 38.0' Bedroom LBath Dining Kitchen o N N Bedroom Living Room 14.0' 24.0' First Floor representation(Not to scale) Sketch by Apex IV^' Comments: AREACALCUCATIONS SUMMARY LIVING AREA BREAKDOWN , Code.�,° ',Descnptlon +' r $Ize Net Totals, „% �= , ,Breakdovm Subtotals *' ' GLAl First Floor 1040.00 - 1040.00 First Floor 14.0 x 28.0 392.00 24.0 x 27.0 648.00 TOTAL LIVABLE (rounded) 1040 2 Calculations.Total (rounded) 1040 Form SKT.BldSkl—"TOTAL for Windows"appraisal software by a la mode,inc.—1-800-ALAMODE File No.CC5-1943 Pa a#10 Subject Photo Page Borrower Client Debra A.Barrows Property Address 28 Alicia Road City Hyannis County Barnstable State MA Zip Code 02601 Lender Cape Cod Five Cents Savings Bank Subject Front 28 Alicia Road Sales Price 140,000 a` Gross Living Area 1,040 Total Rooms 5 Total Bedrooms 2 . ,y Total Bathrooms 1 Location ResNeighbrhd View Neighborhood Site 26 . , S Acre Quality Average v Age 20 Years t _ � F 1! Subject Rear / r " s zr�3r'r, Y t Subject Street �t A X d6g la,"' F Form PIC3x5.SR—"TOTAL for Windows"appraisal software by a la mode,inc.=1-800-ALAMODE File No.CC5-1943 Pa a#11 Location Map Borrower/Client Debra A.Barrows Property Address 28 Alicia Road . City Hyannis CoutV Barnstable State MA Ap Code 02601 Lender Cape Cod Five Cents Savings Bank t (/ �-TM �'' Ma Pant a i! I 1 `;\ ep19P 1 t;' S .'sQ t ga / P S tYbettC�tEChC�aAY " , i 1 q !i W,t 1 `IR' I 3p2. r � �� u r 1 t� 4� 1 / � t lt. .ty tt x `6 } i+' a S �t i t P ted��m fi.IF �s u� 9 ( l "'��l( y l 4, is t 'P �. _L=k'11.1 _ `"..' i"""., z 1,W, " 'c �a'wwwP4 �`�-'marsh a"'.*. 3 °� ' 1 Ylgl A wI'll ­1111.1 I = vi w€� as n v ,% , r7 :sue ,: -a-- *s .r : = .s. t ' t wymol �-z�.: ��,/ a _ r` �'z'r �� '' ' f �� Cr.�cn�a6 mWaY;\ ri � I� 4 Cr.n k a n., 4R Y s l 7 , K 1 psnd�t� 101, ter il�� .` 'i� Hdtfta l r :ay e ,'l"`' e a t ,/ a-' 7, i D6 � 1t ,0 " Raw ,� 10 ''!l . =s 9 9 l,, y� ,tea . r f i� ��l 7 2 TF,.• t It .,%aa vs ,/ I € �. 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'�' fP' :.` r .i�::'� Y r"' i., �� i l i/, .'.''� :v t eft. .^ .�} Form MAP.LOC—"TOTAL for Windows"appraisal software"a la mode,inc.—1400-ALAMODE - File No.CC5-1943 Pa a#12 Survey Map Borrower Client Debra A.Barrows Property Address 28 Alicia Road City Hyannis CountV Bamstable State MA Zip Code 02601 Lender Cape Cod Five Cents Savings Bank ntnzti cTda d�Stig': .-"y�� � / a . •N? b '� N b4 vo q, 9 q ase}�'/i urr.,f t:: ai" Y"A'l•, ...� ttZOYR•J •��• �.4/ _.� f3B, .ter,',mod' �Ju �� "F{ '.d azsyf •. , �a _ �9 �sr<"�'yna k,Y,� ..J��t' ;r ��• ^4 . 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LSa' .y'V6i✓0�,,"6= � Lr >•Na+}T rrt�e F8GM1A IGl.ls;IewrfYS d>Riar�f' +I t171ERK -- ����>�'r� �,�,,,,';�r<,t��'�af.�•�`7 �. _..r,.,J rN,U ?cap✓ Aqe µt rr.,�rt.'xirc5 'A.�+Tww6:- r .IE�ASfT1le8F!. W+Y'ax nrtC 4'OCS YA Form MAP.Survey—"TOTAL for Windows"appraisal software by a la mode,inc.—1-800-ALAMODE File No.CC5-1943 Pa a#13 Flood Map Borrower Client Debra A. Barrows Property Propeny Address 28 Alicia Road Citv Hyannis CountV Barnstable State MA Zip Code 02601 Lender Cape Cod Five Cents Savings Bank Prepared for:: InterFloo Old Salt'.s Appraisal Company qggl6nV41, 28 Alicia Road) www.inte.rflood.com 1-800-252-6633 Hyannis,MA 02601 Clt•" A ZONE EVE B � t= r ^lr pal 3t V '�i f i' FL{}flD SCAPE Fbod Hazards Map V, � ? Map Number 2500010,005C ZI t Effective elate z t i. r hfx,1 r ON':E B 4' 70V 1 R ' 2109 2800` \' Pmwel by RD. 877.77.FLaC)Q F 1 19EG-20DS So aroeProrse andior FkadSource Corporafws.k1(r>gh s resery e3.Patents 6,631,1226 and 6,879,615.Other patents pendng. For Into:�nfa�d9a�st�uroe.tam. Form MAP.FLOOD—"TOTAL for Windows"appraisal software by a la mode,inc.—1-800-ALAMODE File No.CC5-19431 Pa a#14 Comparable Photo Page Borrower/Client Debra A. Barrows Froperty Address 28 Alicia Road City Hyannis CountV Barnstable State MA Tip Code 02601 E Lender Cape Cod Five Cents Savings Bank = Comparable 1 �3 721 Pitchers Way -00 3 ti Prox.to Subject 0.42 miles x, Sale Price 170,000 . - Gross Living Area 912 Total Rooms 4 Total Bedrooms 2 Total Bathrooms 1 ay Location Heavier traffic View Neighborhood Site .28 Acre r, Quality Average Age 31 Years i.� I,: r R Comparable 2 62 Hamden Circle Prox,to Subject 0.65 miles Sale Price 170,000 Gross"Living Area 864 Total Rooms 4 Total Bedrooms 2 Total Bathrooms 1 Location ResNeighbrhd View Neighborhood Site .23 Acre Quality Average Age 31 Years Comparable 3 132 Bacon Road Prox.to Subject 0.52 miles Sale Price 185,000 Gro ss ss Living Area 1,242 2 To tal Rooms 5 Total Bedrooms 2 • °�« - ° Total Bathrooms 2 k Location ResNeighbrhd Y> a View Neighborhood Site 22 Acre Quality Average Age 51 Years Form PIC3x5.CR—"TOTAL for Windows"appraisal software by a la mode,inc.—1-800-ALAMODE „J File No.GC5-19431 Page#15 i b Form SCA—"TOTAL for Windows”appraisal software by a la mode,inc.—1-800-ALAMODE IFileNo.CC5-19431 a a#16 Bk 16393 Pg V.&kitie see leed-&u Robert Brkanelle datt Miy 11 1988 recvaded�e.Bi 4c 52 D gage 1 : wUh the Sarriakable:County-::Re istty n 7btedls:See als*Dee rcccirda in Book 6270 Pa.$e t 3D .Aih said Deerig,. WITt S our"hWAs and seals this day al'C ciober; t OS argeR dux. 12 Bar�zst l -ss. ;.20 hen pert;anatlly a peare l the al c7v :named:dw*.l✓ ArCsi d'�x and Doreen K.,I1r#adt cox ev afasesad,And proved to nre thrnu satisfactory evidence of rdent► eation'wacb L lf' tcr,tre the p soa s'"irohoit t cries ire sc ud pn tha plb ied r ttach docu knx, l ackn wled cd rA the ,a, 4 9t voluntarily.;for i akecl SARNSTAIrLE. COUNTY,EXCISE'TAX fi BAfitISFA�Et i CpUt#fY TSTRY OF D}E DS Ft£T R> FiJSLIC p tez: SO JS.4-ZpC . oaN�*�i �+ in fi�,4a�ger airs CL1, i4w ..`` -6. h1y, a t ?luliait rx@irrlA: ;-+v* 4752.0 CoastJAPWAq VIM S3 ► rt C .pl tIA.35ACNfR ETtS STATE EXCISE fAX'' 6AfiN5Tf�Sl.t C4UNf'� :RESISTt�Y pE bE£!�6 put�a Ip—�4M2p�5 �'A2zC5s� Colts 1439 k44 :7425& 9 STABLE REGMY 10F OEED5 Form SCA—"TOTAL for Windows"appraisal software by a la mode,inc:—1-800-ALAMODE File No.CC5-19431 Pa a#17 Loan#2009-1196 Market Conditions Addendum to the Appraisal Report File No. CC5-1943 The purpose of this addendum is to provide the lender/client with a clear and accurate understanding of the market trends and conditions prevalent in the subject neighborhood.This is a required addendum for all appraisal reports with an effective date on or after April 1,2009. Property Address 28 Alicia Road City Hyannis State MA ZIP Code 02601 Borrower Debra A.Barrows Instructions:The appraiser must use the information required on this form as the basis for his/her conclusions,and must provide support for those conclusions,regarding housing trends and overall market conditions as reported in the Neighborhood section of the appraisal report form.The appraiser must fill in all the information to the extent it is available and reliable and must provide analysis as indicated below.If any required data is unavailable or is considered unreliable,the appraiser must provide an explanation.It is recognized that not all data sources will be able to provide data for the shaded areas below;if it is available,however,the appraiser must include the data in the analysis.If data sources provide the required information as an average instead of the median,the appraiser should report the available figure and identify it as an average.Sales and listings must be properties that compete with the subject property,determined by applying the criteria that would be used by a prospective buyer of the subject property.The appraiser must explain any anomalies in the data,such as seasonal markets,new construction,foreclosures,etc.. Invgntory4Analysis r u� �� Prior 7-12 Months Prior 4-6 Months Current-3 Months Overall Trend Total#of Comparable Sales Settled 6 1 1 Increasing Stable M Declining Absorption.Rate Jotal Sales/Months 1.0 0.3 0.3 ❑ Increasing ❑ Stable ❑ Declining Total#of Comparable Active Listings 9 , .. 