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HomeMy WebLinkAbout0105 WALTON AVENUE 10� c�aa 1 �o� I�ve , �� � , Oh3 TOWN OF BARNSTABLE BUILDING PERMIT APPLICATION Map to Parcel Application #C2 Health Division _ Date Issued Z-- Conservation Division Application Fee —.so, ES Planning Dept. Permit Fee Date Definitive Plan Approved by Planning Board Historic - OKH _ Preservation/ HyannisTA 14a,f) „ Project Street Address /1f�� &�(Y Village `�Ta Owner i'1✓.J� / i Tl�IA— Address l S e_ Telephone O� 7— 9 / 7 1 / l y o t1 �k► /L/� 3 6 e� Permit Request — � 17- To Square feet: 1 st floor: existing proposed 2nd floor: existing proposed Total new Zoning District + Flood Plain Groundwater Overlay Project Valuation 00 Construction Type Lot Size Grandfathered: ❑Yes ❑ No If yes, attach supporting documentation. Dwelling Type: Single Family ❑ Two Family ❑ Multi-Family (# units) Age of Existing Structure Historic House: D;Yes ❑ No On Old King's Righway: ❑Yes ❑ No Basement Type: ❑ Full ❑ Crawl ❑Walkout ❑ Other Basement Finished Area(sq.ft.) Basement Unfinished Area(sq.ft) eWq �► � Number of Baths: Full: existing _���, P new Half: existing Number of Bedrooms: 3 existing _new Total Room Count (not including baths): existing new First Floor Room Count Heat Type and Fuel: ❑ Gas ❑ Oil ❑ Electric ❑ Other Central Air: ❑Yes ❑ No Fireplaces: Existing New Existing wood4 oal stove�,O❑1 S ❑ No Detached garage: ❑ existing ❑ new size—Pool: ❑ existing ❑ new size _ Barn O existing` :ne izeT Attached garage: ❑ existing ❑ new size _Shed: ❑ existing ❑ new size _ Other: a Zoning Board of Appeals Authorization ❑ Appeal # Recorded ❑ Commercial ❑Yes ❑ No If yes, site plan review# Current Use Proposed Use APPLICANT INFORMATION (BUILDER OR HOMEOWNER) Name 1V/ -obi/ T Tip{1A Z4 Telephone Number 6Z2— 5— / g�c� Address b 3 V C 4-e-1 License # J / 2id il /i t�d-3 d Home Improvement Contractor# 4= b Worker's Compensation # ALL CONSTRUCTION DEBRIS RESULTING FROM THIS PROJECT WILL BE TAKEN TO SIGNATURE DATE �— I ' i i , FOR OFFICIAL USE ONLY t APPLICATION# � r DATE ISSUED I MAP/PARCEL NO. ADDRESS VILLAGE I OWNER I i� DATE OF INSPECTION: FOUNDATION FRAME INSULATION FIREPLACE ELECTRICAL: ROUGH FINAL PLUMBING: ROUGH FINAL GAS: ROUGH FINAL I ; FINAL BUILDING DATE CLOSED OUT `; ASSOCIATION PLAN NO. �. The Commonwealth of Massachusetts Department of Industrial Accidents . Office of Investigations 600 Washington Street Boston, MA 02111 www.massgov/dia Workers' Compensation Insurance Affidavit: Builders/Contractors/Electricians/Plumbers Applicant Information PIease Print Legibly `Nameanle(B oro nization/Individnal): T Address:m -` - -2. _ � ©'�I, %Z-p City/Statei e fl one : � FEl2. re you an employer?Check the appropriate box: Type of project(required); I am a employer with 4. ❑ I am a general contractor and I employees(full and/or part-time)•* have hired the sub-contractors 6• ❑New construction ❑ I am a sole proprietor or partner- listed on the attached sheet 7. ❑Remodeling ship and have no employees These sub-contractors have 8. ❑Demolition working for me in any capacity,, employees and have workers' [No workers'comp.insurance comp,insurance.$ 9 ❑Building addition �.re ed] 5. ❑ We are a corporation and its 10.0 Electrical repairs or additions '3 am a homeowner doing all work officers have exercised their 11.❑Plumbing repairs or additions myself. [No workers' comp, right of exemption per MGL insurance required.]t o. 152, §1(4),and we have no 12.❑Roof repairs ss employees. [No workers' 13.0 Other comp.insurance required] *Any applicant that checks box#1 must also fill out the section below showing their workers'compensation policy information. t Homeowners who submit this affidavit indicating they am doing all work and then hire outside contractors must submit a new affidavit indicating such. Contractors that check this box must attached an additional sheet showing the name of the sub-,oatactors and state whether or not those entities have employees. If the sub-contractors have employees,they must provide their workers'comp,policy number. I am an employer that is providing workers'compensation insurance for my employees.. Below is the policy and job site information. Insurance Company Name: Policy#or Self-ins.Lic.#: Expiration Date: Job Site Address: City/State/Zip: Attach a copy of the workers' compensation policy declaration page(showing the policy number and expiration date). Failure to secure coverage as required under Section 25A of MGL c. 152 can lead to the imposition of criminal penalties of a fine up to$1,500.00 and/or one-year imprisonment,as well as civil penalties in the form of a STOP WORK ORDER and a fine of up to$250.00 a day against the violator. Be advised that a copy of this statement may be forwarded to the Office of Investigations of the DIA for insurance'coverage verification. I d by tzfy under the aim and pen alties of perjury that the information provided above is true and correct. Si `'ii ®Date:—/-/ Phone#: I u`�-c or Town o�cc City or Town: Perm!VUcense# Issuing Authority(circle one): L Board of Health 2.Building Department 3. City/Town Clerk 4.Electrical Inspector. 5.Plumbing Inspector 6. Other Cont4ct Person- Phone#: I i Town of Barnstable " Regulatory Services snxxsxasra Thomas F.Geiler,Director Mass. 0.19. IN Building Division Tom Perry,Building Commissioner 200 Main Street, Hyannis,MA 02601 www.town.barnstable.ma.us Office: 508-862-4038 Fax: 508-790-6230 HOMEOWNER LICENSE EXEMPTION Please Print JO OCATTON:�/V ///Ci l/UYI �`T Lie / 198. lit !n- ! S f�— number street village g name home phone# work phone# —CURRENT MAILING ADDRESS:C7 c' /town state zip code The current exemption for"homeowners"was extended to include owner-occupied dwellings of six units or less and to allow homeowners to engage an individual for hire who does not possess a license,provided that the owner acts as supervisor. DEFINITION OF.HOMEOWNER Person(s)who owns a parcel of land on which he/she resides or intends to reside,on which there is,or is intended to be,a one or two-family dwelling, attached or detached structures accessory to such use and/or farm structures. A person who constructs more than one home in a two-year period shall not be considered a homeowner. Such "homeowner"shall submit to the Building Official on a form acceptable to the Building Official,that he/she shall be responsible for all such work performed under the building permit (Secti6n-109.1.1) The undersigned"homeowner"assumes responsibility for.compliance with the State Building Code and other applicable codes,bylaws,rules and regulations. The undersigned"homeowner"certifies that he/she understands the Town of Barnstable Building Department mspection procedures and requirements and that he/she will comply with said procedures and r Vquiireats. ` gnature of H eowner Approval of Building Official Note: Three-family dwellings containing 35,000 cubic feet or larger will be required to comply with the State Building Code Section 127.0 Construction Control. HOMEOWNER'S EXEMPTION The Code states that. "Any homeowner performing work for which a building permit is required shall be exempt from the provisions of this section(Section 11)1*1,1-Licensing of construction Supervisors);provided that if the homeowner engages a person(s)for hire to do such work,that such Homeowner shall act as supervisor." Many homeowners who use this exemption are unaware that they are assuming the responsibilities of a supervisor(see Appendix Q, Rules&Regulations for Licensing Construction Supervisors,Section 2.15) This lack of awareness often results in serious problems,particularly when the homeowner hires unlicensed persons. In this case,our Board cannot proceed against the unlicensed person as it would with a licensed Supervisor. The homeowner acting as Supervisor is ultimately responsible. To ensure that the homeowner is fully aware of his/her responsibilities,many communities require,as part of the permit application, that the homeowner certify that he/she understands the responsibilities of a Supervisor. On the last page of this issue is a form currently used by several towns. You may care i amend and adopt such a formi/certification for use in your community. Q:forrmhomeexempt ' oF'ME Tom. Town of Barnstable Regulatory Services * RAaNSTAaM MASS �, Thomas F. Geiler,Director . Qjp 1639. `6 Building Division Tom Perry,Building Commissioner 200 Main Street,Hyannis,MA 02601 www.town.barnstable.mA.us Office: 508-862-403 8 Fax: 508-790-6230 i o Property Owner Must Complete and Sign This Section If Using A Builder I, % Tj %� , as Owner of the subject property hereby authorize' to act on my behalf, in all matters relative to work authorized by this building permit (Address of Job) Pool fences and alarms are the responsibility of the applicant. Pools are not to be filled or utilized before fence is installed and all final inspections are performed and accepted. Signature of Owner Signature of Applicant Date Q:FORMS:OWNERPERMISSIONPOOLS 62012 a, TOWN OF BARNSTABLE 2012 NOV -2 t1 8: 18 D I V S l ON! PI � go wW �y 'AT } K 7 J+E �V l o S WP L.TD nl &Vr R 1 low < rn r - ol,i roll,_ 1.00 ago lilw pi �I i h ��r rFit ♦+� fir' •F F••i �1 a�r1s % � �•'`,. � ;` u..` t <:�1 � r � ' 1 yr ,y -` .` w t•� ._11. ,"�;�t."` "�. :r 4 ,i-'� .�� �.L„� 1 �� .t•� �i a� ,�' 1' .� � •n��a_�..�f I� r! B . too rAdr jk 44 I rP Ilk ANOW Sir,oft 00 �•, aKY?• wOwl - r' w� fWA , E. ol llt e k I 3 aM� r +e. W 7 Q Z 0 F- J Q O r 105 WALTON AVE H an 4/1 0/1 2 f: 9 ti 1 i • t i i� F �\ � Ey k�� x Avow . it ldr- A. � �,�(�'// R '•IMftw� �4r � wi -- . •I Y.r r s � � t �I►�i� � �1. IIP' f ' IN ly I I tom. ± } v'� r � t�,-_ •`J' '��� _ —�--` '' � 17-d 441 AllAF r iV _ L mom � Owl cF .i r • Ap i its iLdo I Ilk r �.. 0 r try V _ Mlo '�►'♦1 J r.1 '�� iLY' i ¢ 'Ia :Jo's , �„ ..� SWI .: ^hFir _ IWO •;Y;�,. � _ li g tom,' y,,,, _ �� �y�. •� - ' � OVA. ,,/��.�` •,t i .r }�1 # _ fir. i '`.�` `! >:i` i�► ^� F R �.'' :ice f 1 S �.,p`F� �.�^. _.. -. ini s- 19, 105 WALTON AVE ~ y YAAnis` .Y, ,, .� ,�� - f 4/10/12 r �1, kN - t t' -71 Z PAR _ J `. y JR I- 1AZ T r `,- .a ,�,`•�_- -. 1 Ill i 105 WALTON AVE ' ann 'C,„ rt' ril � r t �T ':1. 105 WALTON AVE Hyannis 4/10/12 h- t ,s Oki Ir -v" . r F r. I r i I 5; t W j (F I f w CAI LL �/ �, �- .. .i • .' i�. r'� � � � A _, .�� I �� I _ { P� �. j 4 r_ ; I i 3f�^ ���,.� n�iN,!"' �... �v'� S -.w„7* .. .. z_ j -t,4.�� ,Q /r. � _ .. '� . —I ��� � �f ., `� r tA� li •� i ' hred� 'tij5aa 1�r i AT I r r 1 i .- /•j lik I tEA,� - 3 ... • •� Kf - a.�s•... //�.r'�-"� .- �'�'�V� ���/ `ham��.,.• y{ .• ��`~ •� • .1 c � IxT r i s . 105 WALTON AVE Hyannis 4/10/12 Y , t k . �hko low-- a ! �i 105 WALTON AVE Hyannis Hy ' 4/10�12 I - �i� "s a� • � � '111G M A 1 �'F a; its 1 y tt r y f � AK •'. .- i o A r 0 z rn r-t- e � • N - •r r. 4 I.! r• 'h r � the e J 1 •-yr` 1 ' r 1. 40 i low p� b ' • n r Bron Inc 877-338-3791 TO" 0 OAA T r 27720 Jefferson Ave Ste. 230 Temecula, Ca 92590 7019 FEB 19 Pik 3.! 28 �rsrr� City of Barnstable 200 Main Street Town of Barnstable, MA,02601 Property DeRegistration ATTN: Robert McKechnie RE: 105 Walton Ave Town of Barnstable, MA, 2601 To Whom It May Concern: The above referenced property was previously registered with your municipality by BRON Inc on behalf of Shellpoint. Shellpoint and its respective investors and property management team have no affiliation or responsibility for this property as it is no longer under their service as of 1/23/2019 12:00:00 AM due to Liq-3rd Party. If additional information is needed to ensure that this property is removed from your registry, please let us know. Otherwise we are now considering this property DeRegistered and compliant. Thank you, Compliance Team 877-338-3791 -- - f�reF�cosu.7� �•moo Y*- Property DeRe istration ATTN: Robert McKechnie FEB 19 PH 3: 27,. RE: 105 Walton Ave Town of Barnstable, MA,2601 To Whom It May Concern: !DIVISION The above referenced property was previously registered with your municipality by BRON Inc on behalf of Shellpoint. Shellpoint and its respective investors and property management team have no affiliation or responsibility for this property as it is no longer under their service as of 1/23/2019 12:00:00 AM due to Liq-3rd Party._ — If additional information is needed to ensure that this property is removed from your registry, please let us know. Otherwise we are now considering this property DeRegistered and compliant. Thank you, Compliance Team 877-338-3791 s Bron Inc 877-338-3791 27720 Jefferson Ave Ste. 230 Temecula,Ca 92590 City of Barnstable 200 Main Street Town of Barnstable, MA,02601 Pr2MMPAP ATTN: Robert McKechnie 9 27 RE: 105 Walton Ave Town of Barnstable, MA, 2601 To Whom It May Concern: DIVISION The above referenced property was previously registered with your municipality by BRON Inc on behalf of Shellpoint.Shellpoint and its respective investors and property management team have no affiliation or responsibility for this property as it is no longer under their service as of 1/23/2019 12:00:00 AM due to Liq-3rd Party. If additional information is needed to ensure that this property is removed from your registry, please let us know. Otherwise we are now considering this property DeRegistered and compliant. Thank you, Compliance Team 877-338-3791 Bron Inc 877-338-3791 27720 Jefferson Ave Ste. 230 Temecula,Ca 92590 City of Barnstable 200 Main Street Town of Barnstable, MA,02601 REGISTRATION AND CERTIFICATION FORM FOR FORECLOSING/FORECLOSED PROPERTY Thank you for registering in accordance with Town of Barnstable Code chapter 224 sections 224-3 and 224-4_ Please complete one form for each property in foreclosure (section 224-3)or already foreclosed for which possession has been taken(section 224- 4). Please file the original with the Building Commissioner and a copy with the Chief of the Fire District in which the property is located. 