6 5 ❑'Declining,.,,®,:Stabled, ❑ Increasingg �. Months of Housing Supply otal Listings/Ab.Rate 9 QY � 5 '. 20.0 ' 16.7Dechring ®stable ❑,Incr`easmg: Median Sa1q'z*List Pnce;DOM,Sale%Lists/off ' Prior 7-12 Months Prior 4-6 Months Current-3 Months Overall Trend Median Comparable Sale Price 205,000 170,000 170,000 ❑ Increasing ® Stable ❑ Declining Median Comparable Sales Days on Market 188 239 85 ❑ Declining ® Stable ❑ Increasing Median Comparable List Price 21,7 d'd 75'0001�'. �: 185,000 ❑ Increasing ❑ Stable` ® Declining,; Median Comparable Listings Days on Market F ,�239 , 209 ,k 178 ❑ Declinhg .❑.Stable,,, ,-❑ Ihcrea°°'sing; Median Sale Price as%of List Price 92.96 97.14 91.89 JEJ Increasing ® Stable ❑ Declining Seller developer,builder,etc.paid financial assistance prevalent? ❑Yes ® No ILI Declining ❑ Stable ❑ Increasing Explain in detail the seller concessions trends for the past 12 months(e.g.,seller contributions increased from 3%to 5%,increasing use of buydowns,closing costs,condo fees,options,etc.. Seller concessions are not a factor in the current market unless the bank is a reein to a"short sale." Are foreclosure sales RED sales a factor in the market? ®Yes ❑ No If yes,explain including the trends in listings and sales of foreclosed properties). There were 5 arms len th sales in the neighborhood of the subject within the last 3 months. In the same period there were 9 liquidation sales. There are currently more liquidation listings then non liquidation sales in the neighborhood.The arms length listing vices are under pressure from the traditional sales. The current median sales price of the liquidation units is$129,900 per MLS. Cite data sources for above information. MILS, Brokers. Summarize the above information as support for your conclusions in the Neighborhood section of the appraisal report form.If you used any additional information,such as an analysis of pending sales and/or expired and withdrawn listings,to formulate your conclusions,provide both an explanation and support for your conclusions. Cape Cod typically has two marketperiods--the Spring Market and the Fall Market.The majority of single family dwelling sales occur during tha eriod.Thus there will be an increase in listings and sales to accommodate these markets.The traditional split of the year into quarters does not reflect the markets of Cape Cod. Also the general thought is to have at least 6-7 sales or listings within neighborhood to make the anal sis ermane to the report.On Cape Cod which has diverse neighborhoods these figures are not typically available to the 3 months quarters. The neighborhood defined for this report was the village of Hyannis within the Town of Barnstable.Then it was further defined to 2 bedroom homes with gross square living area of 800 to 1200 square feet.The information available was then culled of all liquidation sales. The uniqueness of the Cape Cod region renders this form eligible for minimal consideration. If the subject is a unit in a condominium or cooperative project,complete the following: N/AP Project Name: Subject Project Data Prior 7-12 Months Prior 4-6 Months Current-3 Months Overall Trend Total#of.Comparable Sales Settled ❑ Increasing I❑ Stable ❑ Declining Absorption Rate Jotal Sales/Months ❑ Increasing ❑ Stable ❑ Declining Total#of Active Comparable Listings '` � E ❑ Declmmg ❑: iIncreasmgMonths of Housing Supply otal Listings/Ab.Rate ,, 4`,, Declining ❑;:Stabled❑,Increasing;; Are foreclosure sales(RED sales)a factor in the project? ❑Yes ❑ No If yes,indicate the number of REO listings and explain the trends in listings and sales of foreclosed properties. N/AP Summarize the&ve trends and address the impact on the'subject unit-and-project. N/AP — Signatur Signature Appraiser hame nd Supervisory Appraiser Name Company Name The Old It's Appraisal Com an Company Name Company Address PO BcV278,South Orleans MA 02662 Company Address State License/Certification# MA RE LIC#821 State MA State License/Certification# State Email Address oldsalt@gis.net Email Address Freddie Mac Form 71 March 2009 Page 1 of 1 Fannie Mae Form 1004MC March 2009 Form 1004MC2—"TOTAL for Windows"appraisal software by a la mode,inc.—1-800-ALAMODE d CFile No.CC5-1943 Page#3 ~' Uniform Residential Appraisal Report Loan1943 1196 p File# CC5-1943 There are 26 comparable properties currently offered for sale in the subject neighborhood ranging in price from$ 40 000 to$ 240,000 There are. 3 comparable sales in the subject neighborhood within the past twelve months ranging in sale price from$ 160 000 to$ 200.000 FEATURE SUBJECT COMPARABLE SALE#1 COMPARABLE SALE#2 COMPARABLE SALE#3 j Address 28 Alicia Road 721 Pitchers Wa i Y 62 Hamden Circle 132.Bacon Road i H annis MA 02601 H Hyannis, MA 02601 Hyannis, MA 02601 H annis MA 02601 Proximity to Subject 0.42 miles 0.65 miles 0.52 miles Sale.Price $ 140 000 $ 170,000 �, Y� $ 170 000 Y —1,911 0 $ 185,000 Sale Price/Gross Liv.Area $ 134 62 s ft $ 186.40 s ft � �. , $ 196.76 s ft �� Data Source(s) $ 148.95 s ft. Assr/MLS/PSR Assr/MLS/PSR Assr/MLS/PSR Verification Sources VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION + $Adjustment DESCRIPTION + $Adjustment DESCRIPTION + $Adjustment Sales or Financing Concessions aF Conventional Conventional Conventional � � None Known None Known None Known. Date of Sale/Time -3 700 03/20/29 400 02/23/2009 -1 00 12/22/2008 -925 Location ResNei hbrhd Heavier traffic 5,000 ResNei hbrhd ResNei hbrhd Leasehold/Fee Simple Fee Simple Fee Simple Fee Simple SiteFee Simple .26 Acre .28 Acre .23 Acre .22 Acre View Neighborhood Nei hborhood Neighborhood Nei hborhood Design Style Ranch Ranch Ranch , Qualityof Construction Ranch Average Average Avera e Average Actual Age 20 Years 31 Years 31 Years Condition 51 Years +5,000 Good Good Needs TLC +10 000 Average +5 000 Above Grade Total Bdrms. Baths Total Bdrms. Baths Total Bdrms. Baths 5 2 i Room Count Total Bdrms. Baths 2 1 4 2 1 5 2 2 i 1 4 Gross Living Area 1 040 sq.ft. 912 sq.ft. +4,480 864 sq.ft. +6 160 1,242 sq.ft. -7,070 Basement&Finished Full, Bed, Bath Full Full Full Rooms Below Grade Office No Finish +5 000 No Finish + Functional Utility5 000 No Finish +5 000 Satisfactory Satisfactory SatisfactorySatisfactory Heating/Cooling FWA-G/None FWA-G/None FHW/None FHW/None Energy Efficient items Standard Standard Standard Garage/Carport No Gara a No Gara a Standard 1 C Attach -5 000 1 Car Garage Porch/Patio/Deck Deck Deck Deck Deck -5 000 Fireplace 1 Fireplace None + 2 500 1 Fireplace 1 Fireplace Other None None None None • Net Adjustment(Total) ® + ❑ $ 13,580 Adjusted Sale Price sPFZ, =Net Adj. 8.0% Net Adj. ❑8 5�° $ 14 460 Net®j+ ❑1.1% $ 2 005 of Comparables Gross Ad'. 12.0% $ 183 580 Gross Ad'. 16.4°� $ 184 460 Gross Ad'. 15.1% $ 187 005 I ® did ❑did not research the sale or transfer history of the subject property and comparable sales.If not,explain My research ❑ did ® did not reveal any prior sales or transfers of the subject property for the three years prior to the effective date of this appraisal. Data Sources_ Deed/Assessor's Records My research ❑ did ® did not reveal an prior sales or transfers of the comparable sales for the year prior to the date of sale of the com arable sale. Data Sources Deed/Assessor's Records .Report the results of the research and analysis of the prior sale or transfer history of the subject ro ert and com arable sales(report additional nor sales ITEM SUBJECT COMPARABLE SALE#1 COMPARABLE SALE#2 COMPARABLE SALE#3 Date of Prior Sale/Transfer None in past 3 years None in rior ear None in rior ear None in past ear Price of Prior Sale/Transfer Data Sources Public Records MLS MLS Effective Date of Data Sources 04/13/2009 MLS 04/13l2009 04/13/2009 04/13/2009 'Analysis of prior sale or transfer histo of the subject propert and comparable sales See above for pdor sale of subject and com arables 3 3 , Summary of Sales Comparison Approach -A time ad'ustm.ent of.5%to 4/1/2009 is warranted to reflect the market of today.Significant differences in livin area adjusted at$35/PSF. All adjustments are based on market observation and anal sis. All sales are excellent indicators of value for the subject _property and were egually weighted in estimating market value.Only"arms length transactions"as identified by MLS were utilized in this report. Indicated Value by Sales Comparison Approach$$ 185,000 Indicated Value by:Sales Comparison Approach$ 1 a5,000 Cost Approach(if developed)$ 228,109 Income Approach(if developed)$ PRIMARY emphasis was placed on the Sales Comparison Approach as it reflects typical buyer motivation. The Cost Approach was not olven • credence in this analysis due to the age of the subject lus the status of the current market. This appraisal is made ® "as is", ❑ subject 10 completion per plans and specifications on the basis of a hypothetical condition that the improvements have been completed, ❑subject to the following repairs or alterations on the basis of a hypothetical condition that the repairs or alterations have been completed, or• following required inspection based on the extraordinary assumption that the condition or deficiency does not require alteration or repair: t subject to the Based on a complete visual inspection of the interior and exterior areas of the subject property,defined scope of work,statement of assumptions and limiting conditions, and appraiser's certification, my.(our)opinion of the market value, as defined,of the real property that is the subject of this report is $ 185,000 as of 04/10/2009 which is the date of inspection and the effective date of this appraisal. Freddie Mac Form 70 March 2005 Page 2 of 6. Fannie Mae Form 1004 March.2005 t Form 1004—"TOTAL for Windows"appraisal.software by a la mode,inc.—1-800-ALAMODE ti r i. Olde Salts Appraisal Company File No.CC5 1943I Pa a#2 Loan#2009-1196 Uniform Residential Appraisal Report Fi►e# C135-1943 "'The purpose of this summary appraisal'report is to provide the lender/client with an accurate, and adequately supported, opinion of the market value of the subject property. Pro ert "Address 28 Alicia Road City Hyannis State MA Tip Code 02601 Borrower Debra A.Barrows Owner of Public Record Francisco F. Macedo Coun Barnstable Legal Description Barnstable County Registry of Deeds7B 20393 page 107 Assessor's Parcel# Map 292, page 267 Tax Year 2009 R.E.Taxes$ 1,732.60 Neighborhood Name N/AP Map Reference Assessors Census Tract 12700.25.001.0126 Occupant Z Owner ❑Tenant ❑Vacant - Special Assessments$ N./.AP ❑ PUD HOA$ N/AP ❑per year ❑ per month " Property Rights Appraised ® Fee Simple ❑ Leasehold ❑ Other describe Assignment Type ® Purchase Transaction ❑ Refinance Transaction ❑ Other describe Lender/Client Cape Cod Five Cents Savings Bank Address PO Box 10 19 West Road Orleans MA 02653 Is the subject property currently offered for sale or has it been offered for sale in the twelve months prior to the effective date of this appraisal? ®Yes ❑ No Report data sources used,offering rice s,and dates . Multiple Listing Service. Subject was listed on the market on 06/18/2008 for$189 900. I" ® did ❑ did not analyze the contract for sale for the subject purchase transaction.Explain the results of the analysis of the contract for sale or why the analysis was not performed. A Standard Form Purchase and Sales Agreement was read. Results reflect the need for the current mortgage holder to a ree to a"shor sale."Agreement to a"short sale"was an addendum to the"P&S.' Contract Price$ 140,000 Date of Contract 4/24/2009 Is the property seller the owner of public record? ®Yes ❑No Data Source(s) Is there any financial assistance(loan charges,sale concessions,gift or downpayment assistance,etc.)to be paid by any party on behalf of the borrower? ❑Yes ® No If Yes,'report the total dollar amount and describe the items to be paid. N/AP N/AP--it is noted that the transaction is s"short sale." Note:Race and the racial composition of the neighborhood are not appraisal factors k���Nel hborf�iootl'Ch racterist[cs��,�, # ,� ��� ,���One-Unit�Housjn Trends". �,�, ,�r��OnelnittHousn e�, � PresentLand Uses,/o Location ❑ Urban ®Suburban LJ Rural Property Values ❑Increasing ❑ Stable ® Declining PRICE AGE One-Unit 100% Buift-Up ® Over 75% ❑ 25-75% ❑ Under 25% Demand/Supply ❑ Shortage ❑ In Balance ® Over Supply $ 000 yrs 2-4 Unit % Growth ❑ Rapid ® Stable ❑ Slow Marketing Time ❑ Under 3 mths ❑ 3-6 mths ® Over 6 mths 125 Low New Multi-Family. % Neighborhood Boundaries The subject neighborhood is bounded on the north by Route 28; on the west by 350 High 100 Commercial Pitcher's Wa �on the south b West Main Street and on the east b Bearse's Way. 200 Pred. 25 Other % Neighborhood Description The property is located in a residential neighborhood of traditionally styled single family homes that vary in age and size. The overall property maintenance is average. All essential services can be found within easy driving distance in most directions. Saltwater beaches are located just to the south. Market Conditions including support for the above conclusions Real estate values demonstrate depreciation.Foreclosure and"short sales"are noted within the neighborhood in a rate that is competing with"arms-length"listings.Conventional financing is readily available for qualified buyers.-Marketing time for the sub'ect is approximately approArriately 6 months. Inventories have increased to support the typical"spring market"on the Cape. Dimensions 77.15 x 144.91 x 68.68 x 11.32 x 145 Area .26 Acre Shape Rectangular View Neighborhood Specific Zoning Classification Residence RF Zoning Description 43,560SF Minimum Zoning Compliance.❑ Legal ® Legal Nonconforming Grandfathered Use ❑ No Zoning ❑ Illegal describe Is the highest and best use of subject property as improved or as proposed per plans and specifications the present use? ®Yes ❑ No If No,describe Utilities Public Other(describe) Public Other(describe) Off-site Improvements-Type Public Private Electricft ® ❑ Water ® ❑ Town Water Street Paved Asphalt ® ❑ Gas ® ❑ Sanitary Sewer ❑ ® Private.Se tic Alley None ❑ ❑ FEMA Special Flood Hazard Area ❑Yes ® No FEMA Flood Zone Zone C FEMA Map# 250001 0005C FEMA Map Date 08/19185 Are the utilities and off-site improvements typical for the market area? ®Yes ❑ No If No,describe Are there any adverse site conditions or external factors easements,encroachments,environmental conditions,land uses,etc.)