0 If you claim you are exempt from registering under Massachusetts law,please Q I the reason(s) and complete section 1 (property information) and the first paragrapig section 2 (foreclosing party, court,etc. and foreclosing parry representative,but n t other ry A representatives and attorney) so that the Town can review the exemption and upd.to its z records: -� cn _ m w Section 1 —Property Information Property Address:105 Walton Ave, Town of Barnstable, MA 02601 Assessors Map #: Parcel#:310_022, M_300465 82 Land area and description Building(s) description and contents Occupied: Occupant(s)(if borrowers so state and include name(s)) r Phone: email: other: Vacant: X Date: 11/27/2018 Anticipated Length of Vacancy: Last occupant(s) )(if borrowers so state and include name(s)) Ph one: email: other: Has possession been taken . If so,please explain and complete and file the maintenance and security plan form(unless exempt as stated above) Section 2-Foreclosing Party Information Foreclosing Party (full name/title)Shellpoint Mortgage Servicing Foreclosure Case Court: Docket # Date filed: Current Status: Foreclosing Party's representative(s) for property(entry,management,repair, etc.)(name, title):Code Compliance Company(if different from foreclosing party):Cyprexx Services, LLC Address: PO Box 874, Brandon, FL 33509 Phone: 877-339-8202 email shell point@cyprexx.com other: If an exemption is claimed,please do not complete the remainder. Other representative(s) (if foregoing representative is primarily responsible for property and/or foreclosure and is most likely to be able to address town matters concerning the property and/or foreclosure, please so state and do not complete contact information(L e. "none"or"see above')). Name,title, other:Eric Moore Company(if different from foreclosing party):BRON Inc—Registrant on behalf ofShellpoint Mortgage Servicir Address:27720 Jefferson Ave. Suite 210, Temecula, CA 92590 R Phone(s):877-338-3791 email(s);propertyregistrations@broninc.co other: Name,title, other: Company(if different from foreclosing party): Address: Phone: email: other: Attorney representing foreclosing party Firm name (if different from attorney's name): Address: Phone(s): email(s): other: I acknowledge that the information provided is accurate and correct. I also understand that any inaccurate information will result in non-compliance with section 224-3 of chapter 224 of the Code of the Town of Barnstable. Date: Name: Title: �. I hereby certify that the above-named foreclosing party is in compliance with the provisions of section 224-3 of chapter 224 of the Code of the Town of Barnstable. Date: Building Commissioner, Town of Barnstable I r 4 4, rya REGISTRATION AND CERTIFICATION FORM FOR FORECLOSING/FORECLOSED PROPERTY Thank you for registering in accordance with Town of Barnstable Code chapter 224 sections 224-3 and 224-4. Please complete one form for each property in foreclosure (section 224-3) or already foreclosed for which possession has been taken(section 224- 4). Please file the original with the Building Commissioner and a copy with the Chief of the Fire District in which the property is located. a If you claim you are exempt from registering under Massachusetts law, please state the reason(s) and complete section 1 (property information) and the first paragraph of section 2 (foreclosing party, court, etc. and foreclosing party representative, but:,not other representatives and attorney) so that the Town can review the exemption and-pp'date its records: NQ J1 Nj Section 1 —Property Propelly Information 105 Walton Ave,HYANNISNA 02601 a Property Address: Assessors Map 4: Map/Block/Lot: 310/022/ Parcel #: 310022 Land area and description Lot: 13,939 sq ft/0.32 acres, Building(s) description and contents Sgft:1,708, Stories: 1 Occupied: Occupant(s)(if borrowers so state and include name(s)) Phone: email: other: Vacant: Date: 04/18/2014 . Anticipated Length of Vacancy: Last occupant(s) )(if borrowers so state and include name(s)) Phone: email: other: Has possession been taken If so,please explain and complete and file the maintenance and security plan form (unless exempt as stated above) Section 2—Foreclosing Party Information Foreclosing Party, (full name/title) Korde and Associates P C-Foreclosure Attorney Foreclosure Case Court: n/a Docket# n/a 0 I Date filed: Current Status: Foreclosing Party's representative(s) for property (entry, management, repair, etc.)(name, title,): Company (if different from foreclosing party): Address: Phone: email: other:` If an exemption is claimed, please do not complete the remainder. Other representative(s) (if foregoing representative is primarily responsible for property and/or foreclosure and is most likely to be able to address town matters concerning the property and/or foreclosure, please so state and do not complete contact information(i. e. "none" or"see above")). Name, title, other: Ocwen Loan Servicing, LLC-Judy Credit Company (if different from foreclosing party): Address: 1661 Worthington Rd. Suite 100, West Palm Beach, FL 33409 PropertyRegistration@ocwen.com Phone(s): 1-800-746-2936 email(s): other: Name, title, other: Company (if different from foreclosing party): Altisource Solutions, Inc-Darren Wisniewski(Waltham Resident) Address: 1000 Abernathy Road Northpark Town Center Building 400,Suite 200,Atlanta,GA 30328 617 728 6130 Phone: 407 739 3930 email: Darren.Wisniewski@altisource.com other: Please mail correspondence to Atlanta office, Darren is local to address property conditions and emergency matters. Attorney representing foreclosing party Korde and Associates PC-Foreclosure Attorney Firm name (if different from attorney's name): Address: Phone(s): email(s): other: I acknowledge that the information provided is accurate and correct. I also understand that any inaccurate information will result in non-compliance with section 224-3 of chapter 224 of the Code of the Town of Barnstable. Date: l Name: Alma.Emery Title` Assistant Manager s I hereby certify that the above-named foreclosing party is in compliance with the provisions of section 224-3 of chapter 224 of the Code of the Town of Barnstable. Date: Building Commissioner, Town of Barnstable ` J ' Town of Barnstable Op THE�p� Regulatory Services c Richard V. Scali,Director W NSTABLE ; Building Division BARNSTABLE v MAss. $ Paul Roma i63q. �� 1639-2014 AlED1A°'�A Building Commissioner 575 200 Main Street, Hyannis, MA 02601 www.town.barnstable.ma.us September 5, 2017 Alma Emery Altisource Solutions, Inc. 100 Abernathy Road, Northpark Town Building 400, Suite 200 Atlanta, Georgia 30328 Good Morning Ms. Emery, As explained in my previous email, the Town of Barnstable no longer requires a check or bond in the amount of$10,000 to be furnished for each property upon registration. We do not require any amount to register a vacant or foreclosed property at this time. .Therefore, I am returning the following checks: 1.) Check #1178526 for 135 W. Main St. Apt 43, Hyannis, MA 02601 2.) Check#1178527 for 10 Brookshire Road, Hyannis, MA 02601 3.) Check#1178528 for 105 Walton Ave, Hyannis, MA 02601 Thank you. Sincerely, Robert McKechnie Local Inspector Town of Barnstable 508-862-4033 robert.mckechnie(o).town.barnstable.ma.us Three Checks Enclosed REGISTRATION AND CERTIFICATION FORM FOR FORECLOSING/FORECLOSED PROPERTY Thank you for registering in accordance with Town of Barnstable Code chapter 224 sections 224-3 and 224-4. Please complete one form for each property in foreclosure's (section 224-3) or already foreclosed for which`possession has been taken (section 224=' 4). Please file the original with the Building Commissioner and a copy with,the Chief f the Fire District in which the property is located. ti� a9 If you claim you are exempt from registering under Massachusetts law, please state thei reason(s) and complete section I (property information) and the first paragra"h of -0 � section 2 (foreclosing party, court, etc. and foreclosing party representative, bt not other „ representatives and attorney) so that the Town can review the exemption and update its_ records: Section 1 —Property Information Property Address: 105 Walton Ave,HYANNISNA 02601 Assessors Map #: Map/Block/Lot: 310/022/ Parcel #: 310022 Land area and description Lot: 13,939 sq ft/0.32 acres, ' Building(s) description and contents Sgft:1,708, Stories: 1' Occupied: Occupant(s)(if borrowers so state and include name(s)) Phone: email: other: Vacant: Date: 04/18/2014 Anticipated Length of Vacancy: , Last occupant(s) )(if borrowers so state and include name(s)) Phone: email: other: Has possession been taken If so, please explain and complete and file the maintenance and security plan form (unless exempt as stated above) Section 2 —Foreclosing Paq2 Information Foreclosing Party (full name/title) Korde and Associates P C-Foreclosure Attorney Foreclosure Case Court: n/a Docket# n/a I Date filed: Current Status: Foreclosing Party's representative(s) for property (entry, management, repair, etc.)(name, title,): Company (if different from foreclosing party): Address: Phone: email: other: If an exemption is claimed, please do not complete the remainder. Other representative(s) (if foregoing representative is primarily responsible for . property and/or foreclosure and is most likely to be able to address town matters concerning the property and/or foreclosure, please so state and do not complete contact information (i. e ".none" or"see above")). Name, title, other: Ocwen Loan Servicing, LLC-Judy Credit Company (if different from foreclosing party): Address: 1661 Worthington Rd. Suite 100,West Palm Beach, FL 33409 1 PropertyRegistration@ocwen.com Phone(s): 1-800-746-2936 email(s): other: Name, title, other: Company (if different from foreclosing"party): Altisource Solutions, Inc-Darren Wisniewski(Waltham Resident) Address: 1000 Abernathy Road Northpark Town Center Building 400,Suite 200,Atlanta,GA 30328 617 728 6130 Phone: 407 739 3930 email: Darren.Wisniewski@altisource.com other: Please mail correspondence to Atlanta office, Darren is local to address property conditions and emergency matters. Attorney representing foreclosing party Korde and Associates P C-Foreclosure Attorney n Firm name (if different from attorney's name): Address: Phone(s): email(s): other: I acknowledge that the information provided is accurate and correct. I also understand ' that any inaccurate information will result in non-compliance with section 224-3 of chapter 224 of the Code of the Town of Barnstable. Date: $� Name: Alma Emery Title: Assistant Manager I hereby certify that the above-named foreclosing party is in compliance with the provisions of section 224-3 of chapter 224 of the Code of the Town of Barnstable. Date: Building Commissioner, Town of Barnstable r -7 Aisessor's map and lot number . .......... ....(—) . .. .... f TOE Sewage-.---Pe4P` u5 7 ..... .......... . e..(��) TNE C.> Z DAM TAB E. Housenumber .....................................4.................................. MASIL poop t639- A, TOWN ' OF BARNSTABLE BUILDING INSPECTOR APPLICATION FOR PERMIT TO gG4 ... ................................................................................ TYPEOF CONSTRUCTION ................................................................................................ ................19.... TO THE INSPECTOR OF BUILDINGS: The undersigned hereby applies for a permit according to the following information: Location ... . . ....... ............................................................................ .... ProposedUse ...z�5A. .... ... .. ...................................................................................................... ......................... Zoning District ........ .. ........ .....Fire District .............................................................................. Name of ..................Address la-r...... . ... . ................................. Z .. ....� . .. Name of ............Address ...... Nameof Architect ............................................... ..................Address .................................................................................... Number of Rooms ...... ..............................................Foundation .............................................................................. A,-<......................................Roofing Exierior asbu........, le—c............................... Floors ..........................................................Interior ......................................................... ?,HdatingKj..... ....Od..........................Plumbing V ....................................................................... Fireplace ..................................................................................Approximate Costo�/.,-,> f ................................ Definitive Plan Approved by Planning Board --------------------------------19--------- Are a ...�/ ..q C Diagram of Lot and Building with Dimensions Fee .......10.t..qV................. SUBJECT TO APPROVAL OF BOARD OF HEALTH II OCCUPANCY PERMITS REQUIRED FOR NEW DWELLINGS I hereby agree to conform",,t6,all the Rules and Regulations of the Town of Barnstable regarding the above construction. Nam e... . ..... ... . ... .. .............. .......... .......................... Construction Supervisor's License RC)DRIGUEZ, CARLOS A=310-022 *3 0 - ,02-2- 28041 No ................. Permit for ..Pjq�g..De 'K....... ....... ....q. :..S1ijr19,W..F(jj;zji.jY..Dwel-1-ing...................... Location ......19.5..Waltan-Avenup..................... ..................... .............................I............. Owner .......C3r'7-.4SL.RQ.drigues....................... Type of Construction ...Fxante............................ ................................................................................ Plot ............................ Lot ................................ Permit Granted ..........quMP...171............19 85 Date of Inspection ....................................19 Date Completed ......................................19 el 7 ;L Assessor's map and lot number . ........................................... SEM90M HETO Sewabp Permit .......... J� 'number ........... ............ .........(R) TABLE, House number ............................................... ...................... 39- mp"I Ar TOWN OF BARNSTABLE BUILDING INSPECTOR APPLICATION FOR PERMIT TO ................................................................................ TYPEOF CONSTRUCTION .............................................................................................. ...............19.... J TO THE INSPECTOR OF BUILDINGS: The undersigned hereby applies for a permit according to the following information: Location ..... ...... ......A .7/s............................................................................ ProposedUse .14 ... .................................................................................................................................. ZoningDistrict ........ . ......................................................Fire District .............................................................................. Name of Owner4�r-.,.!-1-0•s.... . ........................Address ........ Name of Builde .........kf�......4�yAO/U/S r4r. 19,dlo.5.... ............Address A A/ W / All Nameof Architect ..................................................................Address .................................................................................... Number of Rooms ......04-le...............................................Foundation .............................................................................. Exterior ......................................Roofing ... kf............................... Floors ..........................................................Interior Slal&<e......................................................... Heating ...... 0j./.........................:Plumbing ...101V.e.............................................................. Fireplace ..................................................................................Approximate Cost/x7e0,..a0.............. ......... Definitive Plan Approved by Planning Board -------------------—-----------19-------- - Area Diagram of Lot and Building with Dimensions Fee ....... ................ SUBJECT TO APPROVAL OF BOARD OF HEALTH OCCUPANCY PERMITS REQUIRED FOR NEW DWELLINGS I hereby agree to conform to all the Rules and Regulations of the Town of Barnstable,regarding the above construction. Name .............. Construction Supervisor' Licens e 105' WaltonAve , Hyannis /12 lot w. r . IIMii� a 3 tF„ � j FODRIGUEZ, CARLOS No .2�041.... Permit for ..Erclose..Deck....... ".. .............Lagle..F.amil y...Dwelli Location ..105-Walton•Avenue......................... ........ . .f ya nip. ............................................. , Owner .....Oar1,os..Rbdriguez. ....................... 1 , 4 +' Type of Construction ............................. ................................................................................ Plot ............................ Lot ................................ t June 17, 85 Permit Granted ........................................19 ear � k Date of Inspection ....................................19 T.: Date Completed !..`..../........... ..19 ' ,i k 0 i A Ilb 1 t � i 1 I � • I - , t 4 lk e Jdog $§to •• R fir AL �►, 1 Wat 0n e an \ r .Y. �`•`,\ t'/ /fir ` .. .,� ., .�'. "' AF 11w, _ __ •_� _ _ ._ ...ems._. � , -__. � s>t �� _ 4 V;d at 1Alb �k. Message Page 1 of 1 Roma, Paul From: Anderson, Robin Sent: Tuesday, April 24, 2012 4:08 PM To: Perry, Tom Cc: Sundelin, Steve; StPeter, Janis; Evans, Brenda; Police Chief; Tamash Craig Subject: Securing Walton Ave Properties Importance: High Tom, I copied you earlier on an email I sent to the bank complaining about the less than acceptable manner in which the property owner"secured'�105 Walton Av_eJI told the bank we scheduled staff to resecure the building on Monday, April 30th in order to sni pare them to do the right thing. We most definitely will have to assume responsibility for the securing of 99 Walton Ave as the foreclosure was mishandled and we are unable to determine a responsible party for this property. As a result. I called Brenda (S&G)and arranged for a tentative date of Tuesday, May 1, 2012 for S&G to secure both properties as we had discussed before your vacation. This will give us time to reschedule or cancel the order in the event that circumstances change or you decide not to proceed for some reason. As both of these properties are clearly used by squatters and we have seen evidence of drug use at both locations, I have informed Brenda that the police should inspect the dwellings to insure that no one is inside the property(high, comatose or dead) before work commences. I am therefore copying the Chief in order to give advance notice of this request. I will call or email the BPD on Monday to confirm a request for an officer to assist staff on Tuesday and provide the anticipated time. It is my understanding that the crew will report to the site- measure and determine what is needed for material.and equipment and then return to perform the work. Also, the associated expenses should be tracked and separated for each dwelling so the liens reflect the actual costs incurred by each site. Please advise me early Monday morning in order that I may confirm with all other parties. Robin Robin C. Anderson Zoning Enforcement Officer Town of Barnstable 200 Main Street Hyannis, MA 02601 508-862-4027 4/25/2012 ` Message Page 1 of 1 Anderson, Robin To: Perry, Tom Subject: 105 Walton Ave, Hy Tom, A representative of the owner called me to say they plan on securing the house. They wanted clarification on that and I explained that all openings, doors&windows must be boarded up. He asked for a few days to do this. I said it must be completed by next Weds. 4/18/2012. He said it would likely be done prior to that and he would stop in to let us know that it has been secured., W96in Robin C Anderson Zoning Enforcement Officer. 'own of Barnstable 200 Main Street Hyannis, -'AI 026oi p 5o8-862-4027 " y 4/11/2012 a, Message Page l of 1 Anderson, Robin To: abrune@corelogic.com Subject: 105 Walton Ave, Hyannis Dear Amy, Please be advised that I have been charged with locating a responsible party for the.property located at 105 Walton Ave, Hyannis, Ma. The property is vacant and was thought to be abandoned.. I have responded to complaints from the neighbors about squatters and junkies living in the dwelling. At this time, the Building Commissioner has assigned to me the task of ordering the owner or responsible party to secure the property. The structural damage is severe enough to warrant great concern and is obviously an attractive nuisance to animals, the homeless and some local drug addicts. I will attempt to contact the owner directly with the contact information you provided (see below) but in the meantime it may be advisable for you to arrange an inspection yourself(although not alone-as squatters are known to reside here). Any assistance you can offer is greatly appreciated. Thank you, &6inAnderson Owner: THIARA, MANJIT& KANWAL 105 WALTON AVE HYANNIS, MA. 02601 63 Clarissa Joseph Road Plymouth, MA 02360 Robin C. Anderson '- Zoning Enforcement Officer 'own of BarnstabCe 20o Main Street Hyannis, NA 026o1 5o8-862-4027 4/9/2012 , AS� W Doc:1sQ24s313 '01-23-2006 1338 BARhISTABLE LAND COURT REGISTRY `r^ After Recording Return To; "'ff © � GMAC MORTGAGE CORPORATION ATTN FINAL DOCS 100 WITMER ROAD l HORSHAM, PENNSYLVANIA 19044 Loan Number: 601459828 O I n [Space Above.This line ForRecording Data] MORTGAGE' MIN: 1002141-0601034000-7 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,: I3,18,20 and 21 Certain rules regalrdmg the usage of words used in this document are.also provided in Section 16. t (A) "Security Instrument"means this document,which-is dated JANUARY 19, 2006 ,together J v with all Riders to this document. ' + ? (B) "Borrower"is MANJIT THIARA lS n is A pBorrower is the mortgagor under this Security Instrument. ` (C) "MERS"is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting b J solely as a nominee for Lender and Lender's successors and assigns. MERS,is the mortgagee;under this Security Instrument. MERS is organized and existing under the laws of Delaware,and has an address and telephone number of P.O. Box 2026,Flint,MI 48501-2026, tel. (888) 679-MERS. (D) "Lender"is DYNAMIC .CAPITAL MORTGAGE,' INC. VVV u) cN O organized Lender is a. MASSACHUSETTS CORPORATION and existing under the laws of MASSACHUSETTS. Lender's address is 1371. BEACON STREET, SUITE 301, BROOKLINE, MASSACHUSETTS 02446 (E) "Note"means the promissory note signed by Borrower and dated. JANUARY 19, 200,6 / The Note states that Borrower owes Lender.ONE HUNDRED SIXTY THOUSAND AND. 00/100 Dollars(U.S.$ 160,000.00 )plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to'pay the debt In full"not late'than \�l� JV FEBRUARY 1r 2036. t ` (F) "Property"means the property that is described below under the heading".Transfer of Rights in the Property. (G) "Loan"means the debt evidenced by the Note,plus interest,any prepayment,charges and late charges due under the Note, and all sums due under this Security Instrument,plus interest. MASSACHUSETTS-•Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT•MERS Page 1 of 13 www•doaln�a�► Form 3022 01101 g a: M,3p221.,mn.l.um (H) "Riders"means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower[check box as applicable]: ® Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ❑ 1-4 Family Rider ❑ Biweekly Payment Rider (I) "Applicable Law"means all controlling applicable federal,state and local statutes,regulations,ordinances and administrative rules and orders (that have the effect of law)as well as all applicable final,non-appealable Judicial opinions. (n "Community Association Dues,Fees,and Assessments"means all dues,fees,assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (K) "Electronic Fund Transfer"means any transfer of funds,other than a transaction originated by check,draft, or similar paper instrument,which is initiated through an electronic terminal,telephonic instrument,computer,or magnetic tape so as to order, Instruct, or authorize a financial institution to debit or credit an account. Such term includes,but Is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by • telephone,wire transfers, and automated clearinghouse transfers. (L) "Escrow Items"means those items that are described in Section 3. (M) "Miscellaneous Proceeds"means any compensation,settlement,award of damages,or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of,the Property; (ii)condemnation or other taking of all or any part of the Property; (III)conveyance in lieu of condemnation;or(iv)misrepresentations of,or omissions as to,the value and/or condition of the Property. (N) "Mortgage Insurance"means insurance protecting Lender against the nonpayment of,or default on,the Loan. (0) "Periodic Payment"means the regularly scheduled amount due for(1)principal and interest under the Note, plus(it)any amounts under Section 3 of this Security Instrument. (P) "RESPA"means the Real Estate Settlement Procedures Act(12 U.S.C.§2601 et seq.) and its-implementing regulation,Regulation X(24 C.F.R.Part 3500), as they might be amended from time to time,or any additional or successor legislation or regulation that governs the same subject matter. As used in this this Security Instrument, "RESPA"refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower means any party that has taken title to the Property,whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS°IN THE PROPERTY This Security. Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose,Borrower does hereby mortgage,grant and convey to MERS(solely as nominee for Lender and Lender's successors and assigns)and to the successors and assigns of MERS,with power of sale, the following described property located in the COUNTY of BARNSTABLE [Type of Recording Jurlsdictlool (Name of Recording Jurisdiction] MASSACHUSETTS--Single Family--Fannie Mae/Freddie Mae UNIFORM INSTRUMENT-MERS Doc~41ftomm eo0449-1362 Form 3022 01101 Page 2 of 13 www.doemagfe.aom I SEE LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF AS EXHIBIT "A". which currently has the address of 105 WALTON AVENUE [Street) HYANNIS ,Massachusetts 02b01 ("Property Address"): (city) . [zip code] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements. appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the"Property." Borrower understands and agrees that MERS holds only legal title to the interests granted by Borrower in this Security Instrument,but,if necessary to comply with law or custom,MERS(as nominee for Lender and Lender's successors and assigns)has the right:to exercise any or all of those Interests,including,but not limited to,the right to foreclose and sell the Property;and to take any action required of Lender including,but not Whited to,releasing and canceling this Security Instrument. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands,subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security Instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal,Interest,Escrow Items, Prepayment Charges,and Late Charges. Borrower shall pay when due the principal of,and interest on,the debt evidenced by the Note and any prepayment charges and , late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made In U.S, currency. However,if any check or other Instrument received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instrument be made in one or more of the following forms,as selected by Lender:(a)cash;(b)money order;(c)certified check,bank check, treasurer's check or cashier's check,provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality,or entity;or(d) Electronic Funds Transfer. Payments are deemed received by Lender when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any payment or partial payment if the payment or partial payments are insufficient to bring the Loan current. Lender may accept any payment or partial payment insufficent to bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the future, but Lender is not obligated to apply such payments at the time such payments are accepted. If each Periodic Payment is applied as of Its scheduled due date,then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds until Borrower makes payment to bring the Loan current. If Borrower does not do so within a reasonable period of time, Lender shall either apply such funds or return them to Borrower. If not applied earlier,such funds will be applied to the outstanding principal balance under the Note immediately prior to foreclosure. No offset or claim MASSACHUSETTS--Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT.MERS Do~dPkV was aoo44s•f3az Form 3022 01/01 Page 3 of 13 www.dbcmaglaaan which Borrower might have now or in the future against Lender shall relieve Borrower from making payments due under the Note and this Security Instrument or performing the covenants and agreements secured by this Security Instrument. 2. Application of Payments or Proceeds, Except as otherwise described in this Section 2, all payments accepted and applied by Lender shall be applied in the following order of priority: (a)interest due under the Note; (b)principal due under the Note; (c)amounts due under Section 3. Such payments shall be applied to each Periodic. Payment in the order In which it became due. Any remaining amounts shall be applied first to late charges,second to any other amounts due under this Security Instnunent,and then to reduce the principal balance of the Note. If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a sufficient amount to pay any late charge due, the payment may be applied to the delinquent payment and the late charge. If more than one Periodic Payment Is outstanding, Lender may apply any payment received from Borrower to the repayment of the Periodic Payments if, and to the extent that,each payment can be paid in full. To the extent that any excess exists after the payment is applied to the full payment of one or more Periodic Payments,such excess may be applied to any late charges due. Voluntary prepayments shall be applied first to any prepayment charges and then as described in the Note. Any application of payments,insurance proceeds,or Miscellaneous Proceeds to principal due under the Note shall not extend or postpone the due date, or change the amount,of the Periodic Payments. 3. Funds for Escrow Items. Borrower shall pay to Lender on the day Periodic Payments are due under the Note, until the Note is paid in full, a sum(the "Funds") to provide for payment of amounts due for: (a) taxes and assessments and other items which can attain priority over this Security Instrument as a Ben or encumbrance on the Property; (b) leasehold payments or ground rents on the Property, If any; (c) premiums for any and all insurance required by Lender under Section 5;and(d)Mortgage Insurance premiums,if any,or any sums payable by Borrower to Lender in lieu of the payment of Mortgage Insurance premiums in accordance with the provisions of Section 10. These items are called"Escrow Items. At origination or at any time during the term of the Loan,Lender may require that Community Association Dues,Fees,and Assessments,if any,be escrowed by Borrower,and such dues,fees and assessments shall be an Escrow Item. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this Section. Borrower shall pay Lender the Funds for Escrow Items unless Lender waives Borrower's obligation to pay the Funds for any or all Escrow Items. Lender may waive Borrower's obligation to pay to Lender Funds for any or all Escrow Items at any time. Any such waiver may only be in writing. In the event of such waiver, Borrower shall pay directly,when and where payable,the amounts due for any Escrow Items for which payment of Funds has been waived by Lender and,if Lender requires,shall furnish to Lender receipts evidencing such payment within such time period as Lender may require. Borrower's obligation to make such payments and to provide receipts shall for all purposes be deemed to be a covenant and agreement contained in this Security Instrument,as the phrase. "covenant and agreement" is used in Section 9. If Borrower is obligated to pay Escrow Items directly,pursuant to a waiver,and Borrower fails to pay the amount due for an Escrow Item,Lender may exercise its rights under Section 9 and pay such amount and Borrower shall then be obligated under Section 9 to repay to Lender any such amount. Lender may revoke the waiver as to any or all Escrow items at any time by a notice given in accordance with Section 15 and,upon such revocation,Borrower shall pay to Lender all Funds,and in such amounts,that are.then required under this Section 3. Lender may, at any time, collect and hold Funds in an amount (a) sufficient to permit Lender to apply the Funds at the time specified under RESPA, and(b) not to exceed the maximum amount a lender can require under RESPA. Lender shall estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with Applicable Law. The Funds shall be held In an institution whose deposits are insured by a federal agency,instrumentality,or entity (including Lender, if Lender is an institution whose deposits are so insured) or In any Federal Home Loan Bank. Lender shall apply the Funds to pay the Escrow Items no later than the time specified under RESPA. Lender shall not charge Borrower for holding and applying the Funds,annually analyzing the escrow account,or verifying the Escrow Items,unless Lender pays Borrower interest on the Funds and Applicable Law permits Lender to make such a charge. Unless an agreement is made in writing or Applicable Law requires interest to be paid on the Funds, Lender shall not be required to pay Borrower any'Interest_or earnings on the Funds. Borrower and Lender can agree MASSACHUSETTS--Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT•MERS Do~0ftV= 800-649-13M Form 3022 01101 Page 4 of 13 www.docmsgk.com ►�ozr�.�.r.um in writing, however, that interest shall be paid on the Funds. Lender.shall give to Borrower, without charge, an annual accounting of the Funds as required by RESPA. If there is a surplus of Funds held in escrow,as defined under RESPA,Lender shall account to Borrower for the excess funds in accordance with RESPA. If there is a shortage of Funds held In escrow,as defined under RESPA, Lender shall notify Borrower as required by RESPA,and Borrower shall pay to Lender the amount necessary to make up the shortage In accordance with RESPA, but in no more than 12 monthly payments. If there is a deficiency of Funds held in escrow,as defined under RESPA,Leader shall notify Borrower as required by RESPA,and Borrower shall pay to Lender the amount necessary to make up the deficiency In accordance with RESPA,but in no more than 12 monthly payments. Upon payment in full of all sums secured by this Security Instrument, Lender.shall promptly refund to Borrower any Funds held by Lender. 4. Charges;Liens. Borrower shall pay all taxes,assessments,charges, fines,and impositions attributable to the Property which can attain priority over this Security Instrument, leasehold payments or ground rents on the Property,if any, and Community Association Dues,Fees,and Assessments, if any. To the extent that these items are Escrow Items, Borrower shall pay them in the manner provided in Section 3. Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a)agrees in writing to the payment of the obligation secured by the lien In a manner acceptable to Lender,but only so long as Borrower is performing such agreement; (b) contests the lien in good faith by, or defends against enforcement of the lien in,legal proceedings which in Lender's opinion operate to prevent the enforcement of the lien- while those proceedings are pending,but only until such proceedings are concluded;or(c)secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Leader determines that any part of the Property is subject to a lien which can attain priority over this Security Instrument, Lender may give Borrower a notice identifying the lien. Within 10 days of the date on which that notice is given. Borrower shall satisfy the lien or take one'or more of the actions set forth above in this Section 4. Lender may require Borrower to pay a one-time charge for a real estate tax verification and/or reporting service used by Lender In connection with this Loan. 5. Property Insurance. Borrower shall keep the Improvements now existing or hereafter erected on the Property insured against loss by fire,hazards included within the term"extended coverage,"and any other hazards including,but not limited to,earthquakes and floods,for which Lender requires Insurance. This insurance shall be maintained in the amounts (including deductible levels) and for the periods that Lender requires. What Lender requires pursuant to the preceding sentences can change during the term of the Loan. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice,which right shall not be exercised unreasonably. Lender may require Borrower to pay,In connection with this Loan,either:(a)a one- time charge for flood zone determination,certification and tracking services;or(b)a one-tithe charge for flood zone determination and certification services and subsequent charges each time remappings or similar changes occur which reasonably might affect such determination or certification. .Borrower shall also be responsible for the payment of any fees imposed by the Federal Emergency Management Agency in connection with the review of any flood zone determination resulting from an objection by Borrower. If Borrower fails to maintain any of the coverages described above,Lender may obtain insurance coverage,at Lender's option and Borrower's expense. Lender Is under no obligation to purchase any particular type or amount of coverage. Therefore, such coverage shall cover Lender,but might or might not protect Borrower,Borrower's equity in the Property,or the contents of the Property,against any risk,hazard or liability and might provide greater or lesser coverage than was previously in effect. Borrower acknowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of insurance that Borrower could have obtained. Any amounts disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable,with such interest, upon notice from Lender to Borrower requesting payment. All Insurance policies required by Lender and renewals of such policies shall be subject to Lender's right to disapprove such policies,shall include a standard mortgage clause,and shall name Lender as mortgagee and/or as an additional loss payee. Lender shall have the right to hold the policies and renewal certificates. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. If Borrower obtains any MASSACNUSETTS-Single Famiy--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT•MERS DocJb matefti aom aoo a4A?Jez Form 3022 01101 Page 5 of 13 www.domopie.com form of insurance coverage,not otherwise required by Lender,for damage to,or destruction of,the Property,such policy shall include a standard mortgage clause and shall time Lender as mortgagee and/or as.an additional loss PaYce• , In the event of loss.Borrower shall give prompt notice to the insurance carrier and Lender..Lender may make proof of loss if not made promptly by,Borrower. Unless Lender and Borrower.-otherwise agree in writing, any Insurance proceeds,whether or not theunderlying insurance was required by Lender,shall be applied to restoration or repair of the Property, if the restoration or repair Is economically feasible and Leader's security is not lessened. During such repair and restoration period,Lender shall have the right to bold such insurance proceeds until Lender., has had an opportunity to Inspect such Property to ensure the work bas been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work Is completed. Unless an agreement is made in writing or Applicable Law requires interest to be paid on such insurance proceeds, Lender shall not be required to pay Borrower any interest or earnings on such proceeds. Fees for public adjusters,or other third parties, retained by Borrower shall not be paid out of the insurance proceeds and shall be the sole obligation'of Borrower..-. If the restoration or repair Is not economically feasible or Lender's security would be lessened,.the insurance proceeds shall be applied to the sums secured by this Security instrument,whether or not then due,with the excess,if any,paid to Borrower. Such insurance proceeds shall be applied in the order provided for in Section 2.' If Borrower abandons the Property.Lender may Me, negotiate and settle any available insurance claim and related matters. If Borrower does not respond within 30 days to a notice from Lender that the insurance carrier has offered to settle a claim, then Lender may negotiate and settle the claim. The 30-day period will begin when the notice is given. In either event,or if Lender acquires the Property under Section 22 or otherwise,Borrower hereby_ assigns to Lender(a) Borrower's rights to any insurance proceeds in an amount not to exceed the amounts unpaid under the Note or this Security Instrument,and(b)any other of Borrower's rights(other than the right to any refund of unearned premiums paid by Borrower)under all insurance policies covering the Property,Insofar as such rights are applicable to the coverage of the Property. Lender may use the insurance proceeds either to repair or restore the Property or to pay amounts unpald.under the Note or this Security Instrument,whether or not then due. 6. Occupancy. Borrower shall occupy, establish,and use the Property as Borrower's principal residence within 60 days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy,unless Lender otherwise agrees in writing,which consent shall not be unreasonably withheld,or unless extenuating circumstances exist,which are beyond Borrower's control. 7. Preservation,Maintenance and Protection of the Property;Inspections. Borrower shall not destroy,' damage or impair the Property,allow the Property to deteriorate or commit waste on the Property. Whether or not. . Borrower is residing in the Property,Borrower shall maintain the Property in order to prevent the Property from deteriorating or decreasing in value due to its condition. Unless It is'determined pursuant to Section 5 that repair or restoration is not economically feasible, Borrower shall promptly repair the Property.if damaged to avoid further . deterioration or damage. If insurance or condemnation proceeds are paid in connection with damage to,or the taking of, the Property, Borrower shall be responsible for repairing or restoring the Property only if Lender has released proceeds for such purposes. Lender may disburse proceeds for the repair's and restoration in a single payment or In a series of progress payments as the work Is completed. If the insurance or condemnation proceeds are not sufficient to repair or restore the Property,Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration. Lender or its agent-may make reasonable entries upon and inspections of.the Property. If it has reasonable cause,Lender may inspect the interior of the improvements on the Property. Lender.shall give Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause. 8. Borrower's Loan Application._Borrower shall be in default if, during.the Loan application process,`,- Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent gave materially false, misleading, or inaccurate information or statements to Lender,(or failed to provide Under with material information) in connection with the Loan. .Material representations include,but are not limited to, , representations concerning Borrower's occupancy of the Property as Borrower's principal residence..`; MASSACHUSETTS—Single Famlly--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT•MERS pocBfnDlc aoos+e T3BT Form 3022 01/01 Page 6 of 13 www.&W109ic.coM.. MatOt26.m®;6.tem - . J. , 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If(a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security instrument (such as a proceeding in bankruptcy,probate, for condemnation or forfeiture,for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulations),or(c) Borrower has abandoned the Property,then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest to the Property and rights under this Security Instrument,including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can include,but are not limited to: (a)paying any sums secured by a lien which has priority over this Security Instrument; (b)appearing in court;and(c)paying reasonable attorneys'fees to protect its interest in the Property and/or rights under this Security Instrument,including its secured position in a bankruptcy proceeding. Securing the Property includes,but is not limited to,entering the Property to make repairs, change locks, replace or board up doors and windows,drain water from pipes,eliminate building or other code violations or dangerous conditions,and have utilities turned on or off. Although Lender may take action under this Section 9,Lender does not have to do so and is not under any duty or obligation to do so..It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower segued by this Security Instrument, These amounts shall bear Interest at the Note rate from the date of disbursement and shall be payable,with such interest,upon notice from Lender to Borrower requesting payment. If this Security Instrument is on a leasehold;Borrower shall comply with all the provisions of the lease. if Borrower acquires fee title to the Property,the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan. Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage Insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance,Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect,at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously In effect,from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available,Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept,use and retain these payments as a non-refundable loss reserve to lieu of Mortgage Insurance. Such loss reserve shall be non- refundable,notwithstanding the fact that the Loan.is ultimately paid in full,and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage(in the amount and for the period that Lender requires)provided by an Insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect,or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable Law. Nothing In this Section IO affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender(or any.entity that purchases the Note)for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time,and may enter into agreements with other parties that share or modify their risk,or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other parry(or parties) to these agreements, These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available(which may include funds obtained from Mortgage Insurance premiums)., As a result of these agreements,Lender,any purchaser of the Note,another insurer,any reinsurer,any other entity,or any affiliate of any of the foregoing,may receive(directly or indirectly)amounts that derive from(or might be characterized as)a portion of Borrower's payments for Mortgage Insurance,in exchange for sharing or modifying. MASSACHUSETTS--Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT-MERS Do~497 mo® 80o-e4961ass Form 3022 01/01 Page 7 of 13 www.downipik.cm M83=7.mrm.7.em, f r the mortgage insurer's risk, or reducing losses. If such agreement provides that an affiliate of Lender takes a share of the insurer's risk in exchange for a share of the premiums paid to the insurer, the arrangement Is often termed "captive reinsurance." Further: (a) Any such agreements will not affect the amounts that Borrower has agreed to pay for Mortgage Insurance,or any other terms of the Loan. Such agreements will not increase the amount Borrower will owe for Mortgage Insurance,and they will not.entide Borrower to any refund. (b) Any such agreements will not affect the rights Borrower has-if any-with respect to the Mortgage Insurance under the Homeowners Protection Act of 1998 or any other law. These rights may include the right to receive certain disclosures, to request and obtain cancellation of the Mortgage Insurance, to have the Mortgage Insurance terminated automatically,and/or to receive a refund of any Mortgage Insurance premiums that were unearned at the time of such cancellation or termination. 11. Assignment of Miscellaneous Proceeds:Forfeiture. All Miscellaneous Proceeds are hereby assigned to and shall be paid to Lender. If the Property is damaged. such Miscellaneous Proceeds shall be applied to restoration or repair of the Property,if the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such Miscellaneous Proceeds until Lender has had an opportunity to inspect such Property to ensue the work has been completed to Lender's satisfaction,provided that such inspection shall be undertaken promptly. Lender may pay for the repairs and restoration in a single disbursement or in a series of progress payments as the work is completed. Unless an agreement is made in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds,Lender shall not be required to pay Borrower any Interest or earnings on such Miscellaneous Proceeds. If the restoration or repair is not economically feasible or Lender's security would be lessened,the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument,whether or not then due,with the excess, if any,paid to Borrower. Such Miscellaneous Proceeds shall be applied in the order provided for in Section 2. In the event of a total taking, destruction,or loss In value of the Property,the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument,whether or not then due,with the excess,If any,paid to Borrower. , In the event of a partial taking,destruction,or loss in value of the Property In which the fair market value of the Property immediately before the partial taking,destruction,or loss in value is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the partial taking,destruction,or loss in value, unless Borrower and Lender otherwise agree in writing,the sums secured by this Security Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction: (a)the total amount of the sums secured immediately before the partial taking,destruction,or loss in value divided by(b)the fair market value of the Property immediately before the partial taking,destruction,or loss in value. Any balance shall be paid to Borrower. In the event of a partial taking,destruction,or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction,or loss in value is less than the amount of the sums secured immediately before the partial taking,destruction,or loss in value, unless Borrower and Lender otherwise agree in writing,the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due. If the Property is abandoned by Borrower,or if,after notice by Lender to Borrower that the Opposing Party (as defined In the next sentence)offers to make an award to settle a claim for damages,Borrower falls to respond to Lender within 30 days after the date the notice is given,Lender is authorized to collect and apply the Miscellaneous Proceeds either to restoration or repair of the Property or to the sums secured by this Security Instrument,whether or not then due. "Opposing Party" means the third party that owes Borrower Miscellaneous Proceeds or the party against whom Borrower has a right of action in regard to Miscellaneous Proceeds. Borrower shall be in default if any action or proceeding,whether civil or criminal,is begun that,in Lender's Judgment,could result in forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument. Borrower can cure such a default and,If acceleration has occurred,reinstate as provided In Section 19, by causing the action or proceeding to be dismissed with a ruling that, In Lender's Judgment, precludes forfeiture of the Property or other material impairment of Lender's interest in the Property or MASSACHUSETTS••Single Family—Fannie,Mae/Freddie Mac UNIFORM INSTRUMENT-MERS Do~0XWMW ea'asraI� Form 3022 01/01 Page 8 of 13 Wwwakemagic•co+n �otte.nems.um n rights under this Security Instrument. The proceeds of any award or claim for damages that are attributable to the Impairment of Lender's interest in the Property are hereby assigned and shall be paid to Lender. All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be applied In the order provided for in Section 2. 