? ❑Yes ® No If Yes,describe The subject property is landscaped with lawn foundation plantings and a paved ddvewa .The are no adverse site conditions or external factors affecting the subject property. .r-�€. ;,, -xb.,xx�,.ar ..,... � ,�.,�. ,cF.:;•� r a,. .k4; v y ` � Generalpescrialon � f, Fandat►an'q, , �z � gExtenor,Descrt ttonmaterals/condilronIntertor ,,_ matenalslcgndition Units ® One ❑ One with Accessory Unit ❑ Concrete Slab ❑ Crawl Space Foundation Walls Concrete/Average Floors Wd/Good #of Stories 1.00 ® Full Basement ❑ Partial Basement Exterior Walls Vinyl/Good Walls Drywall/Average Type ® Det. ❑ At. ❑ S-Det./End Unit Basement Area 1,040 sq.ft.Roof Surface Asphalt/Average Trim/Finish Colonial/Ave ® Existing ❑ Proposed ❑ Under Const.1 Basement Finish 95 % Gutters&Downspouts Alum/Average Bath Floor, Tile/Ave Design Style Ranch IN Outside Entry/Exit ❑ Sump Pump Window Type Double Hung/Ave Bath Wainscot Tile/Ave Year Built 1973 lEvidence of ❑ Infestation Storm Sash/Insulated None Car Storage ® None Effective Age rs .10 ❑ Dampness ❑Settlement Screens Yes/Average ® Driveway #of Cars 2 Attic None Heating FWA HWBB Radiant Amenities L Woodstove s # Driveway Surface .Paved . ❑ Drop Stair ❑ Stairs ❑ Other I Fuel Gas Z Fireplaces # 1 ❑ Fence ❑ Garage #of Cars ❑ Floor ® Scuttle Cooling ❑'Central Air Conditioning ® Patio/Deck ❑ Porch ❑ Carport #of Cars ❑ Finished ❑ Heated ❑ Individual IE1 Other 10 Pool ❑ Other 17 Att. ' ❑ Det. ❑ Built-in Appliances [e Refrigerator ® Range/Oven ®Dishwasher '❑ Disposal ❑ Microwave ® Washer/Dryer ® Other describe Fan/Hood Finished area above grade contains: 5 Roams 2 Bedrooms 1 Baths 1,040 Square Feet of Gross Living Area Above Grade . Additional features(special energy efficient items,etc.. Basement finish includes a bath a bedroom and an office. Describe the condition of the property(includingneeded repairs,deterioration,renovations,remodeling,etc.. The subject property has been well maintained and. updated,thus lower effective age than actual.Current tenant has painted the interior and"freshened"the kitchen. No functional or external economic obsolescence noted. Depreciation (Age/Life Method--65 Year Life of 15.3%.of the cost to build new is reflected. Are there any physical deficiencies or adverse conditions that affect the livability,soundness,or structural integrity of the property? ❑ Yes ® No If Yes,describe There were no deficiencies or adverse conditions that affect the livability,soundness or structural integrity of the prope Does the property generally conform to the neighborhood functional utility,style,condition,use,construction,etc.)? ®Yes ❑ No If No,describe The ro ertgenerally conforms to the neighborhood in functional utility, styie,condition use and construction. Freddie Mac Form.70 March 2005 Page 1 of 6 Fannie Mae Form 1004 March 2005 Form 1004—."TOTAL for Windows"appraisal software by a la mode,inc.-1-800-ALAMODE c� o State Tax Form 128 The Commonwealth"a Assessors'Use only Rev8ed'12/2000 //'1 S r��O Date ReceiVed Name o^CityoTow APplicat on_N6. •APPLICATION"FOR:ABATEMENT OPAL PROPERTY TAX 0 PERSONAL.PROPERTY TAXI; FISCAL Xl^"a. General;Laws Citapter59§59 b-us-APPL[CAT10N 1SNOT:OPEN TO PUBLIC iNspEcTioN(See General',Laws oter.59`§60) Return to: 13oaid.of Assessors:, Mnst t�,ftledwitlt assessors notlatex thandue '.date of;first actual(not;preliminary)tax payment for fiscal year: lNSTRUC.TtONS Complete BOTFi•'sides of appli cahon: Please print of A. TAXPAYER,-INFORMATION. Names)of assessed owner: Names and status of a licarit if other than assessed owne . +�7�Sti6equent'awner;(acqu red trtle;'afterjanuar_y 1)'o!j 0 Administrator/executor:: Q Mortgagee:_ a Lessee FJ Other Specify. Ivfailuij address. Te ephone No. (.�d J );7.7 5 /��Y 7 No. Street iffy/Town Zap Code Soeial•Seeunty No: (60tional) Amounts and,dates of tax payments- ioastapFAml m bill.,T.B. Tax bill no.. /',S ' Assessezi.valuation Location a /q/i Gc .. 7,- No.;: :Street:- 'Description Real: Parcelldentificatio7hti& ap-block lot)'��f -a�` -Lan& rea Class f�) ;Personal'. Property types}. G. REASON(S}ABATEMENT'SOUd0t. CheciC reasonW anatiatement is.warrante.,znd briefly,explain.wfiy it applies: "Continue ezplanat qn on:attachment>f necessary,- ., Overvaluation lncorred usage classification a Disproportionate assessment 0 Other. Specify: APO ant's opinion of:;:;Value; Explanation Q�CS FILING THIS.FORIv DOES•NOT SPAY THE COLLECTION OF YOUR TAXES: TO AVOID LOSS:OF APKt1L RIGHTS OR ADDITION'OF INTEREST`AND OTHER.COLLECTION CHARGES,THE TAX,SHOULD BE'PAID AS-ASSESSED:. THIS'FORM APPROVED BY THE COMMISSIONER',OF.REVENUE' 1 i D.SIGNATURESi Subscribed this., r a of,, - y ^e Q Under pertalties of per}ury. Sgnature of.applied eS :If notan individual,signature of authorized officer Title Y. (print or type) Narriti Address Telephone: If,si ect'bv.a ett attach co of'written.authorizatioit to s`' ori'behalf of tax payer! TAXPAYER,INFORMATION ABGU:T AOATEMENT PROCEDURE REASONS FORAWABATEMENT Anabatement rs;a reduction.in the tax assessed:on your property far the fiscal,year,rTo dupute.your valuationor, assessmentor to;correctanygtl er billing problem or error;thatcaused your to cbill to be high"'than itshould be you Tust;app1y for a1nabatement" You may".apgty foYan abatement if•your:property:--ts:l.)overvalued(assessed value"' more than%fau casti"value on January Jibe any reason,;including clencai and`data processing errors or assessment of property that isnon eiristent or not taxable-to you};•2}'disproportionately assessed in comparison: withotherproperties,:3)classifiedincorrectlyasresidential openspace commercialor;industriali'real'property,or4)'•,-,4yl orfullyeieiript;: W_ tfd MAY;FILE AN,APPLICA710N You may file an application if you are: •: the assessed or subsequent(acquiring title after January-}owner of the<pioperty- • the ownef s admmutrator ar executor,; ik a tertant paying rent who,`is obligated to•pay'more'than one Half of the:tali, • a pemrf owning or h"g.Aninterest or"ppssem-i f`the property,or • amorItgagee 3f=the"assessedowner hasnot applied. Iri;some,cases,youmusf pay all:or a potion of.the:tax before you:can file. `W",EN.ANPVMERE APPLICATION MUST BE FILED. four apptication,ifiust be filed with:the•boari ;of assessors eui or before':`the date the'°first installment payment°;of the actual tax bill mailed;for the fiscal yea;is due,unless.you'are"a mortgagee. If so your applicatior,must.be filed:.tictween' soptembei 20"and October-. Actual tax bills,are those:issued after the tax rate<is set-Applxations filed#o oirutted;zevised'or rec essed izucss must be fileii within>3 months.a£the date the bill=for those,iaxes.was:mailed,THESE DEADLINES CANNOT BE,EXTENDED ORWATyED BYTHE'ASSESSORS FOR,ANY REASON:: IF YOUR APPLICATION IS NOT'£IMELY:FILED,YOU LOSE ALL RIGHTS TQ AN,ABATE1viEN f AND TfiE ASSESSORS; CANNOT BY LAW'GRANT_YO,U ONE,' TO;BE TIIti1El Y FILED;YOUR APPLICATION MUST"BE{Ij RECEIVED BY THE ASSESSORS-ON ORR BEFORE"THE"FILING-DEADtME OR{2}MAILED BY t'NrMD STATES,MAIL FIRST'CLASS POSTAGE;PREPAID,TO THE PROPER ADDRESS OF: TI•lE ASSESSORS QN'OR BEFORE T}IE".FILING DEADLINE-AS SHOtNN BY A POSTMARK MADE BY THE UI�TfED`STATBS POSTAL SERVICE. PAYMENT'OF TAX:: Filing an applicaEon does not,stay•the collection af,your taxes, In samecases,you'must pay'the tax when due to;appeal the, I iisposition of your application. Failure to pay-the laic assessed"ivEien due'rmy also sulioctyou to interest charges and collection action. To° avoid"anyloss ofrigl is or additional charges you should pay die:taic;as assessed If an:abatemerit:�s.gra'Wd and you have already pald.the entire year's tax as abated you will receive a refund"of any averpayrrient: ,ASSESSORS DISPOSITION.,.Upon applymg,foian abatemeny,you,may tie asked to.provide the,assessois with written information about the property and permit;them to::inspect'it; Fariure'to provide;;the infom►ation:or pernut an rnspecaon within 3Q,days:of the-request"may result'in:the loss of your appeal rights. 'Tile assessors have 3 months from the date your application' s filed to•act unless you agree m wntmg before that period expcces to extend it for a specific time. If the°assessors do not ace on your application widiiri th9 original of eiitoiided.period,it°is;deemed'.denied„You,wilt tie:nohfied in writing!;wliether amabatement has been led or denied' "... APPEAL.. You may appeal,the disposition of yqur application Ti a disposition notice wilt p,'rovade you with further infom�ation about,tli' peat procedure and deadline: DSPOSITION'OF APPLICATION(ASSESSORS'USE.ONLY) Cli 59§61A retun` GRANTED' ' Assessed value Date sent DENIEDM. Abated value Date,retvrned DEEMED:D"ENIEDi] Adj,69W Naltie On-siteinspectiori Assessed-tar Date Alialed tax t3y Date votedJOgemed denied Ad* tedaax, Certificate,No-., . Date Cert/Notice sent. ;Board:.of;Assessors; Data cliarigedl Ap_Peal Date flied„ Valuation`, Dec, istozr. r. Seftlement: . . . "Date:;. . Rapattoni MLS Page 1 of 2 Presented By: Llstin # dress I LIst/Sell a s D A Total Rooms Sa Ft Lot Sz ar Bull ra a le Total levels it la a ea in ICoolin loors 20806271 28 ALICIA Rd Hyannis $140,000 Sold 2 1it 0) 5 - 1040 0.2601973 No Ranch 1.0 No Natural Gas,Hot Air Hardwood,T 082 06892 40 Franklin Ave Hyannis $120,000 Sold 3 1(1 0) 7 1246 0.440 1948 Yes Cape 2.0 No Natural Gas Hardwood,C 20809801 93 Uncle Willies Hyannis $185,000 Sold 3 2(2 0) 6 1152 0.240 1985 No Cape 2.0 Yes Natural Gas Wall to Wall 20900636 38 General Patton Dr Hyannis $112.000 Sold 2 1(1 0) 4 846 0.270 1945 No Ranch - 1.0 No Hydro-air,Natural Gas Tile,Wall to t gQZ 30 1e7 3 General Patton Dr Hyannis - $116,000 Sold 2 1(1 0) 4. 839 0.170 1945 No Ranch 1.0 No Natural Gas,Hot Air Laminated b Information has not been ve http://loginlax.rapmis.com/OneLinePrintDisplay.aspx?hidMLS=CCML&DCODE=RAP-M... 2/1/2010 MLS Page 1 of 3 Listing Summary Listing #20806892 40 Franklin Ave, Hyannis, MA 02601 Sold (01/19/10) DOM/CDOM:411/411 $149,000 (LP) Beds: 3 Baths: 1 (1 0) (FH) Sq Ft: 1246 Lot Sz:,0.440ac $120,000 (SP) Town: Barn Yr: 1948 SP%LP:80.54 Remarks Picture Pretty Neighborhood convenient to PIN Downtown and the Mall. Set off a main road, nestled into the neighborhood is this lot with mature plantings. Living room extends across ` the main portion of this home. The Kitchen is in the side wing, Dining is In,ll�f� r1 r!! the middle with sliders to the private ,�t` + back yard. Full bath and bedroom also r/ on entry level. Upstairs are two ;%/tf ' additional bedrooms. Breezeway and 3 r �C � ;lea: -'''�; _ � �- ,.�°,;f,,w:�`•.+- ;'.`T d r� � Imo,; � �� C _ � •� �, _ :�# ; ���„�tY 'f 'S;,y{*��,^^.a...,-..sw.,,,_ J M s..� ,t&� ` •fu' �s .,.�`'. 'fir ' �/J i r�,!tl.,,,IrJrrr�!,r,{td.�rfcSGrndr..,lrtttll'1rt1j,�J,l�l��t���hlf�fsrlLtl�. n Agent Lynn McDermott (ID:U159)Cellular.508-274-6268 Office:508-349-6407 x11 Home: Office VIP Real Estate(ID:VIPE)Phone:508-349-6407,FAX:508-349-1278 Property Type Single Family Property Subtype(s) Single Family Status Sold(01/19110) Town Barnstable Commission Sub Agent Comm Buyer Agent Comm. Dual Agent Comm. Dual Var Comm 0% 2.5% 4% No Facilitator Comm 0% Listing Type Excl.Right to Sell Owner Name R.S. Paine County Barnstable Tax ID 292-46 Beds 3 Baths (FH) 1 (1 0) Approx Square Feet 1246 Sq Ft Source Field Card Lot Sq Ft(approx) 19166 Lot Acres(approx) 0.440 Lot Size Source (Assessors Records) Year Built 1948 Listing Date 07/09/08 All Office Remarks Call Lynn's cell for showing.508-274-6268.SEE septic design and a Town of Barnstable Geographic Info system map attached. Directions to Property Bearses Way to Franklin Ave. Selling Information Selling Price 120,000 Selling Date 01/19/10 Listing Price 149,000 Pending Date 08/24/09 SP%LP 80.54 Original Price 200,000 Financing Conventional Comments ,Selling Agent chris Selling Office olsen Listing Page Concessions No Commission-Other 0% Showing Instructions Call Listing Agent,Call Listing Office, Lockbox,Yard Sign http://ccimis.rapmis.com/scripts/mgrqispi.dll?APPNAME=Capecod&PRGNAME= 2/1/2010 i Mfs Pagel of 3 Listing Summary Listing#20809801 93 Uncle Willies, Hyannis, MA 02601 Sold (04/29/09) DOM/CDOM: 179/179 $195,900 (LP) Beds: 3 Baths: 2 (2 0) (FH) Sq Ft: 1152 Lot Sz: 0.240ac $185,000 (SP) Town: Barn Yr: 1985 SP%LP:94.44 Remarks Picture Note Refrigerator does not convey. k Nice cape situated On A Slight Knoll . With Nicely Landscaped Lot, Custom ` Built Tool Shed/Work Shop, First Floor Has Bedroom & Den, Full Bath, Living _ Room With Fireplace, Renovations To i Second Floor Bedrooms & Bath . = a Newer Roof& Furnace & Other Up Grades In Recent Years Make This A Home With Lots Of Potential Taxes 1/f t t *= 3 reflect Barnstable Residential Pictures(5) _ 8 s.K.wtr R.s ., 0' r• -r I !Iljt l r r-1 !r IJJ+�''`'` ` �A�`ta����% rl r/1 rf�+</�f pilrlrr��rJllfllrtll!lflJnt�ji+�/�J�����f�.l•' Agent Dennis J Connors (ID:UOC9)Primary:508-568-8119 Office Today Real Estate(ID:TODY2)Phone:508-790-2300, FAX:508-790-1388 Property Type Single Family Property Subtype(s) Single Family Status Sold(04/29/09) Town Barnstable Commission Sub Agent Comm. Buyer Agent Comm. Dual Agent Comm. Dual Var Comm 0% 2.5% 0% No Facilitator Comm 2.5% Listing Type Excl.Agency Owner Name Sizemore County Barnstable Tax ID 315 Subdivision Other Beds 3 Baths (FH) 2(2 0) Approx Square Feet 1152 Sq Ft Source Agent Estimated Lot Sq Ft(approx) 10454 Lot Acres(approx) 0.240 Lot Size Source (Assessors Records) Year Built 1985 Listing Date 10/08/08 All Office Remarks Refrig does not convey Directions to Property Rt-28 To Bearses To Alicia To Uncle Willies Selling Information Selling Price 185,000 Selling Date 04/29/09 Listing Price 195,900 Pending Date 04/05/09 SP%LP 94.44 Original Price 229,900 Financing Other Comments Selling Agent Jan Pulit(U1Y7) Selling Office Kinlin Grover GMAC Real Estate KINL17 Listing Page Concessions No Commission-Other none noted Showing Instructions Appointment Only http://ccimis.rapmis.com/scripts/mgrqispi.dll?APPNAME=Capecod&PRGNAME= 2/1/2010 Iv11•s Page 1 of 3. Listing Summary Listing#20900836 38 General Patton Dr, Hyannis, MA 02601 * Sold (06/01/09) DOM/CDOM: 102/102 $114,900 (LP) Beds: 2 Baths: 1 (1 0) (FH) Sq Ft: 846* Lot Sz: 0.270ac $112,000 (SP) Town: Barn Yr: 1945` SP%LP:97.48 Remarks Picture ` Best deal in Hyannis! Nice clean ranch with brand new carpet, nice size bedrooms and a large back yard! Seller will pay$2000 towards new appliances! Convenient location. Walking distance to historic Main St! Broker owned. H r« -a4 ;�r .. r �`�' �a t....'.+c�;+' �s r•�•'� "' t" .. �" t��R.. � aA+"'-�"'y'��is«-1'.#f�+ {.'''�#�`�+xt='.�q��t 3. � ffl"F#R'z4 b ,% �"y .. FKt,,,"y °�'e-•.=sx3* r!1�, " ,/.,,.. - t ''.te8. Ems'" r` ='�`i>1 .. x ti. b•.•.,L Agent Daniel M Griffin Jr ) (ID: U0192)Primary:508-362-1444 Office Danny Griffin Real Estate, Inc(ID:DANG)Phone:508-362-1444, FAX:508-362-1437 Property Type Single Family Property Subtype(s) Single Family Status Sold(06/01/09) Town Barnstable Commission Sub Agent Comm. Buyer Agent Comm. Dual Agent Comm. Dual Var Comm 3.5% 3.5% 0% No Facilitator Comm 3.5% Listing Type Excl.Right to Sell Owner Name Danny Griffin County Barnstable Tax ID 292-135-0-0-BARN Beds 2 Baths (FH) 1 (1 0) Approx Square Feet 846* Sq Ft Source Assessors Records Lot Sq Ft(approx) 11761 Lot Acres(approx) 0.270 Lot Size Source (Field Card) Year Built 1945* Listing Date 01/29/09 All Office Remarks Call MASS PASS 508-389-1780 for showings.Brand new carpet-please be cautious not to track dirt in the house.Thank you!