12. Borrower Not Released:Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to Borrower or any Successor in Interest of Borrower shall not operate to release the liability of Borrower or any Successors In Interest of Borrower. Lender shall not be required to commence proceedings against any Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or any Successors in Interest of Borrower. Any forbearance by Lender in exercising any right or remedy including, without limitation, Lender's acceptance of payments from third persons,entities or Successors in Interest of Borrower or in amounts less than the amount then due,shall not be a waiver of or preclude the exercise of any right or remedy. 13. ,joint and Several Liability;Co-signers;Successors and Assigns Bound. Borrower covenants and agrees that Borrower's obligations and liability shall be joint and several. However,any Borrower who co-signs this Security Instrument but does not execute the Note(a"co-signer"): (a)is co-signhrg this Security Instrument only to mortgage, grant and convey the co-signer's interest In the Property under the terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security Instrument;and(c) agrees that Lender and any other Borrower can agree to extend,modify,forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without the co-signer's consent. Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's obligations under this Security Instrument in writing,and is approved by Lender,shall obtain all of Borrower's rights and benefits under this Security Instrument. Borrower shall not be released from Borrower's obligations and liability under this Security Instrument unless Lender agrees to such release In writing. The covenants and agreements of this Security Instrument shall bind(except as provided in Section 20)and benefit the successors and assigns of Lender. 14. Loan Charges. Lender may charge Borrower fees for services performed in connection with Borrower's: default, for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument, . Including,but not limited to,attorneys'fees,property inspection and valuation fees. In regard to any other fees,the absence of express authority in this Security Instrument to charge a specific fee to Borrower shall not be Construed as a prohibition on the charging of such fee. Lender may not charge fees that are expressly prohibited by this Security Instrument or by Applicable Law. If the Loan is subject to a law which sets maximum loan charges,and that law is finally interpreted so that the, Interest or other loan charges collected or to be collected in connection with the Loan exceed the permitted limits. then: (a)any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and(b) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge(whether or not a prepayment charge is provided for under the Note). Borrower's acceptance of any such refund made by direct payment to Borrower,will constitute a waiver of any right of action Borrower might. have arising out of such overcharge. 15. Notices. All notices given by Borrower or Lender in connection with this Security Instrument must be in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed to have been given to Borrower when mailed by first class mail or when actually delivered to Borrower's notice address if sent by other means. Notice to any one Borrower shall constitute notice to all Borrowers unless Applicable Law expressly requires otherwise. The notice address shall be the Property Address unless Borrower has designated a substitute notice address by notice to Lender.- Borrower shall promptly notify Lender of Borrower's change of address. if Lender specifies a procedure for reporting Borrower's change of address,then Borrower shall only report a change of address through that specified procedure. There may be only one designated notice address under this Security Instrument at any onetime. Any notice to Lender shall be given by delivering it or by mailing it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connection with this Security,Instrument shall not be deemed to have been given to Lender until actually received by Lender. . MASSACHUSETTS Single Family--Fannie MWFreddie Mac UNIFORM INSTRUMENT-MERS.DodY dVWmoa 8w44ar9sa Form 3022 01/01 Page 9 of 13 rraozz9.,,ms.r� If any notice required by this Security Instrument is also required under Applicable Law, the Applicable Law requirement will satisfy the corresponding requitement under this Security Instrument. 16.-Governing Law; Severability.Rules of Construction. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is,located. All rights and obligations contained in this Security Instrument are subject to any requirements and limitations of Applicable Law. Applicable Law might explicitly or implicitly allow the parties to agree by contract or It might be silent, but such silence shall not be construed as a prohibition against agreement by contract, In the event that any provision or clause of this Security Instrument or the Note conflicts with Applicable Law,such conflict shall not affect other provisions of this Security Instnrment or the Note which can be given effect without the conflicting provision. As used in this Security Instrument: (a)words of the masculine gender shall mean and include corresponding neuter words or words of the feminine gender; (b)words in the singular shall mean and include the plural and vice versa;and(c)the word"may"gives sole discretion without any obligation to take any action. . 17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument. 18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest in the Property" means any legal or beneficial Interest in the Property, including,but not limited to, those beneficial interests transferred in a bond for deed,contract for deed,installment sales contract or escrow agreement,the intent of which is the transfer of title by Borrower at a future date to a purchaser. If all or any part of the Property or any Interest in the Property is sold or transferred(or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred)without Lender's prior written consent. Lender may require immediate payment in full of all sums secured by this Security Instrument. However,this option shall not be exercised by Lender if such exercise Is prohibited by Applicable Law. If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. Ili. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions,Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of.(a)five days before sale of the Property pursuant to any power of sale contained in this Security Instrument; (b)such other period as Applicable Law might specify for the termination of Borrower's right to reinstate;or(c)entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower: (a)pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument,Including,but not limited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's interest In the Property and rights under this Security Instrument;and(d)takes such action as Lender may reasonably require to assure that Lender's interest in the Property and rights under this Security Instrument,and Borrower's obligation to pay the sums secured by this Security Instrument,shall continue unchanged. Lender may require that Borrower pay such reinstatement sums and expenses In one or more of the following forms, as selected by Lender:(a)cash;(b)money order;(c)certified check,bank check,treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency,instrumentality or entity;or(d)Electronic Funds Transfer.Upon reinstatement by Borrower,this Security Instrument and obligations secured hereby shall remain fully effective as if no acceleration had occurred. However,this right to reinstate shall not apply in the case of acceleration under Section 18. 20. Sale of Note;Change of Loan Servicer;Notice of Grievance. The Note or a partial interest in the Note (together with this Security Instrument)can be sold one or more times without prior notice to Borrower. A sale might result in a change in the entity (known as the"Loan Servicer")that collects Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security Instrument,and Applicable Law. There also might be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer,Borrower will be given written notice of the change which will state the name and address of the new Loan Servicer,the address to which payments should be made and any other information RESPA requires in connection with a notice of transfer of servicing. If the Note is sold and thereafter MASSACHUSETTS--Single Family--Fannie MaelFreddle Mac UNIFORM INSTRUMENT-MERS Do~- aftV= W044a.13ez Form 3022 01l01 Page 10 or 13 wwur. com W302210.mrm.10,tpn the Loan is serviced by a Loan Servicer other•than the purchaser of the Note,the mortgage loan servicing obligations to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Services'and are not assumed_ by the Note purchaser unless otherwise provided by the Note purchaser: ' Neither Borrower nor Lender may commence,Join,or be joined to any judicial action(as elther an individual litigant or the member of a class)that arises from the other parry's actions pursuant to this Security Instrument or that " alleges that the other party has breached any provision of,or any duty owed by reason of,this Security Instrument, until such Borrower or Lender has notified the other party(with such notice given Incompliance with the requirements of Section 15)of such alleged breach and afforded the other party hereto a reasonable period after the giving of such notice to take corrective action. If Applicable Law provides a time period which must elapse before certain action can be taken, that time period will be deemed to be reasonable for purposes of this paragraph. The notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this Section 20. 21. Hazardous Substances. As used in this Section 21c"(a) "Hazardous Substances" are those substances defined as toxic or hazardous substances,pollutants,or wastes by'Environmental Law and the following substances: gasoline,kerosene,other flammable or toxic petroleum products,toxic pesticides and herbicides,volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (b) "Environmental Law" means federal . laws and laws of the jurisdiction where the Property Is located that relate to health,safety or enviromnental.protectlon; (c) "Environmental Cleanup" includes any response action, remedial action, or removal action, as defined in Environmental Law; and (d) an "Environmental Condition"means a condition that can Icause! contribute to, or otherwise trigger an Environmental Cleanup. Borrower shall not cause or permit the presence,use,disposal,storage,or release of any Hazardous Substances, or threaten to release any Hazardous Substances,on or in the Property. Borrower shall not do,nor allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental Law, (b) which creates an Environmental Condition, or (c)which, due to the presence, use, or release of a Hazardous'Substance, creates a condition that adversely affects the value of the Property. The preceding two sentences shall not apply to the presence, use,or storage on the Property of small quantities of Hazardous Substances that are generally recognized , to be appropriate to normal residential uses and to maintenance.of the Property (including,but not limited to, hazardous substances in consumer products).. Borrower shall promptly give Lender written notice of(a)any Investigation,claim,demand,lawsuit or other action by any governmental or regulatory agency or private party Involving the Property and any Hazardous Substance { or Environmental Law of which Borrower has actual knowledge,(b)any Environmental Condition,including but not limited to, any spilling, leaking, discharge, release or threat of release of any Hazardous Substance,and (c) any condition caused by the presence, use or release of a Hazardous Substance which adversely affects the value of the Property. If Borrower learns,or is notified by any governmental or regulatory authority,or any private party,that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall . promptly take all necessary remedial actions in accordance with Environmental Law. Nothing herein shall.create any obligation on Lender for an Environmental Cleanup. NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: 22. Acceleration; Remedies. Lender