$1000 cash bonus to selling agent from seller. Broker/Owner Directions to Property Rte 132 to Bearses Way to General Patton to#38 Selling Information Selling Price 112,000 Selling Date 06/01/09 Listing Price 114,900 Pending Date 05/11/09 SP%LP 97.48 Original Price 119,900 Financing Conventional Comments Selling Agent Ewa Kaczkowska Selling Office Realty Direct Listing Page Concessions No Commission-Other 0 Showing Instructions Appointment Req., Lockbox, http://ccimis.rapmis.com/scripts/mgrqispi.dll?APPNAME=Capecod&PRGNAME= 2/1/2010 MLS Pagel of 3 Listing Summary Listing #20903187 3 General Patton Dr, Hyannis, MA 02601 * Sold (04/24/09) DOM/CDOM:96/96 $115,000 (LP) Beds: 2 Baths: 1 (1 0) (FH) Sq Ft: 839* Lot Sz: 0.170ac $115,000 (SP) Town: Barn Yr: 1945* SP%LP: 100.00 Remarks 2 Bedroom 1 Bath Bungalow, open floor IPicture plan, tile floors. ate . t able g � + as Agent Daniel M Griffin Jr (ID: U0192)Primary:508-362-1444 Office Danny Griffin Real Estate, Inc(ID:DANG)Phone:508-362-1444,FAX:508-362-1437 Property Type Single Family ' Property Subtype(s) Single Family Status Sold(04/24/09) Town Barnstable Commission Sub Agent Comm. Buyer Agent Comm. Dual Agent Comm. Dual Var Comm 0% 2.5% 0% No Facilitator Comm 0% Listing Type Excl. Right to Sell Owner Name Owner of Record County Barnstable Tax ID 292-136-0-0-BARN Beds 2 Baths (FH) 1 (1 0) Approx Square Feet 839* Sq Ft Source Assessors Records Lot Sq Ft(approx) 7405 Lot Acres(approx) 0.170 Lot Size Source (Field Card) Year Built 1945* Listing Date 01/07/09 Directions to Property Route 28 to Bearses Way to General Patton Drive. Selling Information Selling Price 115,000 Selling Date 04/24/09 Listing Price 115,000 Pending Date 04/13/09 SP%LP 100.00 Original Price 115,000 Financing Conventional Comments Selling Agent Robert M Melville(U2297) Selling Office Danny Griffin Real Estate Inc DANG .Listing Page Concessions No Commission-Other N/A' Showing Instructions Appointment Req.,Call Listing Office,Lockbox,Yard Sign http://ccimis.rapmis.com/scripts/mgrgispi.dll?APPNAME=Capecod&PRGNAME= 2/1/2010 • TOWN OF BARNSTABLE BUILDING PERMIT APPLICATION,. �. i Map Parcel �� .,-Application* fib T G7 Health Division ������ Date Issued Conservation Division Application fee So .� Tax Collector -Permit Fee j (1 F. Treasurer Planning Dept. ® ? Date Definitive Plan Approved by Planning Board Historic-OKH Preservation/Hyannis =—P oject-Street Addres- -sue--I Viler lager---� os2A Owner a-Ce- d Address Telephone fo(00 I�� P�erm�quest � �,. d k-e� -: a , Square feet: 1 st floor:existing proposed 2nd floor:existing proposed Total new Zoning District Flood Plain Groundwater Overlay �Pioject--Valuations Construction Type Lot Size Grandfathered: ❑Yes ❑No If yes,attach supporting documentation. Dwelling Type: Single Family ❑ Two Family ❑ Multi-Family(#units) Age of Existing Structure Historic House: ❑Yes ❑No On Old King's Highway: ❑Yes ❑No Basement Type: ❑Full ❑Crawl ❑Walkout ❑Other Basement Finished Area(sq.ft.) Basement Unfinished Area(sq.ft) Number of Baths: Full:existing new Half:existing new Number of Bedrooms: existing new t Total Room Count(not including baths):existing new First Floor Room Col unt F2 Heat Type and Fuel ❑Gas ❑Oil ❑ Electric ❑Other Central Air: ❑Yes ❑No Fireplaces: Existing New Existing wood/cofCltove: Ur_Yes �❑No I 3 v; Detached garage:❑existing ❑new size Pool:❑existing ❑new size Barn:❑exis ing ❑rdew size co Attached garage:❑existing ❑new size Shed:❑existing ❑new size Other: rn Zoning Board of Appeals Authorization ❑ Appeal# Recorded❑ Commercial ❑Yes ❑No If yes, site plan review# Current Use op d Use 71 BUIL R INFORM Name cc.) p ele hone Number `cJ l �� Address icense# Ho vemen ontra r# er's Come ion# ALL CONS - -0- EBRIS RES ING FROM THI R WILL BE TAK T 5A- � E DATE P FOR OFFICIAL USE ONLY APPLICATION# DATE-ISSUED MAP/PARCEL NO. t ADDRESS VILLAGE OWNER DATE OF INSPECTION: FOUNDATION FRAME c: INSULATION FIREPLACE ELECTRICAL: ROUGH FINAL PLUMBING: ROUGH FINAL GAS: ROUGH FINAL FINAL BUILDING r DATE CLOSED OUT 1. ASSOCIATION PLAN NO. 1. 6 1' n ' The Commonwealth of Massachusetts Department of Industrial Accidents _. Office of Investigations ' d 600 Washington Street Boston,MA 02111 www.mass.gov/dia Workers' Compensation Insurance Affidavit: Builders/Contractors/Electricians/Plumbers Applicant Information Please Print Le "`bl ,' Nan e'Business/Organization/Individual): . DC C • �Adclress n r tRState/Zip: lPhone.#: Are you an employer? Check the appropriate box: Type of project(required):. 1.❑ I am a employer with 4. I am a general contractor and I 6. El New construction . . employees(full and/or part-time).* have hired the sub-contractors 2.❑ I am a•sole proprietor or partner- listed on the-attached sheet. 7. ❑Remodeling ship and have no employees These sub-contractors have g. Demolition workin for me in any capacity. employees and have workers' [No orkers' comp.insurance comp.insurance. #• 9. []Building addition r uired.] 5. We are a corporation and its ME]Electrical repairs or additions c officers have exercised their 11. Plumbing repairs or additions ,;, I am a homeowner doing all work ❑ g P c myself. [No workers' comp- right of exemption per MGL 12.❑Roof repairs insurance required.]t F c. 152, §1(4),and we have no employees. [No workers' . 131❑ Other comp.insurance required.] . "Any applicant that checks box#1 must also fill out the section below showing their workers'compensation policy information. t Homeowners who submit this affidavit indicating they are doing all work and then hire outside contractors must submit a new affidavit indicating such. xContractors that check this box must attached an additional sheet showing the name of the sub-contractors and state whether or not those entities have employees. If the sub-contractors have employees,they must provide their workers'comp.policy number. I am an employer that is providing workers'compensation insurance for my employees. Below is.the policy and job site information. Insurance Company Name: Policy#or Self-ins.Lic.#: Expiration Date: Job Site Address: City/State/Zip: Attach a copy of the workers' compensation policy declaration page(showing the policy number and expiration date). Failure.to secure coverage as required under Section 25A of MGL c. 152 can lead to the imposition of criminal penalties of a fine up to$1,500.00 and/or o -year imprisonment,as well as civil penalties in the form of a STOP WORK ORDER and a fine of up to$250.00 a a a'Xr the violator. Be advised that a copy of this statement may be forwarded to the Office of Investi ations surance covera e verification. I do hereby aer the pain�-andp�enalties of perjury that the information provided above is true and correct =hone Date:rOfficialonly. Do not write in this area,to be completed by city or town official n: Permit/License# Issuing Authority(circle one): 1.Board of Health 2.Building Department 3.City/Town Clerk 4.Electrical Inspector 5.Plumbing Inspector 6. Other Contact Person: Phone#: U Information and Instructions Massachusetts General Laws chapter 152 requires all employers to provide workers'compensation for their employees.'.' Pursuant to this statute, an employee is defined as"...every person in the service of another under any contract of hire, express or implied,oral or written." An employer is defined as"an individual,partnership,association, corporation or other legal entity,or any two.or more of the foregoing engaged in a joint enterprise,and including the legal representatives of a deceased employer,or the receiver or trustee of an individual,partnership, association or other legal entity,employing employees. However the owner of a dwelling house having not more than three apartments and who resides therein,or the occupant of the• dwelling house of another who employs persons to do maintenance, construction or repair work on such dwelling house or on the grounds or building appurtenant thereto shall not because of such employment be deemed to be an employer." MGL chapter 152, §25C(6)also states that"every state or local licensing agency shall withhold the issuance or renewal of a license or permit to*operate a business or to construct buildings in the commonwealth for any applicant who has not produced acceptable evidence of compliance with the insurance coverage required." Additionally,MGL chapter 152, §25g7)states"Neither the commonwealth nor any of its political subdivisions shall enter into any contract for,the performance of public work until acceptable evidence of compliance with the in.�ance requirements of this chapter have been presented•to the contracting authority." Applicants Please fill out the workers'compensation affidavit completely,by checking the boxes that apply to your situation and,if necessary,supply sub-contiactor(s)name(s),address(es)and phone number(s)along with their certificates)of insurance. Limited Liability Companies(LLC) or Limited Liability Partnerships(LLP)with no employees other than the members or partners, are not required to carry workers' compensation insurance. If an LLC or LLP does have employees, a policy is required. Be advised that this affidavit may be submitted to the Department of Industrial. Accidents for confirmation of insurance coverage. Also be sure to sign and date the affidavit. "The affidavit should be returned to the city or town that the application for the-permit or license is being requested,not the.Departmnent of Industrial Accidents. Should you have any questions regarding the law or if you are required to obtain a workers' compensation policy,please call the Department at the number listed below. Self-insured companies should enter their self-insurance license number on the appropriate line. City or Town Officials Please be sure that the affidavit is complete'and printed legibly. The Department has provided a space at the bottom of the affidavit for you to fill out in the event the Office of Investigations has to contact you regarding the applicant Please be sure.to fill in the permittlicense number which will be used as a reference number. In addition,an applicant that must submit multiple permit/license applications in any given year,need only submit one affidavit indicating current policy information(if necessary) and under"Job Site Address"the applicant should write"all-locations in (city-or town)."A copy of the affidavit that has been officially stamped or marked by the city or town may be provided to the applicant as proof that a valid affidavit is on file for future permits or licenses. A new affidavit must be filled out each year.Where a home owner or citizen is obtaining a license or peimit nofrelated to any business or commercial venture (i.e. a dog license or permit to bmirn leaves-etc.)said person is NOT required to complete this affidavit. The Office of Investigations would like to thank you in advance for your cooperation and should you have any questions, please do not hesitate to give us a call. The Department's address,telephone-and fax number:. Thee Commonwealth of Massachusetts Department of Industrial Mcitlents Office of Investigations 600 Washingtcai Street Boston, MA 02111 Tel.#617-727-4900 ext 406_or 1-877-MAS SAFE Fax# 617-727-7749 Revised 11-22-06 www.mass.gov/dia ypFT++E rays T own•of Barnstable Regulatory Services Thomas F.Geller,Director MASS. q�p 1eg9 B111i(lucr biviS10Ii Tom Perry,Building Commissioner 200 Main Street, Hyam�is,MA 02601 Office; 509-862-4038 Fax; 508-790-6230 Permit no. Date . AFFIDAVIT HOME MROVEIYIENT CONTRACTOR LAW SUPPLEMENT TO PERMIT APPLICATION MGL c.142A requires that the"reconstruction,alterations,renovation,repair,modernization,conversion, -improvement,removal, demolition,or construction of an addition to any pre-existing owner-occupied building containing at least one but not more than four dwelling units or to structures which are adj acent to such residence or building be done by registered contractors,with certain exceptions,along with other ' requirements. Type.of Wolk Estiz,a'ted Cost ,Address of Work:'- .ZQ Cam_ GZu1 Vt t . 4Yner's_Name R V\CA&4z) Date of�Applicatifln: r_I herebycerdfy that: Registration is not required for the following reason(s) 7Work excluded by law ❑lob Under$1,000 Building not owner-occupied Owner.puLLng own petmi a Notice is hereby given that: OWNERS FULLING THEIR OWN PERMIT OR DEALING WITH UNREGISTERED CONTRACTORS F'OR.AFPLICAI�LE HOME IMPROVEMENT WORK DO NOT HAVE ACCESS TO THE AREPYRATION PROGRAM OR GUARANTY FUND UNDER MGL c.142A. SIGNED UNDER PENALTIES.0F PERJURY I hereby apply for a permit as the agent of the owner: Date Contracto e Registrationlvo. D ate Q:farm:homezf8dav fHE Town of Barnstable _ OF tp� b 1 Regulatory.Services BAaxsrABLE, + Thomas F.Geiler,Director 39. A.� Building Division FD MA't Tom Perry,Building Commissioner 200 Main Street, Hyannis,MA 02601 www.town.barnstable.ma.us Office: 508-862-4038 Fax: 508-790-6230 HOMEOWNER LICENSE EXEMPTION / Please Print DA i E lY10 �. JOB LOCATIQN: CQG� CLV�'YL.LS number street village -�.O•.A � c ",HOMENER": name home phone# work phone# C—URRENT:MAILINGADDRESS:at.� ��7 city/town state zip code The current exemption for"homeowners"was extended to include owner-occupied dwellings of six units or less and to allow homeowners to engage an individual for hire who does not possess a license,provided that the owner acts as supervisor. DEFINITION OF HOMEOWNER Person(s)who owns a parcel of land on which he/she resides or intends to reside,on which there is,or is intended to be,a one or two-family dwelling,attached or detached structures`accessory to such use and/or farm structures. A person who constructs more than one home in a two-year period shall not be considered a homeowner. Such "homeowner"shall submit to the Building Official on a.form acceptable to the Building Official,that he/she shall be responsible for all such work performed under the building permit (Section 109.1.1) The unders' ne&`h meowner"assumes responsibility for compliance with the State Building Code and other applicable des,b laws,rules and regulations. The under i ed homeowne "certifies that he/she understands.the Town of Barnstable Building Department minimum tion proce es and requirements and that he/she will comply with said procedures and requireme Signat Appro I of Building Official Note: Three-family dwellings containing 35,000 cubic feet or larger will be required to comply with the State Building Code Section 127.0 Construction Control. HOMEOWNER'S EXEMPTION The Code states that: "Any homeowner performing work for which a building permit is required shall be exempt from the provisions of this section(Section 109.1.1-Licensing of construction Supervisors);provided that if the homeowner engages a person(s)for hire to do such work,that such Homeowner shall act as supervisor." Many homeowners who use this exemption are unaware that they are assuming the responsibilities of a supervisor(see Appendix Q, Rules&Regulations for Licensing Construction Supervisors,Section 2.15) This lack of awareness often results in serious problems,particularly when the homeowner hires unlicensed persons. In this case,our Board cannot proceed against the unlicensed person as it would with a licensed Supervisor. The homeowner acting as Supervisor is ultimately responsible. To ensure that the homeowner is fully aware of his/her responsibilities,many communities require,as part of the permit application; that the homeowner certify that he/she understands the responsibilities of a Supervisor. On the last page of this issue is a form currently used by several towns. You may care t amend and adopt such a form/certification for use in your community. Q:forms:homeexempt IMPORTANT - UPGRADE REQUIRED o STATE BUILDING CODE REQUIRES THE UPGRADING OF o SMOKE DETECTORS FOR THE ENTIRE DWELLING WHEN Q a_Z ONE OR MORE SLEEPING,AREAS ARE ADDED OR CREATED. J o¢m NOTE: A SEPARATE PERMIT IS REQUIRED FOR THE z z INSTALLATION OF SMOKE DETECTORS THE ELECTRICAL - m m PERMIT DOES.NQI SATISFY THIS REQUIREMENT. ��_ _ m=U I �j Q y �r) ,I : „ , __ _ _ _ - w .. a . ;. ,. , . . .,11 . ;, . ., , , > . , .,,. _� _. w . :., .,, I.F�I,,II!1'-IL,ir,Ir�1'.0.T 1.L+IL _. .. > x ., ,I­,',r-F. ,­.