shall give notice to Borrower prior.to acceleration following Borrower's breach of any covenant or agreement in this Security Instrument(but not prior to acceleration under Section 18 unless Applicable Law provides otherwise). The notice shall'specify: (a)the default; (b)the action required to cure the default;(c)a date,not less than 30 days from the date the notice is given to Borrower;by which the default must be cured;and(d)that failure to cure the default on or before the date specified in the notice may result in acceleration of the sums secured by this Security Instrument and sale of the Property:`The notice shall further inform Borrower of the right to reinstate after,acceleration and the right to bring a court action to assert the non-existence of a default or any other defense of Borrower to acceleration and sale. If the default is not cared on or before the date specified in the notice,Lender at its option may require hnmediate payment in full of all sums secured by this Security Instrument without further demand and may invoke the STATUTORY POWER OF SALE and any other remedies permitted by Applicable I,aw. Lender shall be MASSACHUSETTS•-Single Family--Fannie Mae/Freddle_Mac UNIFORM oo INSTRUMENT-.MERS Do~aftmae e0aeea13W Form 3022 01101 'Page 11 of 13, www.d.wnmV(c.c0ffl entitled to collect all expenses incurred in pursuing the remedies provided In this Section Z2,Including,but not limited to,reasonable attorneys'fees and costs of dtle evidence. . If Lender invokes the STATUTORY POWER OF SALE,Lender shall mail a copy of a notice of sale to Borrower, and to other persons prescribed by Applicable Law,in the manner provided by Applicable Law. Lender shall publish the notice of sale,and the Property shall be sold in the manner prescribed by Applicable Law. Lender or its designee may purchase the Property at any sale. The proceeds of the sale shall be applied in the following order: (a)to all expenses of the sale,including,but not limited to,reasonable attorneys'fees; (b)to all sums secured by this Security Instrument;and(c)any excess to the person or persons legally entitled ` to it. 23. Release. Upon payment of all sums secured by this Security Instrument, Lender shall discharge this Security Instrument. Borrower shall pay any recordation costs. Lender may charge Borrower a fee for releasing this Security Instrument, but only if the fee Is paid to a third party for services rendered and the charging of the fee is permitted under Applicable Law. 24. Waivers. Borrower waives all rights of homestead exemption in the Property and relinquishes all rights of curtesy and dower In the Property. BY SIGNING BELOW, Borrower accepts and agrees.to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. (Seal) (Seal) MANJIT THIARA Borrower -Borrower (Seal) (Seal) -Borrower -Borrower '. (Seal) (Seal) -Borrower -Borrower Witness Witness: MASSACHUSETTS--Single Family-Fannie Ma Mac UNIFORM INSTRUMENT-MERS Dw*ftgic 80a"e-1362 Form 3022 01/01. Page 12 of 13 WWW.dbonrsle.gaem hL90YY12.mw.l2.km __ Commonwealth of Massachusetts County of On this 1 day of .T�-n va,n 2 U U (o before me, the undersigned notary public, personally appeared MANJIT THIARA h (� proved to me through satisfactory evidence of identification,which were to be the person whose name is signed on the preceding or attached document,and acknowledged to me that(be)(she) signed it voluntarily for its stated purpose. ❑ (as partner for a corporation) ❑ (as for a corporation) ❑ (as attorney in fact for r the principal) ❑ (as for (a) (the) E N lic will- Ap Notary Public(Printed Name) t , f (Seal) Ion ion expires: MASSACHUSETTS-Single Family--Fannie Mae die Mac UNIFORM INSTRUMENT-MERS D*~dVtW=8 800449.1362 Form 3022 01/01_ Page 13 of 13 wrvw. •C= M•80UMmrm.11eem Loan Number: 601459828 Date: JANUARY 19, 2006 Property Address: 105 WALTON AVENUE,- HYANNIS, MASSACHUSETTS 02601 EXHIBIT "A LEGAL DESCRIPTION A.P.N. # )ocJNh�plct�naaas aoo�s-o3s� www.dbcm+gte:ccm tndls.msc 1 Exhibit A That land situated in Barnstable in the County of Barnstable and Commonwealth of Massachusetts, having an address of 105 Walton Avenue,Barnstable(Hyannis),MA 02601,bounded and described as follows: Southeasterly by Walton Avenue,eighty(80)feet, Southwesterly by Lot C-11,one hundred seventy-six and 461100(176.46)feet; Northwesterly by a portion of land now or formerly of Nelson Boom, eighty and 011100 (80.111)feet; and Northeasterly by Lot C- 13,one hundred seventy-seven and 641100(177.64)feet. All of said boundaries are determined by the Land Court to be located as shown on subdivision plan 17201-C dated December 1946, drawn by Whitney & Bassett, Engineers, and filed in the Land Registration Office at Boston.a copy of which is filed in Barnstable County Registry of Deeds in Land Registration Book 55,Page 93 with Certificate of Title No. $753 and said land is shown thereon as LOT C-12. So much of said land is as included within the limits of Walton Avenue, shown on said plan, is subject to any easements express or implied as the petitioners and those claiming under them hereafter granted in and over the same. There is appurtenant to said land a right of way over Walton Avenue as shown on said plan in common with others who are now or may hereafter be entitled thereto. T f, Loan Number: 601459828 FIXED/ADJUSTABLE RATE RIDER (LIBOR One-Year Index (As Published In The Wap S&wt Journal) -`Rate Caps) THIS FIXED/ADJUSTABLE RATE RIDER is made this 19th day of JANUARY 2 0 0 6 , and is incorporated into and shall be deemed to amend and supplement the Mortgage,Deed of Trust,or Security Deed(the"Security Instrument")of the same date given by the undersigned("Borrower") to secure Borrower's Fixed/Adjustable Rate Note(the"Note")to DYNAMIC CAPITAL MORTGAGE, INC. , A MASSACHUSETTS CORPORATION- ("Lender")of the same date and covering the property described in the Security Instrument and located at:. 105 WALTON AVENUE; .HYANNIS, -MAS$ACHUSETTS 02601, [Property Address) THE NOTE PROVIDES FOR A CHANGE IN BORROWER'S FIXED INTEREST RATEv TO AN ADJUSTABLE INTEREST RATE. THE NOTE LIMITS THE AMOUNT BORROWER'S ADJUSTABLE INTEREST RATE CAN CHANGE ATANY ONE TIME AND THE MAXIMUM RATE BORROWER MUST PAY ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further covenant and agree as follows: , A. ADJUSTABLE RATE AND MONTHLY PAYMENT CHANGES The Note provides for an initial fixed interest rate of 7 2 5 0,°6. The Note also provides for a change in the initial fixed rate to an adjustable interest rate,,As follows: 4. ADJUSTABLE INTEREST RATE AND MONTHLY PAYMENT,CHANGES' (A) Change Dates The initial fixed interest rate I will pay will change to an adjustable.Interest rate on the 1st day of FEBRUARY, 2011. ,and'the adjustable interest rate 1 will pay may change on that day every 12th month thereafter. The date on which my initial fixed interest rate changes to an adjustable interest rate,and each date on which my adjustable interest rate could change,is called a"Change., Date." (B) The Index Beginning with the first Change Date, my adjustable interest rate will be based on an Index. The "Index" Is the average of interbank offered rates for one=year U.S. dollar-denominated deposits in the London market("LIBOR"),as published in The Wall Street Journal. The most recent Index figure available as of the date 45 days before each Change Date is called the Current Index. - y g . If the Index is no longer,available, the Note Holder will choose a new index that is based upon comparable information. The Note Holder will give me notice of this choice. " MULTISTATE FIXED/ADJUSTABLE RATE RIDERNWSJ One-Year LIBOR DocMAplctV%M= WO-649-1362, Single FamilyNFarmis Mae MODIFIED INSTRUMENT www• � form 3187 6/01 Page 1 o14 , asLsrLAa.L.w" (C) Calculation of Changes Before each Change Date, the Note Holder will calculate my new interest rate by adding TWO AND 2 5 0/10 0 0 percentage points( 2.250 %)to the Current Index, The Note Holder will then round the result of this addition to the nearest one-eighth of one percentage point(0.125%). Subject to the limits stated in Section 4(D)below,this rounded amount will be my new interest rate until the next Change Date. The Note Holder will then determine the amount of the monthly payment that would be sufficient to repay the unpaid principal that I am expected to owe at the Change Date in full on the Maturity Date at my new interest rate in substantially equal payments. The result of this calculation will be the new amount of my monthly payment. (D) Limits on Interest Rate Changes The interest rate I am required. to pay at the first Change Date win not be greater than 12.250 %or less than 2.250 %. Thereafter,my adjustable interest rate will never be increased or decreased on any single Change Date by more than TWO AND 0 0 0/10 0 0 percentage points from the rate of interest I have been paying for the preceding 12 months. My interest rate will never be greater than 12.250 %. (E) Effective Date of Changes My new interest rate will become effective on each Change Date. I will pay the amount of my new monthly payment beginning on the first monthly payment date after the Change Date until the amount of my monthly payment changes again. (F) Notice of Changes The Note Holder will deliver or mail to me a notice of any changes in my initial fixed interest rate to an adjustable interest rate and of any changes in my adjustable interest rate before the effective date of any change.The notice will include the amount of my monthly payment,any information required by law to be given to me and also the title and telephone number of a person who will answer any question I may have regarding the notice. B. TRANSFER OF THE PROPERTY OR A BENEFICIAL.INTEREST IN BORROWER 1. Until Borrower's initial fixed interest rate changes to an adjustable interest rate under the terms stated in Section A above,Uniform.Covenant 18 of the Security Instrument shall read as follows:. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest in the Property"means any legal or beneficial interest in the Property,including, : but not limited to,those beneficial Interests transferred in a bond for deed,contract for deed, Installment sales contract or escrow agreement, the intent of which is the transfer of title by Borrower at a future date to a purchaser. If all or any part of the Property or any Interest in the Property is sold or transferred(or if Borrower is not a natural person and a beneficial interest in Borrower Is sold or transferred) without Lender's prior written consent,Lender may require immediate payment in,full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. MULTISTATE FIXED/ADJUSTABLE RATE RIDERNWSJ One-Year LIBOR DocAfm9keLW= 900649 rasa Single FamilyNFannie Mae MODIFIED INSTRUMENT www.dwnugk.com Forth 3187 6/01 Page 2 of 4. Uu�grt.r�a.z.�m If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section IS within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period,Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 2. When Borrower's initial fixed interest rate changes to an adjustable interest rate under the terms stated in Section A above, Uniform Covenant 18 of the Security Instrument described in Section Bl above shall then cease to be In effect,and the provisions of Uniform Covenant 18 of the Security Instrument shall be amended to read as follows: Transfer of the Property or a Beneficial Interest in Borrower. As used.in this Section 18, "Interest in the Property"means any legal or beneficial interest In the Property,Including, but not limited to.those beneficial interests transferred in a bond for deed,contract for deed, installment sales contract or escrow agreement,the intent of which is the transfer of title by Borrower at a future date to a purchaser. If all or any part of the Property or any Interest in the Property Is sold or transferred(or If Borrower Is not a natural person and a beneficial interest In Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise Is prohibited by Applicable Law. Lender also shall not exercise this option if: (a) Borrower causes to be submitted to Lender information required by Lender to evaluate the intended transferee as if a new loan were being made to the transferee; and (b) Lender reasonably determines that Lender's security will not be impaired by the loan assumption and that the risk of a breach of�any covenant or agreement in.this Security Instrument is acceptable to Lender. To the extent permitted by Applicable Law, Lender may charge a reasonable fee as a condition to Lender's consent to the loan assumption. Lender also may require the transferee to sign an assumption agreement that is acceptable to Lender and that obligates the transferee . to keep all the promises and agreements made in the Note and in this Security Instrument. Borrower will continue to be obligated under the Note and this Security Instrument unless Lender releases.Borrower in writing. If Lender exercises the.option to require immediate-payment In full, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given In accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument.- If Borrower fails to pay these sums prior to the , expiration of this period,Lender may Invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. y MULTISTATE FIXED/ADJUSTABLE RATE RIDERNWSJ One-Year LIBOR DodUrplc c eoas�arssz Single FamilyNFannie Mae MODIFIED INSTRUMENT www.d0cnwgk.com Form 3187 6101 Page 3 of 4 ua�srs.rras.�m BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Fixed/Adjustable Rate Rider. f (Seal) (Seal) [M�A&NJITTHIARA -Borrower, -Borrower -Borrower -Borrower (Seal) -Borrower-Borrower MULTISTATE FIXED/ADJUSTABLE RATE RIDERNWSJ One-Year LIBOR soaa�a�3ei Single FamilyNFamde Mae MODIFIED INSTRUMENT www.doemrg/c.earn Form 3187 61 01 Page 4 of 4 BARNSTABLE REGISTRY OF DEEDS .. -tiC�T i,-'T,,.u,.+..s•+,-t F,+`i?•... •.,.Air! ny c r —F n„ 'v:xlw r.. .,,,_ —,. .._ .. ,_'.s;' .. _. Town of Barnstable °F1HE ram, Regulatory Services " - * Thomas F. Geiler,`Director, * BARNSPABLE. y' MASS.• Buildi l Divisio.n- _ � -i679. �0 g : .. ArE 'l p D � Thomas'Perry, CB , Building Commissioner 2.00 Main Street, Hyannis,`MA 02601 www.town.barn stable.ma.us Office: 508-862-4038 Fax: 5Q8-790-6230 EXIT ORDER DATE: LOCATION: UNDER THE PROVISIONS OF 780 CMR, THE STATE BUILDING CODE SECTION 3400.5.1, YOU ARE HEREBY ORDERED TO ININIEDIATELY DISCONTINUE THE USE OF THE CELLAR/BASEMENT AREA FOR SLEEPING PURPOSES. Yj LOCAL INSPECTOR k On . 4_6-FT ok WK C. SIGNATURE OF RECIPIENT ODEM DE SAIDA DATA: LOCALIDADE: DE ACORDO COM 0 PROVISORIO 780 CMR, CODIGO DE CONSTRUCAO DO ESTADO, PARAGRAFO 3400.5.1, VOCE ESTA ORDENADO DE DEIXAR DE ' USAR, IMEDIATAMENTE; A AREA DO PORAOBASEMENT PARA O B PROPOSITO DE DORMIR. INSPETOR.LOCAL ASSINATURA DO RECIPIENTE t Town of Barnstable Regulatory Services 9 Mnss. Thomas F. Geiler, Director �p i639 p�0 Building Division Thomas Perry, CBO Building Commissioner 200 Main Street, Hyannis, MA 02601 www.town.ba instable.ma.us Office: 508-862-4038 Fax': 508-790-6230 i i December.12, 2012 t Manjit& Kanwal Thiara 105 Walton Avenue Hyannis, MA 02601 RE: 105 Walton Avenue, Hyannis Dear Manjit& Kanwal: Enclosed is an invoice for the securing of your property:at the above address. Thank you in advance for your attention to the above. Respectfully, Debi Barrows Administrative Assistant r Regulatory Service Building Division 200 Main Street Hyannis, MA 02601 INVOICE NO: 105Walton Vendor Number 4595-1 DATE:_Dec. 6, 2012 To: Ship To: =-Manjit& Kanwal Thiara 105 Walton Avenue Hyannis,MA 02601 SALESPERSON P.O. NUMBER. DATE SHIPPED SHIPPED VIA F.O.B. POINT TERMS QUANTITY DESCRIPTION UNIT PRICE AMOUNT . Secured property at 105 Walton Avenue, Hyannis 236.78 Boarded up windows with plywood SUBTOTAL SALES TAX SHIPPING &.HANDLING r TOTAL DUE 236.78 Make all checks payable to: Town of Barnstable If you have any questions concerning this invoice, call Debi Barrows, 862-4032. THANK YOU FOR YOUR BUSINESS! Town of Barnstable Structures & Grounds 800 Pitchers Way Hyannis, MA 02601 INVOICE NO:99Walton Vendor Number 4595-1 DATE: May 16, 2012 To: Ship To: Tom Perry Building Division SALESPERSON P.O. NUMBER DATE SHIPPED SHIPPED VIA F.O.B.POINT TERMS J QUANTITY DESCRIPTION UNIT PRICE AMOUNT Secure the property at 99 & 105 Walton Avenue, Hyannis MA 473.55 Boarded up windows with plywood. SUBTOTAL SALES TAX SHIPPING& HANDLING TOTAL DUE 473.55 Make all checks payable to: Town of Barnstable If you have any questions concerning this invoice, call: Debi Barrows, 862-4032 THANK YOU FOR YOUR BUSINESS! y f. I' Ilk [ N "Wit � yl. 'qI►•�, - � �., ��� _•�� Wit•• .. � ..` - - r ..r Y� •�fv L� Y =� !y ��` ?,. � � 'a`+ .•,$„�:;=�yob`'" ,'E�rct` �-��; IL �IME Town of Barnstable Regulatory Services MASS. '�* Thomas F. Geiler,Director i639� �� 39. Building Division Tom Perry, Building Commissioner 200 Main Street, Hyannis, MA 02601 Office: 508-862-4038 Fax: 508-790-6230 April 10, 2012 Manjit&KanwalThiara 63 Clarissa Joseph Road Plymouth, Ma 02360 Re: Notice to Secure Vacant Property Locus: 105 Walton Ave, Hyannis,MA Map 310 Parcel 022 To Whom It May Concern: Be advised that I inspected your property located at the aforementioned address and found the dwelling to be unsafe and uninhabitable. You should also know I have ordered the structure to be posted as such. At this juncture I must order you to take the appropriate measures to secure the property. This action must occur by April 13, 2012. In the event that you fail to comply;I will direct municipal staff to secure the building at your expense. .A lien will be recorded against the deed for all costs incurred by this office on your behalf. You must notify this office of your intentions prior to April 13 in order to avoid the placement of the lien. Sincerely, Thomas Perry Building Commissioner Town of.Barnstable Building Division '•*" ' ' 'O�: U.S.POSTAGE)>P+TNEYE30WES 200 Main Street { Hyannis, MA 02601 ZIP 02601 $ 000.450 �- 02 1YY 0001361475 APR 10, 2012 Manjit & KanwalThiara 63 Clarissa Joseph Road Plymouth, Ma 02360 Message Page 1 of 1 } Anderson, Robin From: Brune,Amy[abrune@corelogic.com] Sent: Tuesday,April 10,2012 3:55 PM To: Anderson, Robin Subject: RE: 105 Walton Ave, Hyannis Thank you Robin. I have left a message for the borrower at his home 7744139726 and cell# 617-851-` 9981. 1 will also attach this invoice to the letter-1 am sending about contacting us immediately.if the borrower does not respond and you need to proceed with the securing please email or fax me a the invoice. Amy Brune Customer Svc Rep Lead Field Services Direct 817-699-3945 Fax 817-826-1806 abrune@corelogic.com 1 Corelogic Way Westlake,TX 76262 From: Anderson, Robin [ma i Ito:Robin.Anderson@town.barnstable.ma.us] Sent: Tuesday,April 10, 2012 2:41 PM To: Brune,Amy Subject: 105 Walton Ave, Hyannis Please find a copy of an order to secure for 105 Walton Ave, Hyannis: Rodin C. -Anderson Zoning_Enforcement Officer Town of Barnstable 200 Main Street Hyannis, J4-A '02601 1 5o8-862-4027 This message may contain confidential or proprietary information intended only for the use of the addressee(s)named above or may contain information that is legally privileged. If you are not the intended addressee, or the person responsible for delivering it to the intended addressee, you are hereby notified that reading,'disseminating,distributing or copying this message is strictly prohibited. If you have received this message by mistake, please immediately notify us by replying to the message and delete the original message and any copies immediately thereafter. Thank you. . CLLD 4/10/2012 Message Page 1 of 1 Anderson, Robin To: Brune, Amy [abrune@corelogic.com] Subject: 105 Walton Ave, Hyannis Hi Amy, I returned from my vacation to find that your client did board up the house but not to the satisfaction of the Local Building Inspector. The owner did not board up the broken skylights and the plywood is loosely affixed to the shutters. The inspector told me that one can insert a finger behind the sheets and simply pull the board out thus allowing a person to slip in behind. Shards of glass are falling out the broken window panes- presenting an additional concern. Your client's attempt to secure the property is not acceptable and as such this division will order our grounds crew to secure the dwelling in proper fashion; all expenses will be charged to the property by virtue of a lien. Staff is scheduled to proceed on Monday, April 30, 2012. You should be aware that the owner is aware of his obligation and the expectation of the level,of work required in order to avoid this action. He indicated during a phone conversation with the inspector that the work would be done to our satisfaction by last Friday, April 20, 2012. As of today, there has been no further action or contact and I.will be forced to begin the lien process. Please fell free to contact me in the event that you may offer additional assistance or require more information. Thank you. ,R96in a c Robin C. Anderson Zoning Enforcement Officer 7'awn of Barnstable 200 whin Street Hyannis, NA 026oi 5o8-862-4027 , 4/24/2012 r%- �. f`- F Ln Certified Mail Fee I� $ `D Extra Services&Fees(check box,add fee as appropriate) t ❑Return Receipt(hardcopy) $ e `5 hm O ❑Return Receipt(electronic) $ faPoStmark 0 y_ 0 ❑Certified Mail Restricted Delivery $ �4 Here O� 0 ❑Adult Signature Required $ C� ❑Adult Signature Restricted Delivery$ . 5�� "� p Postage O $ Total Postage and Fees r� $ sP =-a,F— y_ _-_ O Street an pt.No.,or Box o _lVO-A------------ -N l� I City,St t, -pN 4 �� Certified Mail service provides the following benots: ■A receipt(this portion of the Certified Mail label). for an electronic return receipt,see a retail •A unique identifier for your mailpiece. associate for assistance.To receive a duplicate ■Electronic verification of delivery or attempted return receipt for no additional fee,present this delivery., USPS®-postmarked Certified Mail receipt to the ■A record of delivery(including the recipient's retail associate. signature)that is retained by the Postal Service- Restricted delivery service,which provides for a specified period. delivery to the addressee specified by name,or to the addressee's authorized agent Important Reminders: Adult signature service,which requires the ■You may purchase Certified Mail service with signee to be at least 21 years of age(not First-Class Mail®,First-Class Package Service®, available at retail). or Priority Mail®service. Adult signature restricted delivery service,which ■Certified Mail service is notavailable for requires the signee to be at least 21 years of age International mail. and provides delivery to the addressee specified ■Insurance coverage Is notavailable for purchase by name,or to the addressee's authorized agent with Certified Mail service.However,the purchase (not available at retail). of Certified Mail service does not change the ■To ensure that your Certified Mail receipt is insurance coverage automatically included with accepted as legal proof of mailing,it should bear a certain Priority Mail items. USPS postmark.If you would like a postmark on ■For an additional fee,and with a proper this Certified Mail receipt,please present your endorsement on the mailpiece,you may request Certified Met item at a Post Office'for the following services: postmarking.If you don't need a postmark on this -Return receipt service,which provides a record Certified Mail receipt,detach the barcoded portion of delivery(including the recipient's signature). of this label,affix it to the mailpiece,apply You can request a hardcopy return receipt or an appropriate postage,and deposit the maiipiece. electronic version.For a hardcopy return receipt, complete PS Form 3811,Domestic Return - Receipt attach PS Form 3811 to your mailpiece; IMPORTANT.Save this receipt for your records. PS Form 3800,April 2015(Reverse)PSN 7530.02-000-9047 ,fir i Town of Barnstable Regulatory Services �OHE T o Richard V.Scali,DirectorGA A • Building Division BST�LE. +' EAMSTABLE, Buse eu•trinucSi.cmirinircu�s . v MASS. Paul Roma, "" ""'63'o 4 i639. 10 Building Commissioner 200 Main Street, Hyannis, MA 02601 www.town.barnstable.maxs September 5, 2017 Alma Emery Altisource Solutions, Inc. 100 Abernathy Road, Northpark Town Building 400, Suite 200 Atlanta, Georgia 30328 Good Morning Ms. Emery, As explained in my previous email, the Town of Barnstable no longer requires a check or bond in the amount of$10,000 to be furnished for each property upon registration. We do not require any amount.to register a vacant or foreclosed property at this time. .Therefore, I am returning the following checks: 1.) Check #1178526 for 135 W. Main St. Apt 43, Hyannis, MA 02601 2.) Check#1178527 for 10 Brookshire Road, Hyannis, MA 02601 3.) Check#1178528 for 105 Walton Ave, Hyannis, MA 02601 Thank you. Sincerely, Robert McKechnie Local Inspector Town of Barnstable 508-862-4033 robert.mckechnie(a)town.barnstable.ma.us Three Checks Enclosed — a 7 8E.ND.ER:-1�.COMPLETE'THIS SECTION COMPLETE THIS SECT! NONDELIVERY ■ Complete items 1,2,and 3. A Signature ■ Print your name and address on the reverse X ❑Agent . so that 'we can return the card to you. q ❑Addresse, ■ Attach this card to the back of the mailpiece, B. R c ' n ame) C. Date of Deliver or on the front if'space permits. 1 Article Addressed to: D. Is delivery address different from item 1? ❑Yes If YES,enter delivery address below: ❑No 3.�iI'IIIII I'II.IIIIIIIIII i Ii IIIIllL1I III III ❑dult3gn turee El Priority Mail❑RegseredMail�s® ❑Adult Signature Restricted Delivery ❑Registered Mail Restncte 9590 9402 1933 6123 1271 47 Tel Certitted Mail® Delivery ❑Certified Mail Restricted Delivery P Return Receipt for ❑Collect on Delivery Merchandise —n.cc, o Numher_?ransfer from.servlce label)_ ❑collect on Delivery Restricted Delivery ❑Signature ConfinnationTM ❑Signature Confingtidn" 7 017 1000 0000 6759 6177 Restricted Delivery Restricted Delivery )S Form 3811,July 2015 PSN 7530-02-000-9053 Domestic Return-Receipt 4 Town of Barnstable Building Division i 200 Main Street :4_ :. - 4rr Y U.S:POSTAGE?'PITNEYBOWES H annis , MA 02601 TOWN OF SARNI ST R i �® t�. ZIP 02601 000. 5° -02 1 VY I` i , '! ".7 r 0001,3614.78 DEC. 12. 2012. r, 9: - IIL��ttltl�Ilttll��t�ttll�tJll Manjit& Kanwal Thiara 105 Walton Avenue Hyannis, MA 02601 _c .T-I1 R IN j'L E T,0 37i _ 1 1 91 ti 47 _