�1"­�._L-I I�r Ir."!'I'I; �_ .. ., _. :. �.., .. "., S .... ,.:.. ..... 3•. -...,_.. . .-.-. - .. ,IL tb r --. y., .: , L ... ... .. .., 1. .. ,.::. '.' "� '. :. - _ �' � . , _ , LEdCtii Y W '. .:. .. .�. .,r , ..n:. - .. r. ., . ILI P _ .,,.,:,: ,p,,.. _ .. ": .r .w, . : '., ..,,. ::x . . s - :. .., , . t � o . i , , .._ _ ,.. _ ,.. - - - . c•4L& ;. :__ ,. - ,. .,.. II !I::.:::I�i�i:I�I��I .L I���I L,I.V�tIU.X�Ma"2(31Ia0x0MxPM0Mx LZ1:/().1.:.-. I I L.-I -1_..I �_Ir tI,LY).6.I_-o-I I_tI._._1 I I I-.I L_, .-,_/,I,I.-,--_­,����IIII� Ii;.i.!�i.I�.�FI I.-I;Iii i�;I.i-S--._)��­��<1��_.i�1_1.�o-1.­rI----�A-;.---�----I-­/-­6I.--1&­0-0,�-­0)-��,:­/­­__­__.0__.r__._�_��__�.�, t' .. . r. .,... , r , :.:. ;. ..:.., .... ,..v. .. .:. .. _. l� -.. .. , , _ t .,: .." >: . , _ T ,:.. � MODEL: f� E S�IOfiE`Y tE'.,I .(ANC�iE D FiNAI GRADE fi0 8E'STA$flD , - rf rmed 8 aniel B. . ohns r e o Y J on _.; . FINISHED GRADE(SLOPE C)2J , _ ,. .. , .- . = Ma 2 2002 ,- . ,,,, , - ;Date y I .: II= - --III ,' • 1 1 2"(Meru) *i ,; , y1 , . . ,� ;, . N•t0 , TV 1 (»L. 98 2y - 0 , „ - ♦ is -. . .. o o . , .,; ' LFi4CHlN6 DI3YWELL5:2 _ o r�l r� 1r -rI2"DOUR >. :: N - A► . 99*LX4 10"WX2'1 H � W T E i I 0 8 A 10YR4I3 Sand loam ASH ►s oN , r Y , >� 4r " 8 1. , �- 30" Bw 1aYR5/$ :;•Loam .,,sand . I. ` w W . ., Y E1+4Lt L ►t11NG AREA 314 -1"1 R'DOUBLE. . :;: C� cal rsss ,:e > 30 �' 68. Cm 5R5l8 -'. . ,Gravel Coarse sand , 27LX1?WXZH WASHED STONE .., �- . 68, -1'32 C2 - 2.5Y8l3 Medium-Coarse sand r sr� r.� m , No Obaerved ESHWT, ; . . ,, , ,. , S °.. _ _ -No Observed .Groundwater':: , , ..;,a,' . , LEACHING D14Y�VELLS + � r^a v E I 1 : . . TO COMPLY WITH THE rr ........., •"„ ; N L LE ,;!, - f--------- 8'6` REQUIREMENTS OF, 1 >lIrIC�1 fi>tI b1►�'A 310 CM 15 2S2 - S tP :' . E Date:"May 2, . 2002 y I f . %' . _ - Soil :Class: Class I ' 0.74 :G SF t ) $ DISTRiBUnON bN , , . . S I Perc.>Mate., 2 -MPI TP z -�--. t ) l I 011 C1 JABLE COV'EI� rr : I 4 1' TEFIALS _�____ q, -- ,. ► SCH 40OUTLE IA z �� ;F--- „ ' . , „ S BE SET LEVEL FOR A. D Perc Test: 6$ 86^ DISTFOUn046b TOMEEt HALL r e ' h of MINIMOM OF THE FIRST TWO O f 11G REQUIREMENTS 0,3t0 . I I S - FEET AND CONNECTED TO _,. 15 M TER IGHTNESS. • MIA T , , EACH DISTRIBUTION UNE coNSTauctroN;ETC> ,, ,. , ,., PIPE - -,, WITH SOLie SCH 10 PVC 1. • ,..:,• I 'It- NG. A 0 S' r I o ,.. 4' SCN 40 , , ,I �-c , - ut_Foundation : Unknown Nt).OF00TLETS. t - , l �B, te _. as ---•- CAtLY t1USHED E -env• -Yn Septic Tank (exist3.ng) - 96.3 a ,* MECHANI S"{ .. .� -:. 0 0 0 t o. • STONE(� 314 Dui.) / _ x In�. ;4ut Septic Tank Iexisting) 96.1 o D -. - ST. , n x 4; A8t£tI YEt BASE tnv. Sn .l5stributio Bo 95 5 1 . cRy w&t LS . i t , lnv. :Out Distribution Box ., 95.58 . ,;; sLt 11r/ /� I / o inv:. -In Dry .Wells, 95.50' � .1 4 SCE 4 �' """ r/n _ '- , . I E� b t , ;.bottom of. Dr tells 93.50 „ / s ,o _ _ _ AS . '. : . s - ., , W 7.2 fN�+� - Bottom(TP-1) No Gbs .GESHWT 9. - I C ep rt-fs. , - �t , . , . a + - I / I . i w,- :. r . „ ., of rm to the Title V i 1. A11 ,construction`methods shall, co a t o .- Ex�atn Contour 99 i 36 ,., CMR .15);, ,ant! t Barnstable Board of Health Regulatio e^t �f 09. 00 _ E ft / ss 9 a y •� ,. � Pro osed Contour •- gg - • .- _ „:_ _ -. . °° 4za P l TO of .� i �, ... I" � 2. There are no known. private or public wells within I , 9 , Ia , S ,0 ._ „ ' feetl400 :'keet ' res ectivcil , :from the proposed leaching i 9 I Test Pit P Y . , , area.. ' / . • - Fnihed:Floor Elevation )wFE . , _ Y .{ / 3. Existin SAS to ,be pumped and removed prior to . . - Existing SAS.... , ,. , - i, / Basement Floor Elevation BE'E installing the new leaching :area.' ; I DECK z ` be made in 'the field without the a royal Water cline ....•.......` --. -; 4 . No ,changes are tp . PP I : of and the desi n en ineer. , ',_ rd g g �tb >>�t of ;the Boa i 9 - , , '; Gas #pine --ft.w. - G ..0"Ne m - . ,: , 5 _ Pro used ,leaching; area 3s not designed for use with 3. arba `e disposal. _ , ,., OJ ! t sr/fv N sE E� 6 6. Contractor to notify Dig Safe 72 hours prior to f construction. ($00)1 344-7233. t 00 1 J , 'J� 1 C r - , L M r b i+ ' 4LL i _ rE - 9rr l#L *) . , ,:r�0, „ ��,o • •4�\:. �. : v n of Land in 6 �o� 7.1 property ling! information taken' from` Subd� isio ...,::> :e:.. - :, . _ 4: is. Septic Platy not to b_ I ., le, Alicia Road, yann _ • -;; L , • .. : .- Barnatab , a , H . ti., , _ ., ; . • Prt line 8urve l -: - i ,,, .a used as a prof Y Y• _ , _ . ,. a . _., .. _ , _ ., _ t _ , rh ... 4.. .. _ t., .... ,. ....:.: s...,...... 0 :... .. _ .. w A_. o E _ � • , �, a�'ea _ ° h r tsaed .leach n > -- - � � i ,'n all :around t e o _ _ _ , , _ - 8 el �re ,��'eet hc�r zo t 9 _,. - �, a _ Y P P a , . . slant C00 r °ii u R b of<; - soil su s ,� ��� c _ v -.a a roximatel 5:5; feet to _ _._ tart A. , � tf,0 LO S M and _ ertic lly, PP Y t P 03 ;.. w REt All ! ) _ , IRAN _;:REIN!., , _ - ,,. - �► p ravel coarse sand and re lace with Title ( t •.r,RtCo: ;-, ,': - cem_nted Iay_r of g Y ) P , I , j I a,. ,� . V fill Refe�cen�P 310 CMR -15.255 for s .cifications of . k +db'rfct- v s I ►At J G� P 1 _ r t . . �: -.• � e ,,. . . fi11 {sand) ) . The total amount of. fill required s I 3 0 „ , ramp,d 0,. ,� °r C= . ,y 14) ;, 4 vct '`o - <t'�`" ep0 approximately 80 cubic yards. .,c++►t :r a o;,,;,. ,, c d � DiIIN%s•7 W r AY 1�I,r,,,,",�.rw.I,1�'"I.,"�-?�.�­,�T 1I�IJ 1-��I 1�,�1.�,­Ir,1�LA,I'I,I-,,-"r'',.�'r..,�r..I�":II I:I . • .i a _%&__b NC E Rp 1 I ►", ,AI• r ,� M Mr . `. . 3 Bedrooms '(Existing) RtON4 ��N ewe '; ri , 04 I .. �► : 110 GPb/Bedroom X 3 Eedroams-= 330 GPD t . Percolation Rate < 2 MPT (TP-I) . ,.. ,;,. wt ; .; Rw,ya� s V Soil Class• Class I (0.74 G/SF) ' r y Z I:".', a M� ]t4 t.: a' , at,.Rs[S wA I e < . , �i �, S + O •' v-., .< Z °�N I Ate P. - . & .. _ . ��d' ° r �M. .t._A 1 ` `y d -- ..'. a___._ __ rorroN AR0`.A "Pos i S g .�: ' " ',.i , _ ,Y.� 1. ` ". '. rt;,, w *AMhrM� - Dr wells: L at •25I L X 1 ' •. X X.r.H, ,i r� , ., Ict T - Sidi! Area: l48 SF X 4.'74. G/5 ' 109.5 GPD K .o .,y 3 "a tiNy0t gar: :`' Bottom Arr*a. 30'O . F X O. 74 'G/SF -. .,., ;: 1,to 'r , -Total .L+a,achih Ca arit` 331. . 5 GPD (oar 6e It.TA fNC - 1 : e :'"4i�*�i4 r 4Itics �F,, +"I , ` t0Ill -+Id R k°o c . I11 a * 71 . INi MART �.. �-t T R I�.Q rT [� i4 t w I tC M«t r�,� ab,v w d y ' r M1. , I d ,:J Z �..., ♦' x „- w s O i �. CII A` IRrry ... 46 �y, rI LI 1 • LI I. II FfE s I00,6t / t fAnFICE of Gce 1C �IS7T1*1 E 540+LE : AI .$NoWnl ; _ _ + ,tJSrl,-4 6-440E . -- _ I I 94 --_..- -- ------ --_. -- as' )61 v t 96 _ 9 - 4 3' A,1 t I l , gp-wje fi - Vorit(� (fj((jr/A/&) r7s _� ArPLEI , i T,.f$ SEA Now s I . 3 - 94 W 'l } 'N bfSrtiBaTlo~! 3'40 OT'93JtL ( d°�` a 0 R_Y w ELLS y / I < a, ,15' % /A'w x�"N i 9a tpAr-f*►Sr'/Nb S*. z /ddV ttA4o^/ 1, W SAP rf C TAM-I& ,, - 3ZJ$$tiJRFAC;L S''"M DISPOSAL SYSI %k tot;rftL Nf,° 4 F e , . ' er .Ala �.Alicia 'Raad, 1Eyanni s cN 4o T c� 1 �' F - �. %, j" 9Q U 6EL �LT� CM 66 I NJAMtN 86ALt: , . JW �►v AOWD By ow►wN etr .y J4�{NSf?N co . 3/1T/02 . : b.s: aean.on f ,f £T o f ,,,, _ : e 71 L 6 tf A 4 ,o�••r•e T� l��[ ro.�crn ox, r. .' . � o f PfAt t, t '1 , f r c Ko 083. G w' f t ac . _;tom:: tt.mesas. 1064i YjiA"Ls..m► GtO.?_ ,_ J. wf p, . ., _ . �Jo 06 El/f W ---�-- ______ t ti M t R a 7A III ` - R : ONAtNiNa NUMBE U , . . 9: - _ pass J ti r 0 J i o f litI itsr[C" ilI f bI I 11tt23. to ao c oil 0 1 o+So c &o o+E o+ I o 0 r . .-.,: y